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Hopefully debt free before Mortgage renewal in June 2026

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Comments

  • Tezzadp
    Tezzadp Posts: 385 Forumite
    100 Posts Photogenic Name Dropper
    Thanks folks, i will have a look at gammon joints next time i go shopping. Im thinking i might do a curry next week and freeze some portions again. I might go to home bargains tomorrow as the dog needs some of her monthly treats/biscuits and while im there i might have a look to see if they have got any cheap tubs that i can use to put some meals in the freezer with. If they are cheap enough i may get some.
    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £4309.95 - 23/05/25
  • dawnybabes
    dawnybabes Posts: 3,285 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If I make a curry I always add potatoes to it to ‘pad’ it out plus lentils 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • Tezzadp
    Tezzadp Posts: 385 Forumite
    100 Posts Photogenic Name Dropper
    £22.18 spent at Home Bargains today. I managed to get 6 tubs for only £1.49 which was good value, they will come in handy for putting things into the freezer. The rest was mainly dog treats/snacks that will last well over a month. 

    No direct debits today

    Natwest CC Daily payment £2.68 Total daily payments made this month £41.68

    Total of all Natwest CC payments, including weekly and monthly payments made this month £142.71 leaving a balance of £3702.27

    *This month refers to 30th May to 29th June (the day before pay day)


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £4309.95 - 23/05/25
  • Cara_
    Cara_ Posts: 120 Forumite
    100 Posts Second Anniversary
    I'm glad the stew turned out well and I'm looking forward to hearing how the curry turned out.
    The freezer tubs were a good price and will come in useful.
    I really like the quote above.
  • Tezzadp
    Tezzadp Posts: 385 Forumite
    100 Posts Photogenic Name Dropper
    Now over half way through the month  B)

    No money spent today
    No direct debits today

    Natwest CC Daily payment £2.69 Total daily payments made this month £44.37

    Total of all Natwest CC payments, including weekly and monthly payments made this month £145.40 leaving a balance of £3699.58

    *This month refers to 30th May to 29th June (the day before pay day)


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £4309.95 - 23/05/25
  • daisy_1571
    daisy_1571 Posts: 1,959 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Down into the next thousand- great stuff 

    Dxx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • Tezzadp
    Tezzadp Posts: 385 Forumite
    100 Posts Photogenic Name Dropper
    No money spent today

    Direct debits

    Council Tax £134.00
    Water bill £21.32
    Gas Bill £50.00

    Natwest CC Daily payment £2.70 Total daily payments made this month £47.07

    Total of all Natwest CC payments, including weekly and monthly payments made this month £148.10 leaving a balance of £3696.88

    *This month refers to 30th May to 29th June (the day before pay day)


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £4309.95 - 23/05/25
  • Tezzadp
    Tezzadp Posts: 385 Forumite
    100 Posts Photogenic Name Dropper
    edited 17 June at 8:16PM
    Well it was food shop day today ...... and i think i've been a naughty boy  :/ I have gone over my budget and spent a total of £41.58  :| I did get ingredients to make a big curry to put into the freezer though, but it costs more than i thought to buy all the things needed just to make one dish. I have not added it all up but it was way over £10 for everything. I brought chicken, mushrooms, peppers, jars of curry sauce (no i can't make my own  :D ) rice and naan bread. I mean 69p EACH for peppers !!! if i knew that before they went thru the till i wouldnt have brought 2 single ones i would have brought the pre packed ones with 3 in for something like £1.40 or something. I thought it would be cheaper buying 2 single ones not in packaging, thats how it normally works with veg.... or so i thought haha. I will have to actually look at the prices next time, that would probably help. I suppose if i can fill my 6 tubs and have another meal out of it all then it won't feel as expensive as it does right now haha. 

    I did go mad and bought some non essential salted choc caramel ice cream cones for the weekend when the weather is expected to be roasting hot. They cost £1.25 which i could have saved really, but it could have been worse and i could have bought some beer for £10+. I also bought some things that i don't usually buy every week as i dont need them as often like toothpaste, fabric softener. So i'm hoping i can spend less next week with this week being over budget  :s and next week i wont cook anything to put in the freezer as i will have the curry and i still have left over stew in the freezer also. So that should save me some money also. 

    No Direct debits today

    Natwest CC Daily payment £2.71 Total daily payments made this month £49.78

    Total of all Natwest CC payments, including weekly and monthly payments made this month £150.81 leaving a balance of £3694.17

    *This month refers to 30th May to 29th June (the day before pay day)


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £4309.95 - 23/05/25
  • daisy_1571
    daisy_1571 Posts: 1,959 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    It definitely should work out over the month with the extra feeezer meals.  Definitely OK to have the trest ice creams 🍦👍 😀 

    Dxx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • Tezzadp
    Tezzadp Posts: 385 Forumite
    100 Posts Photogenic Name Dropper
    It definitely should work out over the month with the extra feeezer meals.  Definitely OK to have the trest ice creams 🍦👍 😀 

    Dxx
    I hope so. Thanks   o:)
    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £4309.95 - 23/05/25
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