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The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
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Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Hopefully debt free before Mortgage renewal in June 2026
Comments
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I love the quotes too
Dxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'1 -
I'm pleased for you that your debt journey is coming to an end but I will miss the quotes!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20251 -
I've loved the quotes too!
And brilliant news on the bonus 😃Emergency Fund goal - £717.77/1500
Weight loss goal 1 - 0/7 lb
Mortgage OP goal 2026 - £4500
New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest1 -
Fab news on the bonus, well deserved and it will really boost your new journey debt free in the New Year. I too dislike the dark damp days of winter and hadnt given any thought to it being the 21st yesterday, so liked your reminder that brighter days are coming. Looking forward to your Christmas Eve round up and seeing the quotes youve saved.1
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Today i topped up with a small food shop to last me over the Christmas period and spent £28.99.
I also have withdrawn an extra £70.00 to give as cash in cards for Christmas. This has been taken out of my savings/emergency account, which now has a balance of £376.43
No direct debits today
Natwest CC Daily payment £4.60 Total daily payments made this month £116.35
Total of all Natwest CC payments, including weekly and monthly payments made this month £323.35 leaving a balance of £253.41*This month refers to 28th November to 25th December (Xmas day + DEBT FREE DAY !! )
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £0 - 25/12/254 -
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £0 - 25/12/254 -
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £0 - 25/12/256 -
Thank you all so much for the love for the quotes 🫶🏼 maybe after my debt journey i could continue and just post a quote a day or something and maybe inspire or help others or just for general viewing. We will see.
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £0 - 25/12/255 -
Love those quotes especially the thinking of those during Christmas who might be struggling ♥️🎄Emergency Fund goal - £717.77/1500
Weight loss goal 1 - 0/7 lb
Mortgage OP goal 2026 - £4500
New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest3 -
That's a really good idea.Tezzadp said:Thank you all so much for the love for the quotes 🫶🏼 maybe after my debt journey i could continue and just post a quote a day or something and maybe inspire or help others or just for general viewing. We will see.
I was thinking I will miss your daily quotes.
Maybe you could have savings totals instead of debt. Or holiday fund or similar.3
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