We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Hopefully debt free before Mortgage renewal in June 2026

1103104106108109161

Comments

  • daisy_1571
    daisy_1571 Posts: 2,996 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I love the quotes too

    Dxx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • doingitanyway
    doingitanyway Posts: 10,925 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    I'm pleased for you that your debt journey is coming to an end but I will miss the quotes!
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • I've loved the quotes too!
    And brilliant news on the bonus 😃 
    Emergency Fund goal - £1000/2000
    Mortgage OP goal 2026 - £1200/£4500 
    Read 24 books this year 14/24

  • Spendless
    Spendless Posts: 25,239 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Fab news on the bonus, well deserved and it will really boost your new journey debt free in the New Year. I too dislike the dark damp days of winter and hadnt given any thought to it being the 21st yesterday, so liked your reminder that brighter days are coming. Looking forward to your Christmas Eve round up and seeing the quotes youve saved. 
  • Tezzadp
    Tezzadp Posts: 1,211 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    Today i topped up with a small food shop to last me over the Christmas period and spent £28.99.

    I also have withdrawn an extra £70.00 to give as cash in cards for Christmas. This has been taken out of my savings/emergency account, which now has a balance of £376.43

    No direct debits today

    Natwest CC Daily payment £4.60 Total daily payments made this month £116.35

    Total of all Natwest CC payments, including weekly and monthly payments made this month £323.35 leaving a balance of £253.41

    *This month refers to 28th November to 25th December (Xmas day + DEBT FREE DAY !! )


    Debts  Jan 6th 2025 = £6465.60 
    Natwest CC £0 - 25/12/25

    If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elU

    My Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC 

    X (Twitter) : https://x.com/Savvy_Squirrel_
  • Tezzadp
    Tezzadp Posts: 1,211 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
                                               

    Debts  Jan 6th 2025 = £6465.60 
    Natwest CC £0 - 25/12/25

    If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elU

    My Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC 

    X (Twitter) : https://x.com/Savvy_Squirrel_
  • Love those quotes especially the thinking of those during Christmas who might be struggling ♥️🎄 
    Emergency Fund goal - £1000/2000
    Mortgage OP goal 2026 - £1200/£4500 
    Read 24 books this year 14/24

  • Tezzadp said:
    Thank you all so much for the love for the quotes 🫶🏼 maybe after my debt journey i could continue and just post a quote a day or something and maybe inspire or help others or just for general viewing. We will see. 


    That's a really good idea.
    I was thinking I will miss your daily quotes.
    Maybe you could have savings totals instead of debt. Or holiday fund or similar.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.5K Work, Benefits & Business
  • 604.4K Mortgages, Homes & Bills
  • 178.6K Life & Family
  • 261.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.