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Hopefully debt free before Mortgage renewal in June 2026

1100101103105106112

Comments

  • Tezzadp
    Tezzadp Posts: 811 Forumite
    500 Posts Photogenic Name Dropper
    5 Days to go 🥳🎅🏼❤️🎁🫶🏼🎄😁

    No money spent today
    No direct debits today

    Natwest CC Daily payment £4.57 Total daily payments made this month £102.58

    Total of all Natwest CC payments, including weekly and monthly payments made this month £309.58 leaving a balance of £267.18 

    *This month refers to 28th November to 25th December (Xmas day + DEBT FREE DAY !! )


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £0 - 25/12/25
  • Tezzadp
    Tezzadp Posts: 811 Forumite
    500 Posts Photogenic Name Dropper
                                          

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £0 - 25/12/25
  • Tezzadp
    Tezzadp Posts: 811 Forumite
    500 Posts Photogenic Name Dropper
                                           

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £0 - 25/12/25
  • Tezzadp
    Tezzadp Posts: 811 Forumite
    500 Posts Photogenic Name Dropper
                                              

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £0 - 25/12/25
  • Pinkpieuni
    Pinkpieuni Posts: 208 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    edited 21 December at 10:36AM
    Tezzadp said:
    5 Days to go 🥳🎅🏼❤️🎁🫶🏼🎄😁

    No money spent today
    No direct debits today

    Natwest CC Daily payment £4.57 Total daily payments made this month £102.58

    Total of all Natwest CC payments, including weekly and monthly payments made this month £309.58 leaving a balance of £267.18 

    *This month refers to 28th November to 25th December (Xmas day + DEBT FREE DAY !! )


    Great job! And, looks like you did an amazing jobs sorting out the presents. Merry Christmas.

    Challenges

    NSD - Dec 10/10

    The Save £12k in 2025 challenge #4 £12,317/£30,500

    2025 Mortgage-Free Wannabes #61 £42,801.82/£38,000

    Mortgage @ Jan 2025 £75,600-Current bal £29,851.26 Target  MF - Jun 26, 187 days away.


    2026 Challenges

    NSD - January 

    1. 2026 Mortgage-Free Wannabes #61 £ /£29,000, MF target June 2026, current mortgage balance - £29,851.26

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - Current balance £1,029.22

    3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)

  • Tezzadp
    Tezzadp Posts: 811 Forumite
    500 Posts Photogenic Name Dropper
                                         

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £0 - 25/12/25
  • Tezzadp
    Tezzadp Posts: 811 Forumite
    500 Posts Photogenic Name Dropper
    Tezzadp said:
    5 Days to go 🥳🎅🏼❤️🎁🫶🏼🎄😁

    No money spent today
    No direct debits today

    Natwest CC Daily payment £4.57 Total daily payments made this month £102.58

    Total of all Natwest CC payments, including weekly and monthly payments made this month £309.58 leaving a balance of £267.18 

    *This month refers to 28th November to 25th December (Xmas day + DEBT FREE DAY !! )


    Great job! And, looks like you did are amazing jobs sorting out the presents. Merry Christmas.
    Thank you. Merry Christmas to you too 🎄🎅🏼🎁
    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £0 - 25/12/25
  • Tezzadp
    Tezzadp Posts: 811 Forumite
    500 Posts Photogenic Name Dropper
                

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £0 - 25/12/25
  • Tezzadp
    Tezzadp Posts: 811 Forumite
    500 Posts Photogenic Name Dropper
                                         

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £0 - 25/12/25
  • Tezzadp
    Tezzadp Posts: 811 Forumite
    500 Posts Photogenic Name Dropper
                              

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £0 - 25/12/25
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