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Hopefully debt free before Mortgage renewal in June 2026
Comments
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Can you please hurry up and post. I’m excited to see the Fri debt figureMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.2
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😂 Sorry i go to visit my sister for a cuppa and a catch up after work on a Friday. You will be pleased to see I'm now in the £200's figure 🥳😁❤️in_need_of_direction said:Can you please hurry up and post. I’m excited to see the Fri debt figureDebts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £0 - 25/12/252 -
6 Days to go 🥳🎅🏼❤️🎁🫶🏼🎄😁
No money spent today
Direct Debits
Standing order for £40.00 for my weekly payment into my emergency/savings account. Total paid in this month is £160.00 Balance now stands at £446.43
Debt payments
Natwest CC Weekly payment £47.00 (I pay an additional £1 every week until the debt is paid in full) Total weekly payments made this month £182.00
Natwest CC Daily payment £4.56 Total daily payments made this month £98.01
Total of all Natwest CC payments, including weekly and monthly payments made this month £305.01 leaving a balance of £271.75 ❤️😁*This month refers to 28th November to 25th December (Xmas day + DEBT FREE DAY !! )
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £0 - 25/12/255 -
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £0 - 25/12/252 -
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £0 - 25/12/251 -
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £0 - 25/12/252 -
I read your figures every day and Im still in awe that in a 3 week period youve paid off over £300. Wow. Was this the last weekly amount to be paid and its daily amounts from now till Christmas day?1
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Aww Thank you. Yes now the daily and weekly amounts have built up the total amounts paid really start to add up quickly over a shorter time period than they used to.Spendless said:I read your figures every day and Im still in awe that in a 3 week period youve paid off over £300. Wow. Was this the last weekly amount to be paid and its daily amounts from now till Christmas day?
Yes that is my last weekly payment now as Xmas day is only next Thurs. It will be my usual Daily payments until then and a final lump sum payment to pay off the remaining balance on Xmas day 🥳😁❤️Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £0 - 25/12/255 -
So excitingMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.1
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How fantastic, very well done!!
Mortgage: £173,700 Sep 22 £158,300 Dec 25
MF Date: Sep 52 Mar 52
CC Debt: £15,250 Nov 25 £12,000 Dec 25
2026 Challenges:
MFiT-T7 #5
DFbyXMAS #7
1
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