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Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Hopefully debt free before Mortgage renewal in June 2026
Comments
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13 Days to go !! 🥳🎅🏼❤️🎄
No money spent today
Direct Debits
Standing order for £40.00 for my weekly payment into my emergency/savings account. Total paid in this month is £120.00 Balance now stands at £553.43
Debt payments
Natwest CC Weekly payment £46.00 (I pay an additional £1 every week until the debt is paid in full) Total weekly payments made this month £135.00
Natwest CC Daily payment £4.49 Total daily payments made this month £66.30
Total of all Natwest CC payments, including weekly and monthly payments made this month £226.30 leaving a balance of £350.46*This month refers to 28th November to 25th December (Xmas day + DEBT FREE DAY !! )
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £0 - 25/12/252 -
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £0 - 25/12/252 -
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £0 - 25/12/253 -
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £0 - 25/12/253 -
Another week and the outstanding amount will be under £300 - the light at the end of the tunnel is starting to shine brightly.2
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1 more weekly Friday round up before the big reveal.1
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Yes im finally getting there now folks, just 12 more days to go until the big debt free day 🎅🏼❤️🥳
Today i spent £21.38 at Home Bargains as i needed a new lead for my dog coz the little sod ran after a cat and pulled it hard and it wouldnt retract back into the handle. I also bought some dog food, a new harness and a little dog toy for xmas. I will pay this out of my normal account as it will all be one "pot" really in less than 2 weeks time anyway.
I finally got most of my wrapping done today 🥳🎁
No direct debits today
Natwest CC Daily payment £4.50 Total daily payments made this month £70.80
Total of all Natwest CC payments, including weekly and monthly payments made this month £230.80 leaving a balance of £345.96*This month refers to 28th November to 25th December (Xmas day + DEBT FREE DAY !! )
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £0 - 25/12/253 -
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £0 - 25/12/255 -
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £0 - 25/12/254 -
Today i spent £17.00 on my last xmas present (i think/hope). I have also wrapped all my presents now aswell, so i dont have to worry about buying or wrapping presents at all now until next year. Its very unusual for me to have everything done and wrapped this soon before Christmas. I will take this £17.00 out of my emergency/savings account. Balance on that account now stands at £536.43.
No direct debits today
Natwest CC Daily payment £4.51 Total daily payments made this month £75.31
Total of all Natwest CC payments, including weekly and monthly payments made this month £235.31 leaving a balance of £341.45*This month refers to 28th November to 25th December (Xmas day + DEBT FREE DAY !! )
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £0 - 25/12/254
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