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Hopefully debt free before Mortgage renewal in June 2026

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Comments

  • Tezzadp
    Tezzadp Posts: 819 Forumite
    500 Posts Photogenic Name Dropper
                                            

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £0 - 25/12/25
  • Tezzadp
    Tezzadp Posts: 819 Forumite
    500 Posts Photogenic Name Dropper
                                       

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £0 - 25/12/25
  • daisy_1571
    daisy_1571 Posts: 2,562 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    right back atcha! 

    D x
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • Tezzadp
    Tezzadp Posts: 819 Forumite
    500 Posts Photogenic Name Dropper
    right back atcha! 

    D x
    Thank you 🫶🏼❤️
    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £0 - 25/12/25
  • Tezzadp
    Tezzadp Posts: 819 Forumite
    500 Posts Photogenic Name Dropper
    No money spent today
    No direct debits today

    Natwest CC Daily payment £4.45 Total daily payments made this month £48.40

    Total of all Natwest CC payments, including weekly and monthly payments made this month £162.40 leaving a balance of £414.36

    *This month refers to 28th November to 25th December (Xmas day + DEBT FREE DAY !! )


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £0 - 25/12/25
  • Tezzadp
    Tezzadp Posts: 819 Forumite
    500 Posts Photogenic Name Dropper
                              

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £0 - 25/12/25
  • Tezzadp
    Tezzadp Posts: 819 Forumite
    500 Posts Photogenic Name Dropper
                                      

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £0 - 25/12/25
  • Spendless
    Spendless Posts: 24,970 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well done. You're very close to going below £400

    How have you got on with the rest of your Christmas shopping and  the dreaded wrapping? 
  • Tezzadp
    Tezzadp Posts: 819 Forumite
    500 Posts Photogenic Name Dropper
    Spendless said:
    Well done. You're very close to going below £400

    How have you got on with the rest of your Christmas shopping and  the dreaded wrapping? 
    Thank you. yes nearly under the £400 mark now and just 16 more days to go 🥳

    I havent done any wrapping yet, i will save that for the weekend and i have got a few more bits today while shopping. I just need to withdraw some more cash to put into cards and maybe find 1 last thing then im done i think 😊
    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £0 - 25/12/25
  • Tezzadp
    Tezzadp Posts: 819 Forumite
    500 Posts Photogenic Name Dropper
    Todays weekly food shop came to £35.39 and i also put in £20.00 worth of fuel in the car also.

    I also spent £19.34 on a few little things for xmas gifts. I will take this money out of my savings/emergency account as it is one off spending. The balance on this account now stands at £513.43

    No direct debits today

    Natwest CC Daily payment £4.46 Total daily payments made this month £52.86

    Total of all Natwest CC payments, including weekly and monthly payments made this month £166.86 leaving a balance of £409.90

    *This month refers to 28th November to 25th December (Xmas day + DEBT FREE DAY !! )


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £0 - 25/12/25
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