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Hopefully debt free before Mortgage renewal in June 2026
Comments
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Sooo sorry I completely forgot its your birthday, happy birthday tezza, have a good one and yes, you are excused wrapping...today!
I honestly don't know anyone who doesn't have pile of the bags. Everyone complains they breed in captivity, no matter how many you use there always seems to be more 😆 they make wrapping so easy, shove parcel in, birthday tissue paper on top to hide the gift or a wee bit sellotape to close the top and you're done. I might get rid of one bag to mum this year but then she's likely to give me my present in a bag plus a bag for mr d's present - net gain of one bag 😆
If you had to buy some of those (haven't checked what the link is but im meaning the cheapy 5 for a pound type bags) id count it as money well spent - its a job you hate doing, it stresses you therefore that's exactly where your money should be spent. Money is simply a tool to help you in life. If you hoard it away, see EVERY cost as a waste you are missing the point of saving on some things to spend wisely on others. Wrap this year then buy some bags in the sales and you'll never have to wrap a present again in your life, thats got to be a pleasant thought.
Dxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'3 -
Happy birthday, have a *relaxing* dayWhat would you get if all you got was what you were thankful for?1
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Happy birthday.1
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Happy birthday, I hope you had a good day.Congratulations on 11 months alcohol free1
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Sending you Happy birthday wishes.
Hope you have a lovely day.1 -
Today i spent £10.00 on a gift that my sister managed to find whilst she was out shopping that we couldnt find yesterday that we were looking for. So thats another one off the list. Just a couple more bits to go then it's all done.
So i have transferred the above £10.00 from the savings/emergency account, which now has a balance of £492.77
No direct debits today
Natwest CC Daily payment £4.39 Total daily payments made this month £21.85
Total of all Natwest CC payments, including weekly and monthly payments made this month £90.85 leaving a balance of £485.91*This month refers to 28th November to 25th December (Xmas day + DEBT FREE DAY !! )
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £0 - 25/12/253 -
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £0 - 25/12/252 -
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £0 - 25/12/252 -
No money spent today
No direct debits today
Natwest CC Daily payment £4.40 Total daily payments made this month £26.25
Total of all Natwest CC payments, including weekly and monthly payments made this month £95.25 leaving a balance of £481.51*This month refers to 28th November to 25th December (Xmas day + DEBT FREE DAY !! )
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £0 - 25/12/253 -
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £0 - 25/12/251
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