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Hopefully debt free before Mortgage renewal in June 2026

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Comments

  • Tezzadp
    Tezzadp Posts: 811 Forumite
    500 Posts Photogenic Name Dropper
                              

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £0 - 25/12/25
  • Tezzadp
    Tezzadp Posts: 811 Forumite
    500 Posts Photogenic Name Dropper
                                                         

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £0 - 25/12/25
  • daisy_1571
    daisy_1571 Posts: 2,557 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    perhaps you being so organised is part of being organised in your finances?  One usually follows the other

    Dxx 
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • Tezzadp
    Tezzadp Posts: 811 Forumite
    500 Posts Photogenic Name Dropper
    perhaps you being so organised is part of being organised in your finances?  One usually follows the other

    Dxx 
    Maybe you're right. My structure, focus and concentration on my finances may have helped me with other things and i havent even realised them yet. 
    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £0 - 25/12/25
  • Tezzadp
    Tezzadp Posts: 811 Forumite
    500 Posts Photogenic Name Dropper
    edited 15 December at 6:30PM
    No money spent today

    Direct debits

    British Gas £50.00
    Be Fibre Broadband £21.00
    Water Bill £26.45
    Council Tax £134.00

    Natwest CC Daily payment £4.52 Total daily payments made this month £79.83

    Total of all Natwest CC payments, including weekly and monthly payments made this month £239.83 leaving a balance of £336.93

    *This month refers to 28th November to 25th December (Xmas day + DEBT FREE DAY !! )


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £0 - 25/12/25
  • Tezzadp
    Tezzadp Posts: 811 Forumite
    500 Posts Photogenic Name Dropper
                                          

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £0 - 25/12/25
  • Tezzadp
    Tezzadp Posts: 811 Forumite
    500 Posts Photogenic Name Dropper
                                                 

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £0 - 25/12/25
  • Tezzadp
    Tezzadp Posts: 811 Forumite
    500 Posts Photogenic Name Dropper
    I spent £25.01 on fuel and £54.41 on my weekly food shop today. This is more than usual as im hoping it will last me until after xmas day now, baring a small top up of the essentials maybe next week before xmas day. Also i have got a few extra things as its xmas and have treated myself to some things i wouldnt normally so thats why its more than normal this week. 

    I have also withdrawn the last of the money i need to put into Xmas and birthday cards today. So i have taken the £130.00 i have withdrawn as cash today out of my savings/emergency account, which leaves a balance of £406.43

    No direct debits today

    Natwest CC Daily payment £4.53 Total daily payments made this month £84.36

    Total of all Natwest CC payments, including weekly and monthly payments made this month £244.36 leaving a balance of £332.40

    *This month refers to 28th November to 25th December (Xmas day + DEBT FREE DAY !! )


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £0 - 25/12/25
  • Tezzadp
    Tezzadp Posts: 811 Forumite
    500 Posts Photogenic Name Dropper
                                                   

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £0 - 25/12/25
  • Tezzadp
    Tezzadp Posts: 811 Forumite
    500 Posts Photogenic Name Dropper
                                                

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £0 - 25/12/25
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