We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Hopefully debt free before Mortgage renewal in June 2026
Comments
-
I'm so excited for you for tomorrow!
Merry Christmas, and a happy new debt free New Year!Debts 04/01/25 04/05/26
Natwest2 £6,509.97 £3,775
NatWest CC £7,612.74 £6,125
Lloyds CC £6,112.60 £3,897.12
1st Direct CC £176.03 £35.71
CC total £20,411.34 £13,832.83
OD £1100 £0
Car loan £4,000 £3,400
1st Direct Loan £10,684.44 £6,745
Total £36,195.78 £23,977.83
EF £1,800
HF £272.111 -
Thank you. Me too ! i have been busy typing up tomorrows posts up ready to pay my final payments and post my report with my 3 favourite quotes and my look ahead to next year and beyond.Rhyddid2026 said:I'm so excited for you for tomorrow!
Merry Christmas, and a happy new debt free New Year!
Happy Xmas 🎄🥳Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_7 -
No money spent today
No direct debits today
Natwest CC Daily payment £4.62 Total daily payments made this month £125.58
Total of all Natwest CC payments, including weekly and monthly payments made this month £332.58 leaving a balance of £244.18*This month refers to 28th November to 25th December (Xmas day + DEBT FREE DAY !! )
Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_2 -
Merry Christmas Tezz. Im more likely to look up your update today than I am to watch the King's Christmas message. 😅3
-
🤣🤣 Aww thank you. I woke up to my alarm and i was half asleep and i nearly got myself out of bed and ready for work. Now i'm wide awake with a cuppa.Spendless said:Merry Christmas Tezz. Im more likely to look up your update today than I am to watch the King's Christmas message. 😅
I will drip feed you my ready made posts i created last night whilst watching home alone. I don't want you all getting too over whelmed with excitement 😆
Merry Christmas. Have a fantastic day xx 🎄🎅🏼❤️Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_6 -
Merry Christmas.I'll be sneaking away from the table to check for the updates 😁1
-
Looking forward to the updates today. Merry Christmas to you.1
-
This is one of my top 3 favourite quote pics that i have seen and saved this year. I LOVE 🫶🏼 the colours, the photo and the motivational quote that comes with it 🩷🌸
Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_5 -
That is gorgeous
Dxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'1 -
I will also be sneaking away from the table to check your update, exciting. Merry Christmas and well done, your consistence on this journey has been exceptional.
Challenges
NSD - May - 1/10
1. 2026 Mortgage-Free Wannabes #61 £19,133.06/£29,000, MF target June 2026, current mortgage balance - £9,500
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
4. EF - £1,292
2
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.6K Banking & Borrowing
- 254.5K Reduce Debt & Boost Income
- 455.5K Spending & Discounts
- 247.5K Work, Benefits & Business
- 604.4K Mortgages, Homes & Bills
- 178.6K Life & Family
- 261.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards