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Don't hit me with those negative waves Moriarity
Comments
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I think we all do to some extent. i do agree though that it only troubles me, the other party is likely to be unaware
Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.3 -
Well life keeps ticking along and already 2 weeks to payday.
Last weeks spends include the last birthday present for youngest yoof and a frivolous purchase of £25 of a tin whistle for a new music project im dipping my toe into (I know I know what a sucker I am)
The big news hitting me currently came in the form of a letter informing me of a change in tax code - all those additional weekends have caught up with me and the taxman has decided I need to pay more (its never less is it!). I'm trying to reframe that in my mind to "how fortunate am.i currently to pay higher rate tax" rather than the natural expletives that instantly sprung to mind. Needless to say I am now actively looking at the things I can claim tax back on which I've never bothered to before 😂
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes4 -
would you be able to up pension contributions?
Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.1 -
I think I may need to be brave and venture onto the pensions board ........ I must confess pensions totally cofuddle me
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes4 -
If you could learn and then make sure you're around in a year or so to help me learn, that would be great, thank you very much!
I'm just increasing my work pension contributions for now, but have found out that my work pension is rather crap and as I'm starting so late I should probably give it some more thought once I have the brain space.
Debts 04/01/25 04/05/26
Natwest2 £6,509.97 £3,775
NatWest CC £7,612.74 £6,125
Lloyds CC £6,112.60 £3,897.12
1st Direct CC £176.03 £35.71
CC total £20,411.34 £13,832.83
OD £1100 £0
Car loan £4,000 £3,400
1st Direct Loan £10,684.44 £6,745
Total £36,195.78 £23,977.83
EF £1,800
HF £272.113 -
I will try!! @Rhyddid2026
Nearly passed out this morning as I ordered a leavers hoodies and yearbook - £29.99 for a yearbook!!! What a price to pay for being a sentimental old fool.
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes3 -
Well to add to the tax woes we've been told this week car parking at work is going up by 100%, professional fees are increasing and a below inflation pay offer for next year. 😑
But a rare weekend off and I'm going to plan a nice quiet one, I quite fancy watching the rugby at home and maybe a board game tonight. Today though the sun has appeared! So let's make the most of it and maybe a little walk to get some exercise and fresh air before that gets monetized too 🤣🤣
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes5 -
I did achieve a bit of a Bucket List tick off last night - I performed with a progressive heavy metal.rock band 😂😂 what blooming fun! Eat your heart out Slash!!!! Not a paying gig but I did get a band tshirt as a thank you and tbh I was pretty chuffed with that.
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes6 -
Wow!! That sounds awesome!! Well done!! (obviously I mean your second entry not your first)
Debts 04/01/25 04/05/26
Natwest2 £6,509.97 £3,775
NatWest CC £7,612.74 £6,125
Lloyds CC £6,112.60 £3,897.12
1st Direct CC £176.03 £35.71
CC total £20,411.34 £13,832.83
OD £1100 £0
Car loan £4,000 £3,400
1st Direct Loan £10,684.44 £6,745
Total £36,195.78 £23,977.83
EF £1,800
HF £272.112 -
What a fab bucket list item to tick off!
2
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