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Don't hit me with those negative waves Moriarity

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Comments

  • LzzyIsGod
    LzzyIsGod Posts: 708 Forumite
    500 Posts First Anniversary Photogenic Name Dropper
    I hadn't either but there was a comment over Christmas made and I thought AHA! BINGO!

    Tomorrow i do not have to go anywhere although I may head out for a wintery walk if it lasts that long!

    Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
  • Rhyddid2026
    Rhyddid2026 Posts: 1,251 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Bingo indeed! 
    I hope it last for you and your walk is lush.
    Debts                04/01/25       04/05/26  
    Natwest2           £6,509.97      £3,775
    NatWest CC      £7,612.74       £6,125
    Lloyds CC          £6,112.60      £3,897.12
    1st Direct CC     £176.03         £35.71
    CC total             £20,411.34    £13,832.83
    OD                     £1100            £0
    Car loan             £4,000          £3,400
    1st Direct Loan  £10,684.44    £6,745
    Total                  £36,195.78    £23,977.83
    EF £1,800
    HF £272.11
  • Rhyddid2026
    Rhyddid2026 Posts: 1,251 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Rest up! You obviously need it, your body is telling you to rest for a reason so listen to it. And also it's winter so we should all be hibernating really.
    Debts                04/01/25       04/05/26  
    Natwest2           £6,509.97      £3,775
    NatWest CC      £7,612.74       £6,125
    Lloyds CC          £6,112.60      £3,897.12
    1st Direct CC     £176.03         £35.71
    CC total             £20,411.34    £13,832.83
    OD                     £1100            £0
    Car loan             £4,000          £3,400
    1st Direct Loan  £10,684.44    £6,745
    Total                  £36,195.78    £23,977.83
    EF £1,800
    HF £272.11
  • LzzyIsGod
    LzzyIsGod Posts: 708 Forumite
    500 Posts First Anniversary Photogenic Name Dropper
    @Rhyddid2026 I've long maintained tortoises have the right idea!!

    Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
  • LzzyIsGod
    LzzyIsGod Posts: 708 Forumite
    500 Posts First Anniversary Photogenic Name Dropper
    Another Brick in the Wall - Pink Floyd

    What is it about January that makes it drag so considerably 😂  Only the 14th and yet it feels like the 114th  and I thought I was Oh So Clever and kept enough back after the early pay day to get rid of this feeling. Clearly not enough so I shall plan more for Christmas 2026.

     I think in hindsight the lovely (but unrealistic) Relatives birthday is what has added pressure to my carefully planned budget. We did go for Sunday lunch and I don't think it's something we've done since Mothers Day 2025, and tbh it was really really good so perhaps I should be less grumpy about the money. Eating out these days is such a rare treat that I feel hard done by if it's pricey and utterly rubbish. Cost came in at £140 for 5 people - main, pudding and 2 rounds of drinks.

     To compensate it's Eat the Feeezer month and this week's food budget was cut to £80 which was excellent although I forgot tea bags so will need to pop out and get some.

    Today's song is in dedication to eldest yoof as I have turned into neurotic helicopter parent as part of GCSE Bootcamp. Tbf he has been appreciative after some early grumbling and he needs someone cracking the whip to get him to knuckle down!

    Debt wise I am gearing up for March when the 1st of my 0% deals end. I'm oddly nervous about paying it off entirely- it's quite reassuring doing my twice daily bank account check and seeing a lovely big chunk of money there untouched. Resisting the urge to balance transfer just to keep it sat there .......

    Lzzy x



    Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
  • Rhyddid2026
    Rhyddid2026 Posts: 1,251 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Screenshot the lovely balance and frame it 😄
    Debts                04/01/25       04/05/26  
    Natwest2           £6,509.97      £3,775
    NatWest CC      £7,612.74       £6,125
    Lloyds CC          £6,112.60      £3,897.12
    1st Direct CC     £176.03         £35.71
    CC total             £20,411.34    £13,832.83
    OD                     £1100            £0
    Car loan             £4,000          £3,400
    1st Direct Loan  £10,684.44    £6,745
    Total                  £36,195.78    £23,977.83
    EF £1,800
    HF £272.11
  • LzzyIsGod
    LzzyIsGod Posts: 708 Forumite
    500 Posts First Anniversary Photogenic Name Dropper
    Good morning.

    I'm still here, still reading along with other people's diaries. Not much has happened money wise in the World of Lzzy in the last week tbh. Another weekend worked last weekend which will make Feb a good pay day but January is all about clinging onto the savings and staying in budget 😂. Food budget for the month looks ok - noone has starved during Eat the Freezer January and I'm hoping to have saved £50 from that monthly budget this month. DH has been busy eating the homemade soup that i had deemed "pretty disgusting" without too much complaint. Not as much saved as I had hoped but better than nowt.

    Trying to drum up a few more side hustling gigs as the early part of the year is looking sparse. Sounds dead easy but self promotion has never really come easily to me! 

    Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
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