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Don't hit me with those negative waves Moriarity
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I have followed your diary all along. Many congratulations on sticking with it and starting the new year in a better place. I’d like a bit more consistent effort from myself for the coming year. No more people pleasing, saying yes when I mean no and sticking to my ambitions. You have been an inspiration.Happy New Year. 🥳5
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I'm very pleased you're sticking around on here @LzzyIsGod and, as always, pleased that you started with a song.
Happy new year 🥂Debts 04/01/25 04/05/26
Natwest2 £6,509.97 £3,775
NatWest CC £7,612.74 £6,125
Lloyds CC £6,112.60 £3,897.12
1st Direct CC £176.03 £35.71
CC total £20,411.34 £13,832.83
OD £1100 £0
Car loan £4,000 £3,400
1st Direct Loan £10,684.44 £6,745
Total £36,195.78 £23,977.83
EF £1,800
HF £272.112 -
I think this might sum it up.
I get knocked down but I get up again (Chumbawamba, Tubthumping)6 -
Happy new year!1
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Happy New Year!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Happy New Year- Abba
Welcome to 2026 and unsurprisingly the new year has seen me ......working the weekend 😂 Somethings never change I guess.
The advantages of weekend working is I don't spend any unnecessary money but I did need diesal yesterday and have a grocery shop coming tonight. Our food bill has crept up over the last few months so I've set myself a challenge of aiming for £120 per week in January - this does include packed lunches for 4 but I'm encouraging those eligible to do Minimal Booze January which had definitely kept this week's total down. I also need to push the day I have it delivered back a few days over the next few weeks as Friday just works better for me giving me time to food prep for the following week. I have toyed with switching supermarket but I am pretty "time poor" during a week and the delivery option is so much more convenient tbh when the nearest cheap option is 4 miles away via heavy traffic.
You may remember this time last year we had a slight issue with a (adult) relative and their expectations around their birthday and unsurprisingly it's popped up again. Which is why I am getting up earlier today to bake a cake before I go to work. They are insisting on going out for a meal this year and it's caused a slight rumpus as nowhere round here does food on a Sunday after 3pm and I am working .... and my type of job really does not allow for extended lunch breaks even on a good day let alone in winter. I'll be lucky to get time to shove something down at all. Happy days.
No snow here although it's bitterly cold. I shall wrap up warm but atleast the car is warm this year!!!
Lzzy x
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes4 -
Ps I did try and get a swop for work today to appease said relative but it's the end of the festive break and I wasn't surprised when noone wanted to. Hey ho
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes4 -
Adult is a relative term @LzzyIsGod! Please can you remind me of how this entitlement arose?! They need to wake up and smell the coffee, no? Love Humdinger xx2
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Tell me about it 😂 I suspect years and years of having an early January birthday, and everyone always recovering from Christmas has led to some resentment. There are also some interesting dynamics on that side of the family which don't help.Humdinger1 said:Adult is a relative term @LzzyIsGod! Please can you remind me of how this entitlement arose?! They need to wake up and smell the coffee, no? Love Humdinger xx
I wouldn't mind but we haven't done Meals Out for birthdays for quite some time - well bar eldest yoofs Big birthday last Sept and one time we went to Spoons - and this isn't a significant milestone although there's been comment from them that you never know when it's the last one. But that's true for everyone - tomorrow isn't promised.
Very tricky weekend of work and not particularly weather related. Going to have to claim some time owing as I've been horrendously late both days. I was very glad of my packed lunch and flask of coffee today which made it a NSD and a warm car as it was freezing outside.
Im now tucked up in bed watching the snow fall.
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes5 -
Oooo I have one of those rellies with a mid December birthday, I'd never considered the Christmas resentment factor. On the last birthday I had to drive over 40 miles and 1h15m each way, for a meal that they didn't even enjoy.
I love watching the snow fall when I don't have to go anywhere.Debts 04/01/25 04/05/26
Natwest2 £6,509.97 £3,775
NatWest CC £7,612.74 £6,125
Lloyds CC £6,112.60 £3,897.12
1st Direct CC £176.03 £35.71
CC total £20,411.34 £13,832.83
OD £1100 £0
Car loan £4,000 £3,400
1st Direct Loan £10,684.44 £6,745
Total £36,195.78 £23,977.83
EF £1,800
HF £272.113
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