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Don't hit me with those negative waves Moriarity

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Comments

  • Rhyddid2026
    Rhyddid2026 Posts: 1,251 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I'm very pleased you're sticking around on here @LzzyIsGod and, as always, pleased that you started with a song.
    Happy new year 🥂
    Debts                04/01/25       04/05/26  
    Natwest2           £6,509.97      £3,775
    NatWest CC      £7,612.74       £6,125
    Lloyds CC          £6,112.60      £3,897.12
    1st Direct CC     £176.03         £35.71
    CC total             £20,411.34    £13,832.83
    OD                     £1100            £0
    Car loan             £4,000          £3,400
    1st Direct Loan  £10,684.44    £6,745
    Total                  £36,195.78    £23,977.83
    EF £1,800
    HF £272.11
  • Blackcats
    Blackcats Posts: 4,470 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Happy new year!  
  • jwil
    jwil Posts: 23,472 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy New Year!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • LzzyIsGod
    LzzyIsGod Posts: 708 Forumite
    500 Posts First Anniversary Photogenic Name Dropper
    Happy New Year- Abba

    Welcome to 2026 and unsurprisingly the new year has seen me ......working the weekend 😂 Somethings never change I guess.

    The advantages of weekend working is I don't spend any unnecessary money but I did need diesal yesterday and have a grocery shop coming tonight. Our food bill has crept up over the last few months so I've set myself a challenge of aiming for £120 per week in January - this does include packed lunches for 4 but I'm encouraging those eligible to do Minimal Booze January which had definitely kept this week's total down. I also need to push the day I have it delivered back a few days over the next few weeks as Friday just works better for me giving me time to food prep for the following week. I have toyed with switching supermarket but I am pretty "time poor" during a week and the delivery option is so much more convenient tbh when the nearest cheap option is 4 miles away via heavy traffic.

    You may remember this time last year we had a slight issue with a (adult) relative and their expectations around their birthday and unsurprisingly it's popped up again. Which is why I am getting up earlier today to bake a cake before I go to work. They are insisting on going out for a meal this year and it's caused a slight rumpus as nowhere round here does food on a Sunday after 3pm and I am working .... and my type of job really does not allow for extended lunch breaks even on a good day let alone in winter. I'll be lucky to get time to shove something down at all. Happy days.

    No snow here although it's bitterly cold. I shall wrap up warm but atleast the car is warm this year!!!

    Lzzy x

    Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
  • LzzyIsGod
    LzzyIsGod Posts: 708 Forumite
    500 Posts First Anniversary Photogenic Name Dropper
    Ps I did try and get a swop for work today to appease said relative but it's the end of the festive break and I wasn't surprised when noone wanted to. Hey ho

    Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
  • Humdinger1
    Humdinger1 Posts: 2,901 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Adult is a relative term @LzzyIsGod! Please can you remind me of how this entitlement arose?! They need to wake up and smell the coffee, no? Love Humdinger xx 
  • Rhyddid2026
    Rhyddid2026 Posts: 1,251 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Oooo I have one of those rellies with a mid December birthday, I'd never considered the Christmas resentment factor. On the last birthday I had to drive over 40 miles and 1h15m each way, for a meal that they didn't even enjoy.  
    I love watching the snow fall when I don't have to go anywhere. 
    Debts                04/01/25       04/05/26  
    Natwest2           £6,509.97      £3,775
    NatWest CC      £7,612.74       £6,125
    Lloyds CC          £6,112.60      £3,897.12
    1st Direct CC     £176.03         £35.71
    CC total             £20,411.34    £13,832.83
    OD                     £1100            £0
    Car loan             £4,000          £3,400
    1st Direct Loan  £10,684.44    £6,745
    Total                  £36,195.78    £23,977.83
    EF £1,800
    HF £272.11
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