Don't hit me with those negative waves Moriarity

rachmac3

Any updates on that 5.93? It's making me itch every time I read it 😂

LzzyIsGod

Gosh the longest time I haven't updated since starting the diary.

It's been a very odd 10 days tbh and I've been very topsy turvey. Dh has tottered off on his work trip so it's just me holding the fort at home juggling work (s), yoofs, back to school and usual house stuff. September is always crazy work wise for both jobs and not helped with doing 2 weekends this month and dh being away. Still we soldier on.

Theres a saying buses always turn up in 3s - the mortgage deal finalised and was success,  the windfall came through and DP sold their house. 

 This has meant money wise I have cleared the interest bearing loan as a 1st starting point (so yes the £5.93 is no more @rachmac3!!). Gone gone gone never ever to blooming return. Windfall has also cleared dhs (small) CC which I never counted in my figures and he has done a Dave Ramsey and chopped up and binned.

I have temporarily shoved the rest of the Windfall in a bank account at 3% whilst I wrestle with myself about clearing as much of the CCs as possible - currently it comes in at £253.90 short. I'm nervous as we've also yet to have a month following the Budget Day Reshuffle so it's still an unknown if it'll work or not. 

Obviously it's Friday so happy weekend - you will NOT BE SURPRISED  that I am yet working again ........ however work have said that due to the number of extras I've picked up over the last 10 months they are worried I will hit burnout and would like me to step back to 1 in 7 as per the rota. Tbh I'm ready to do that.

Blackcats

What a great run of good things.  I'm really pleased for you.

LzzyIsGod

Thanks @Blackcats. 

Does feel awfully like the cheats way out tbh. Probably why I've not posted much

Ordinary_Yet_Unique

I am a little confused. You mention DH and DP. Are they one and the same person? I am assuming the windfall came from the sale of the other house. Progress on debt reduction looks good if I am reading it correctly. 

LzzyIsGod

Sorry dp is dear parent - didn't mean to be obtuse!  He's always been very astute with his finances (banking background and very much a Planner) and it could be argued had some slightly complicated arrangements in the past. Whilst we all are hoping he continues in good health for years to come he's decided its time to simplify things and this was part of that.  He's had some tricky experiences of dealing with complicated estates in the past and doesn't want that to happen for us!

flamingo22

Definitely not the cheats way out, I'd do the same if I came into some money. Just think of the extra freedom you'll now have. 

Keep posting, I enjoy reading your diary.