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The Top Regular Savers Discussion Thread

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Comments

  • jaypers
    jaypers Posts: 1,128 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    SCC2 said:
    Anyone having issues with Monmouth app? I’m on IOS but just sticks at ‘getting things ready’

    Stephen 
    Just did a test and AOK, also on IOS.
  • dealyboy
    dealyboy Posts: 1,992 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    @SCC2 said:
    Anyone having issues with Monmouth app? I’m on IOS but just sticks at ‘getting things ready’

    Stephen 
    OK for me on Android ... biometrics login
  • Born2Save_3
    Born2Save_3 Posts: 190 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    HEBS Card Deposit - ?Store your card details?
    When just doing a card deposit to my HEBS RS account, I noticed there is an option I don't recall seeing before 'Express Checkout - Checkout With Card'.  I had a quick look but only at the first screen as I wanted to complete all the 1st of month transfers.  I just wondered if anyone has used this and could comment on what it is, how it worked for them and if they have any concerns. I think it is some sort of way to store your card details but using a third party, which I don't think I'm comfortable with.  However, it could potentially speed up the fastest way of sending money to HEBS.

    Thanks @Bridlington for the new accounts notification. Just been able to add another two, so lets hope the calm has passed and a storm is beginning.  


  • where_are_we
    where_are_we Posts: 1,277 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    s71hj said:
    Out of interest, how many people on here utilise 0% credit cards to support their regular saver.... habit like I do. 
    Yes, but only recently, as I was brought up with the mindset that credit card = bad.
    I can now use them safe in the knowledge that I have the savings to cover paying them off.
    I have been slow stoozing with 0% purchases zero fee credit cards for many years. Then when the offer expires I use a 0% zero fee balance transfer to extend further the "free money" time when I am making more than 5% in RS`s. With high interest rates over the last couple of years there has never been a better time to stooze. My stoozing is up to about £20k.
    But only do this if you have the capital to pay off the debt completely before any 0% offer runs out and you have the discipline to adhere to all the T&C`s. Consult the credit card forum on stoozing for further information.
  • Born2Save_3
    Born2Save_3 Posts: 190 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Things seem ok with my Principality accounts, can't fund 2 of them though as already maxed out which does mean of course we get to play the can we get another issue 4 game TWICE this month 😁.
    I've always been able to deposit a 13th/7th full payment; no issues. Or have I misunderstood you ?
  • MisterMotivated
    MisterMotivated Posts: 611 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    I'm stoozing as well, currently around £17k.  I recently transferred some balances to a new 0% card for a modest 2.49% fee (already used the no-fee options), allowing the money to earn me between 5% and 7.5% interest for the next 31 months :smile:
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