The Top Regular Savers Discussion Thread

Aidanmc

Gers said:

Re- Hanley 

I'm a patient person, really!  Opened the regular saver on 20 Oct. Sent a payment through on 21 Oct using the reference number.  On 23 Oct an email gave me a temporary security number.  Today I received a letter with my account number - but still no user name!  

I'll phone on Monday by which time I hope to be less annoyed.

Received nothing from them either!
Still havent got Scottish BS user id details either, did receive passbook though with initial deposit dated 13/10

savethepandas

Born2Save_3 said:

Principality BS - Current Maturity Options

Has anyone been able to specify opening and funding a Christmas 2026 Regular Saver as a maturity option for any maturing RS ?  Is the Xmas 2026 RS listed online as a maturity option ? If so, what was the outcome ? Was a message generated ?  Did you transfer the remainder of cash externally ?

Thanks in advance

Received by RM this morning, options for my regular saver which is ending on 8th November. That included option for Xmas 2026 in print and online. Chose to get another 6 month one, so can't help out on the later questions. RS maturing on 31st October didn't have Xmas 2026 as an option.

RM finally getting themselves sorted out in our area, saw two new recruits being shown the ropes about four weeks ago, getting about five deliveries a week now, rather than less than one (Dec 24, saw me get three households post for 3.5 weeks all on one day...)

Dugal

Hanley TAR10

I don't think I have seen this mentioned.  The max balance is £3600, so if you have the interest payment on 31/8/26 paid into this account , I  presume the 12th and final payment into the account will have to be reduced to keep within the max balance ?

Kim_13

Aidanmc said:

Gers said:

Re- Hanley 

I'm a patient person, really!  Opened the regular saver on 20 Oct. Sent a payment through on 21 Oct using the reference number.  On 23 Oct an email gave me a temporary security number.  Today I received a letter with my account number - but still no user name!  

I'll phone on Monday by which time I hope to be less annoyed.

Received nothing from them either!
Still havent got Scottish BS user id details either, did receive passbook though with initial deposit dated 13/10

Gave up waiting for the online version and sent off for it earlier this week. As long as I have account details/access by the time I can afford to fund them all in December that will be fine for me.

Eco_Miser

Dugal said:

Hanley TAR10

I don't think I have seen this mentioned.  The max balance is £3600, so if you have the interest payment on 31/8/26 paid into this account , I  presume the 12th and final payment into the account will have to be reduced to keep within the max balance ?

I've not read the Hanley T&Cs but maximum balances usually exclude any added interest, so add the full payment as normal.

clairec666

Dugal said:

Hanley TAR10

I don't think I have seen this mentioned.  The max balance is £3600, so if you have the interest payment on 31/8/26 paid into this account , I  presume the 12th and final payment into the account will have to be reduced to keep within the max balance ?

Good spot - I think this is an oversight on their part. They should have said "max deposits" not "max balance". Hard to know what will actually happen if you're taken over the limit in the final month - I guess we will see in a year's time!

nomorekids

Beverley NLA

This product is now fully subscribed and closed to new applications. 

janusd

allegro120 said:

janusd said:

Speculator said:

janusd said:

Speculator said:

Just given my maturity instruction for my Principality 6 Month Regular Saver Issue 3 maturing on 7/11.

No secure message sent so looks good.

out of interest, what did you choose to do with the remainder - transfer to external account or another PBS internal account? from past posts, i'm wondering if transferring to an external account doesn't generate a secure message.

I have an RS3 maturing on the 7th and have just chosen the same maturity options online as last time - option 4, £200 to another RS4, remainder to a PBS EA account... secure message generated by the maturity option choice at 11:24am, reply received at 11:29am - thankfully our unnamed friend wasn't working today and the instructions were accepted by one of male colleagues.

always external to my Santander current a/c and option 4.

I think when you transfer to internal a/c, it generates a message to give staff an opportunity to review your choice and maybe advise you of a more suitable account.

thanks for that - i'll try to remember next time (this time next month with my last RS3), to send to an external account and see if it still generates a secure message.

Just out of curiosity, why did you go for internal instead of external?  

I had EA with them long before I got into RS, so it was more of a convenience (I assumed for both parties) to have an internal transfer (never used to fund additional RS with them)... and then when I read of members maturity options being rejected (and had it happen to me), it made logical sense (perhaps wrongly) that if no money was leaving PBS during maturity, there would be no need for manual intervention... i'm pretty sure that all of my maturity selections have generated secure messages, so i'm curious to know if it still will when I choose the external option next time.

happybagger

nomorekids said:

Beverley NLA

This product is now fully subscribed and closed to new applications. 

That's been NLA for four weeks 

allegro120

clairec666 said:

Dugal said:

Hanley TAR10

I don't think I have seen this mentioned.  The max balance is £3600, so if you have the interest payment on 31/8/26 paid into this account , I  presume the 12th and final payment into the account will have to be reduced to keep within the max balance ?

Good spot - I think this is an oversight on their part. They should have said "max deposits" not "max balance". Hard to know what will actually happen if you're taken over the limit in the final month - I guess we will see in a year's time!

I'm sure 12 payments of £300 will be fine.  They can't possibly expect savers to calculate their interest themselves and reduce their deposits for the last month .