The Old Regular Savers Discussion Thread 28/12/24-29/1/26

Kim_13

topyam said:

How long do Principality RS last for usually before another issue is released ?

Usually just before the first of the previous issue number hit maturity, so with launch Issue 4s maturing at the end of February, expect Issue 5 in late January or early February. I hope I’m wrong though, as I have too much maturing in August with Monmouthshire 😂 End of January would be more helpful, as I don’t know how much funding my July maturing Dudley will get.

So far only the gap between Issue 2 and Issue 3 hasn’t followed that pattern, although that was when they were cutting the rate on the new issue.

clairec666

topyam said:

How long do Principality RS last for usually before another issue is released ?

There was about a 5 month gap between the last two - I think issue 3 became available about March, and issue 4 in August.
As for the Christmas regular saver, last year's one was still available throughout December if memory serves me correctly.

Slinky

I was late to the Principality party and opened my Christmas saver on 18/1/25

friolento

maddiemay said:

 I have been funding the Principality 6 month account (as I will the one I am about to open) from my Lloyds Standard Saver as opposed to a current or BS account. At maturity of first one is it likely I will be offered roll over to Issue 5 with balance refunded to Lloyds saver? Sorry muddled after seeing references to current accounts/ spare BS accounts.

You can see the maturity options online 2 weeks before your maturity date.

AFAIK, you can request payout to any sort code and account number with your name. They do a COP check in the maturity instruction dialogue. If your COP check for the savings account fails, just give them a current account in your name.

poolboy

Principality Xmas maturity today and instructions enacted successfully.

Hanley kept rejecting me as I had an old account with zero in.  Cs told me to apply as a newbie and they d migrate application to app.  Funded by debit card.

allegro120

clairec666 said:

topyam said:

How long do Principality RS last for usually before another issue is released ?

There was about a 5 month gap between the last two - I think issue 3 became available about March, and issue 4 in August.
As for the Christmas regular saver, last year's one was still available throughout December if memory serves me correctly.

According to my record:

Issue 1 - 20 June 2024
Issue 2 - 5 Dec 2024
Issue 3 - 13 March 2025
Issue 4 - 21 Aug 2025

kermchem

allegro120 said:

clairec666 said:

topyam said:

How long do Principality RS last for usually before another issue is released ?

There was about a 5 month gap between the last two - I think issue 3 became available about March, and issue 4 in August.
As for the Christmas regular saver, last year's one was still available throughout December if memory serves me correctly.

According to my record:

Issue 1 - 20 June 2024
Issue 2 - 5 Dec 2024
Issue 3 - 13 March 2025
Issue 4 - 21 Aug 2025

I agree with those dates having looked them up in the archives yesterday. I don't see issue 5 on its way very soon.
According to the achive thread, the Principality Christmas 2025 RS went NLA on 31 Jan 2025. I am holding on for the 2026 version. Monmouthshire beating Principality for deposits right now.

badger09

kermchem said:

allegro120 said:

clairec666 said:

topyam said:

How long do Principality RS last for usually before another issue is released ?

There was about a 5 month gap between the last two - I think issue 3 became available about March, and issue 4 in August.
As for the Christmas regular saver, last year's one was still available throughout December if memory serves me correctly.

According to my record:

Issue 1 - 20 June 2024
Issue 2 - 5 Dec 2024
Issue 3 - 13 March 2025
Issue 4 - 21 Aug 2025

I agree with those dates having looked them up in the archives yesterday. I don't see issue 5 on its way very soon.
According to the achive thread, the Principality Christmas 2025 RS went NLA on 31 Jan 2025. I am holding on for the 2026 version. Monmouthshire beating Principality for deposits right now.

Unless I’m misunderstanding you, Principality Xmas 2026 is already available. £150pm max bal £1800 6.5%
https://www.principality.co.uk/home/savings/savings-accounts/christmas-2025-regular-saver-bond

PS ignore 2025 in heading. Sloppy copying by Principality! 

kermchem

badger09 said:

kermchem said:

allegro120 said:

clairec666 said:

topyam said:

How long do Principality RS last for usually before another issue is released ?

There was about a 5 month gap between the last two - I think issue 3 became available about March, and issue 4 in August.
As for the Christmas regular saver, last year's one was still available throughout December if memory serves me correctly.

According to my record:

Issue 1 - 20 June 2024
Issue 2 - 5 Dec 2024
Issue 3 - 13 March 2025
Issue 4 - 21 Aug 2025

I agree with those dates having looked them up in the archives yesterday. I don't see issue 5 on its way very soon.
According to the achive thread, the Principality Christmas 2025 RS went NLA on 31 Jan 2025. I am holding on for the 2026 version. Monmouthshire beating Principality for deposits right now.

Unless I’m misunderstanding you, Principality Xmas 2026 is already available. £150pm max bal £1800 6.5%
https://www.principality.co.uk/home/savings/savings-accounts/christmas-2025-regular-saver-bond

PS ignore 2025 in heading. Sloppy copying by Principality! 

Sorry, I should have said I am holding on and not opening the Principality 2026 Christmas saver for now. I know it is available. I have too many RS maturing in November and December, and will wait for nearer or even after the festive season to open the 2026 saver.

judgingjudy

chris_the_bee said:

Bank of Scotland
Anyone had any luck opening  the Monthly Saver?
I keep getting "Something went wrong" message.
Tried since Thursday

They have quite stringent rules about opening a new account if you have previously had one which you've closed early; is this the case?  I've had some problems with them in the past where I closed one about 7/8 months early to "refresh" it, as I've heard people calling it on here; I wasn't able to open a new one for a while, about 4/5 months if I remember correctly.

Although they're the same banking group as Halifax and Lloyds, they don't operate in the same way, as the patronising customer service person took great delight in telling me!