The Top Regular Savers Discussion Thread

checkly

Just trying applying and got all through only to find an error message.
Can’t be bothered to try again - one lost customer!

subjecttocontract

checkly said:

Just trying applying and got all through only to find an error message.
Can’t be bothered to try again - one lost customer!

The 6.5% on offer should make it worth another try.

GetRichOrDieSaving

So if it’s annual interest every August, then August 2026 you will receive interest from period October 2025 - August 2026, but the rest of the interest for your 12 month term towards the back end (when most interest is accrued due to higher balance) will only be paid in August 2027? Approx 10 months after maturity? 

friolento

Aidanmc said:

where_are_we said:

Hanley Smart Saver - I applied not as an existing customer (closed account only) and this was successful. Lots of stuff prepopulated, immediately got email confirmation and online got account details with same username  - so no customer duplication. However no COP as yet but I was able to override and make the deposit.

Can i ask if you know, was the application reference number and the actual account number the same?
I have application reference number but i'm completely new customer, so no online access yet.

They are different

Hattie627

GetRichOrDieSaving said:

So if it’s annual interest every August, then August 2026 you will receive interest from period October 2025 - August 2026, but the rest of the interest for your 12 month term towards the back end (when most interest is accrued due to higher balance) will only be paid in August 2027? Approx 10 months after maturity? 

You should be able to close the account into which the RS morphs at maturity and get the interest for Aug 26 to Oct 26 (I hope!)

Kim_13

GetRichOrDieSaving said:

So if it’s annual interest every August, then August 2026 you will receive interest from period October 2025 - August 2026, but the rest of the interest for your 12 month term towards the back end (when most interest is accrued due to higher balance) will only be paid in August 2027? Approx 10 months after maturity? 

I’d assume it would be like Virgin Money’s quarterly interest issue - you can force it to be paid earlier by closing the account once matured. But that would put it all in 2026/2027.

friolento

Hanley 

I applied online as existing customer. Account opened instantly, email with payment information also arrived immediately. Payment sent, though - as usual  - Santander can't do COP until next day, so I had to fall back yo old fashioned checking that I typed my numbers correctly.

Many thanks to the forumite who posted the application link. Much appreciated.

ForumUser7

Hanley EBS

Anyone sent in a postal application for the branch account please? If so, can you please keep us updated as to whether it is accepted? Thanks

clivep

Hanley EBS

What's the position regarding electronic payments in? Do they have to be from the nominated a/c?

The general t's & c's say "If money is to be paid into your account by Electronic Payment, you or the payer sending the payment to you, will need to provide the unique identifier". So, payments in don't have to be from your nominated a/c or even an a/c in your name.

However, on the application when you've selected initial payment by electronic transfer, it specifies payment from YOUR a/c. 

Slinky

Born2Save_3 said:

Newcastle BS Monument

Make hay; it's still available but likely not for long...

https://services.newcastle.co.uk/applications/apply?productId=MONRS1

Thanks for this, account opened. I tried logging into my existing NBS account but the Monument account wasn't an option. A new application using the same details as the existing NBS account has worked and I can now see both accounts listed when I log in.