The Top Regular Savers Discussion Thread

Bobblehat

Five cross-county bus trips on my free bus pass before the branch closes for the day is just too much effort even for me! 

Hattie627

LZC said:

Hattie627 said:

Yorkshire BS Christmas 2025 eRS

This one is due to mature on 31st October. Balance only £1500 (10 x £150, account was only available from Jan 25). Interest rate has dropped to 4.80%.

I've closed mine today a couple of weeks early. (Currently getting 4.55% on EA). Reason for early closure (apart from the unexciting rate) is to free up some money for RS deposits due on 3rd November Also, there is so much going on in my accounts at the turn of the month that an RS maturing on 31st October is just extra hassle.

Interest credited today is £30.82.

If you closed yours today when do they say you’ll get your money?

It will be in my bank account tomorrow (Friday 17/10) they say.

csw5780

gt94sss2 said:

clairec666 said:

gt94sss2 said:

csw5780 said:

surreysaver said:

That's the Newcastle Monument Regular Saver successfully opened!
Shame the new Greggs pub is closed for a private event today  :'(

Branch only or via QR code displayed in branch….(link challenge for @Bridlington1 ? 😂)

If someone ( @surreysaver ?) has access to the branch, they could share the QR code here..

They could... but should they? It's rather pushing the boundaries to attempt to open a branch-opening only account without setting foot in the branch. And if one person has spent their own time, as well as possibly train/bus fare, to get to the branch, then it's a bit unfair for others to take advantage of that.

It depends where you draw the line.

After all, we are supposed to be a supportive forum helping others with our experiences/knowledge.

Personally, I think it is more dubious for some to try a 13th payment in cases where it is explicitly disallowed by T&C, or incorrectly using a freepost address to avoid the cost of a stamp..

It would be charitable to open one as they are donating £5 for each account opened to local charities!

Digital_Payback

clairec666 said:

gt94sss2 said:

csw5780 said:

surreysaver said:

That's the Newcastle Monument Regular Saver successfully opened!
Shame the new Greggs pub is closed for a private event today  :'(

Branch only or via QR code displayed in branch….(link challenge for @Bridlington1 ? 😂)

If someone ( @surreysaver ?) has access to the branch, they could share the QR code here..

They could... but should they? It's rather pushing the boundaries to attempt to open a branch-opening only account without setting foot in the branch. And if one person has spent their own time, as well as possibly train/bus fare, to get to the branch, then it's a bit unfair for others to take advantage of that.

Whether they applied online or visited a branch, members of this forum have been regularly posting notice and details of accounts and on how to stretch the rules to acquire them. (eg. Principality RS, Skipton RS and Members RS). 

I can’t understand why someone on the forum would not want to post a QR code, simply because he or she had been ‘inconvenienced’ and had to travel to a branch to open the account. 

I would post the QR code. Just my thought. 

clairec666

gt94sss2 said:

clairec666 said:

gt94sss2 said:

csw5780 said:

surreysaver said:

That's the Newcastle Monument Regular Saver successfully opened!
Shame the new Greggs pub is closed for a private event today  :'(

Branch only or via QR code displayed in branch….(link challenge for @Bridlington1 ? 😂)

If someone ( @surreysaver ?) has access to the branch, they could share the QR code here..

They could... but should they? It's rather pushing the boundaries to attempt to open a branch-opening only account without setting foot in the branch. And if one person has spent their own time, as well as possibly train/bus fare, to get to the branch, then it's a bit unfair for others to take advantage of that.

It depends where you draw the line.

After all, we are supposed to be a supportive forum helping others with our experiences/knowledge.

Personally, I think it is more dubious for some to try a 13th payment in cases where it is explicitly disallowed by T&C, or incorrectly using a freepost address to avoid the cost of a stamp..

Maybe I'm too much of a stickler for the rules. Although I do have, erm, a couple of extra Principality accounts than I should have.
I've never tried the 13th payment thing, mostly because I have spare capacity in other accounts, so any gain would be minimal anyway.
Each to their own, though.

surreysaver

I like to stick to the rules. Maybe I've got more Principality accounts than I should have, but all I'm doing is clicking the box I fancy when I'm checking my options 

trickydicky14

gt94sss2 said:

csw5780 said:

surreysaver said:

That's the Newcastle Monument Regular Saver successfully opened!
Shame the new Greggs pub is closed for a private event today  :'(

Branch only or via QR code displayed in branch….(link challenge for @Bridlington1 ? 😂)

If someone ( @surreysaver ?) has access to the branch, they could share the QR code here..

Great minds and all that!

trickydicky14

clairec666 said:

gt94sss2 said:

csw5780 said:

surreysaver said:

That's the Newcastle Monument Regular Saver successfully opened!
Shame the new Greggs pub is closed for a private event today  :'(

Branch only or via QR code displayed in branch….(link challenge for @Bridlington1 ? 😂)

If someone ( @surreysaver ?) has access to the branch, they could share the QR code here..

They could... but should they? It's rather pushing the boundaries to attempt to open a branch-opening only account without setting foot in the branch. 

I don't remember anyone objecting to the workaround for the Monmouth B.S branch RS.

s71hj

clairec666 said:

gt94sss2 said:

csw5780 said:

surreysaver said:

That's the Newcastle Monument Regular Saver successfully opened!
Shame the new Greggs pub is closed for a private event today  :'(

Branch only or via QR code displayed in branch….(link challenge for @Bridlington1 ? 😂)

If someone ( @surreysaver ?) has access to the branch, they could share the QR code here..

They could... but should they? It's rather pushing the boundaries to attempt to open a branch-opening only account without setting foot in the branch. And if one person has spent their own time, as well as possibly train/bus fare, to get to the branch, then it's a bit unfair for others to take advantage of that.

Whether they should/do I guess would be their personal choice solely. 

Slinky

s71hj said:

Chaykin said:

Slinky said:

Furness BS credit standing orders made on the 1st to my account on the 2nd. Has anyone tried paying on the last day of the month to be credited on 1st of following month, which would, for the first month, technically be 2 payments in the same month?  Did it work?

I have this RS too and would like to know. I'm up for experimenting with this and I am going to do the £500.00 transfer first thing on Fri 31st of Oct 2025 and report back.

Is this the 4% RS? 

The one I'm refering to is the Christmas RS 2 paying 5.25%