The Top Regular Savers Discussion Thread

daz378

I opened a progressive account last night had to verify account with passport photo and NHS number....within in hour accepted and first 200 put in

daz378

Santander  have warned me may lose my 4% edge saver...unless I upgrade to edge saver explorer current account cost of 18 pound monthly you do get benefits dont think it worth it though

surreysaver

daz378 said:

I opened a progressive account last night had to verify account with passport photo and NHS number....within in hour accepted and first 200 put in

How would your NHS number verify your ID? Do non-NHS organisations have access to it?

Slinky

daz378 said:

Santander  have warned me may lose my 4% edge saver...unless I upgrade to edge saver explorer current account cost of 18 pound monthly you do get benefits dont think it worth it though

Oooerr! Do you have anything like the 123 account as well as your Edge accounts?

surreysaver

daz378 said:

Santander  have warned me may lose my 4% edge saver...unless I upgrade to edge saver explorer current account cost of 18 pound monthly you do get benefits dont think it worth it though

Have you got an Edge Current Account?

daz378

Sorry national insurance number...yes edge current account...will try to set up a few  more regular savers

jameseonline

daz378 said:

Santander  have warned me may lose my 4% edge saver...unless I upgrade to edge saver explorer current account cost of 18 pound monthly you do get benefits dont think it worth it though

4%?, well that's a pathetic rate, I wouldn't be that bothered tbh, pretty sure you can get a better edge saver rate anyway.

Edge Explorer is a new account as far as I'm aware.

Do you have a standard Edge Current account?

How have they warned you?

surreysaver

daz378 said:

Sorry national insurance number...yes edge current account...will try to set up a few  more regular savers

You had me worried there. The NHS could get into a lot of trouble for that.
They won't be using your NI number to verify your ID, as they won't have access to that database either (not yet, anyway...). The NI number will be so they can tell HMRC how much interest they're paying you 

where_are_we

daz378 - I find it strange that Santander would try to coerce you into opening an Edge Explorer Current account which costs £17 (not £18). 
You have an Edge Current account which qualifies you to have an Edge saver currently paying 6%. The fact that your Edge saver pays 4% suggest that your 12 month bonus has ended. Did you know you can close your Edge saver via Sandi after having first reduced your balance to zero. You request any outstanding interest to be paid to your Edge current account. They take 2 working days  to remove it and then you can open a new Edge saver @6% which has another 12 months bonus to run and fund it up to £4000.  

s71hj

Slinky said:

daz378 said:

Santander  have warned me may lose my 4% edge saver...unless I upgrade to edge saver explorer current account cost of 18 pound monthly you do get benefits dont think it worth it though

Oooerr! Do you have anything like the 123 account as well as your Edge accounts?

Isn't the edge saver 6%?