The Top Regular Savers Discussion Thread

surreysaver

daz378 said:

Sorry national insurance number...yes edge current account...will try to set up a few  more regular savers

You had me worried there. The NHS could get into a lot of trouble for that.
They won't be using your NI number to verify your ID, as they won't have access to that database either (not yet, anyway...). The NI number will be so they can tell HMRC how much interest they're paying you 

where_are_we

daz378 - I find it strange that Santander would try to coerce you into opening an Edge Explorer Current account which costs £17 (not £18). 
You have an Edge Current account which qualifies you to have an Edge saver currently paying 6%. The fact that your Edge saver pays 4% suggest that your 12 month bonus has ended. Did you know you can close your Edge saver via Sandi after having first reduced your balance to zero. You request any outstanding interest to be paid to your Edge current account. They take 2 working days  to remove it and then you can open a new Edge saver @6% which has another 12 months bonus to run and fund it up to £4000.  

s71hj

Slinky said:

daz378 said:

Santander  have warned me may lose my 4% edge saver...unless I upgrade to edge saver explorer current account cost of 18 pound monthly you do get benefits dont think it worth it though

Oooerr! Do you have anything like the 123 account as well as your Edge accounts?

Isn't the edge saver 6%?

Bridlington1

Usual drill:

I've done a cull of the recent additions list. The following accounts were added between 15/9/25 and 30/9/25 and remain available.

Chorley BS Home Saver at 4.25% ~~~ Launched 24/9/25
Manchester BS Regular Saver Issue 1 at 5.5% ~~~ Launched 17/9/25 (first noted 22/9/25)

topyam

Been quiet on the RS front recently. Nothing great being released...

Hattie627

topyam said:

Been quiet on the RS front recently. Nothing great being released...

Eh? We've had Manchester BS, Beverley BS, Scottish BS all launching good RSs recently. Also the 3 Monmouthshire's not that long ago. And the ongoing activity with Principality. Personally I need a breather from all the excitement

Bobblehat

topyam said:

Been quiet on the RS front recently. Nothing great being released...

Scottish BS online RS .... soon? 

clairec666

topyam said:

Been quiet on the RS front recently. Nothing great being released...

Fear not, it won't be quiet for long. I think we're expecting Scottish Building Society to make their regular saver available for online opening, and that will probably dominate the discussion for a few pages. Principality might release a Christmas regular saver in the next couple of weeks. Or might not. Banks like HSBC and TSB whose current offerings aren't very exciting might produce something more enticing. Other newcomers like Manchester might pop up out of the blue.

To be honest I don't mind that it's a bit quiet at the moment, because I haven't really got the funds to add any more accounts to my collection.

where_are_we

topyam said:

Been quiet on the RS front recently. Nothing great being released...

On the contrary, last few months RS new releases have been plentiful. I am still waiting on two cheques to clear from the latest RS releases. One advantage of a steady release of good RS`s is initial funding is slightly easier and also maturity is staggered over time releasing funds gradually for new opportunities in the future.  I have been pleasantly surprised as EA interest rates slowly decline, RS interest rates are holding up well.
Topyam - I assume you have all the best RS`s already in your locker. Patience is a great virtue (-:

topyam

Hattie627 said:

topyam said:

Been quiet on the RS front recently. Nothing great being released...

Eh? We've had Manchester BS, Beverley BS, Scottish BS all launching good RSs recently. Also the 3 Monmouthshire's not that long ago. And the ongoing activity with Principality. Personally I need a breather from all the excitement

Lols
Think we got spoiled recently, and this is indeed a breather