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The Top Regular Savers Discussion Thread

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Comments

  • friolento
    friolento Posts: 2,635 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    s71hj said:
    Hattie627 said:
    E_zroda said:
    Hattie627 said:
    Slinky said:
    I think it's the secure message thing that determines whether or not it's manually looked at and noticed. No message = no problem, new account issued. But why a secure message is generated for some, I don't think anybody on here has actually worked out, have they?
    Exactly where we got to last time. Secure message determines it but it remains a mystery why secure message generated sometimes and not other times.
    Some of the earlier theories included whether instructions are done out of office hours, non?
    Yes indeed.
    I think that may be the only theory left standing. I'll do mine and my wife's Sunday afternoon
    I have successfully opened new 6M accounts by completing online instructions after close of business the day prior to maturity. This does not allow time for any manual intervention.

    My Principality maturity instructions were placed around 11 am today, definitely in business hours, and well before the matuirty date. Similar for several other Principality RSs, and several requesting roll-over to new 6 month RSs. I never had any rejection, or any secure messages generated from the maturity instructions. 

    There goes the "out of office hours" theory. Up in a puff.
  • s71hj
    s71hj Posts: 838 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    friolento said:
    s71hj said:
    Hattie627 said:
    E_zroda said:
    Hattie627 said:
    Slinky said:
    I think it's the secure message thing that determines whether or not it's manually looked at and noticed. No message = no problem, new account issued. But why a secure message is generated for some, I don't think anybody on here has actually worked out, have they?
    Exactly where we got to last time. Secure message determines it but it remains a mystery why secure message generated sometimes and not other times.
    Some of the earlier theories included whether instructions are done out of office hours, non?
    Yes indeed.
    I think that may be the only theory left standing. I'll do mine and my wife's Sunday afternoon
    I have successfully opened new 6M accounts by completing online instructions after close of business the day prior to maturity. This does not allow time for any manual intervention.

    My Principality maturity instructions were placed around 11 am today, definitely in business hours, and well before the matuirty date. Similar for several other Principality RSs, and several requesting roll-over to new 6 month RSs. I never had any rejection, or any secure messages generated from the maturity instructions. 

    There goes the "out of office hours" theory. Up in a puff.
    I know it's not the be all and end all but it may be a factor that reduces the chances of human input and therefore manually instigated rejection. It seems like human intervention is the thing to try and find a way to avoid. 
  • cheekyweegit
    cheekyweegit Posts: 1,211 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    My Christmas Saver maturity instructions have just shown up, due to mature 25.10.25 and a Regular Saver 4 has been offered.  That makes 3 Regular Saver 4's for me now.

    2 Regular Saver 3's which are due to mature at the start of November and middle of December so will see what happens there.

    For information purposes, I chose option 2 and I'm not wearing anything remotely green, but did consider it before going rogue.
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