The Top Regular Savers Discussion Thread

friolento

janusd said:

Hattie627 said:

To those who have input maturity instructions for a maturing Principality RS and selected a rollover to a 6 month RS (Issue 4)

Whether you chose option 2 or 4, check out your sent secure messages. If there is no sent message transmitting your instructions, you will probably be okay. If there is a sent message, you may find that your instructions will be rejected as they will go to a human who may (or may not) reject them.

chose option 4 this time (usually choose 2) - £200 in another new RS4, the rest to my EA account with - it has generated a secure message to them and have just received their reply...

Thank you for your secure message.

As requested, we will move £200 into a new 6 Month Regular Saver account and the remaining balance to your nominated Principality account. These funds will be in your account by the end of the day and you will keep the same account number.

This morning, I chose option 4 for mine, with £200 into the 6 mth RS and the rest to be paid to a non-Principality account, and have a confirmation message displayed on the account (Maturity instruction Your maturity request has been received and will be completed on 24 October 2025.). I did not get any secure message. I have 3 x issue 3, and 2 x issue 4 already.

Hattie627

clivep said:

clairec666 said:

janusd said:

Hattie627 said:

To those who have input maturity instructions for a maturing Principality RS and selected a rollover to a 6 month RS (Issue 4)

Whether you chose option 2 or 4, check out your sent secure messages. If there is no sent message transmitting your instructions, you will probably be okay. If there is a sent message, you may find that your instructions will be rejected as they will go to a human who may (or may not) reject them.

chose option 4 this time (usually choose 2) - £200 in another new RS4, the rest to my EA account with - it has generated a secure message to them and have just received their reply...

Thank you for your secure message.

As requested, we will move £200 into a new 6 Month Regular Saver account and the remaining balance to your nominated Principality account. These funds will be in your account by the end of the day and you will keep the same account number.

get in! 

the reply wasn't from our usual unnamed friend, but from another colleague - for the record, I wasn't wearing a green shirt at the time of renewal.

subjecttocontract said:

Who cares ? It only matters of you can do something about it. Nobody has come up with a definitive answer as to what option works with Principality so, that leaves the wearing of a green shirt and crossing your fingers.

not you certainly. 

Last time out (early Sep?) I didn't generate or receive any kind of secure message, my maturity instructions were accepted and I my account rolled over into the latest issue but with the same account number as before.

Can't remember for the life of me whether I chose option 2 or 4. But judging from other people's experiences, it sounds like option 2 is the one to go for, option 4 gets checked by a human and you might get lucky.

Principality:

Option 2 keeps the same a/c number. (I only found this out after deleting the standing orders and payee details... doh!).

Of the 4 conversions from issue 3 to 4 using option 2, (2 each for my wife & myself), none generated secure messages and all were actioned correctly.

Option 4 keeps the same account number too

Slinky

I think it's the secure message thing that determines whether or not it's manually looked at and noticed. No message = no problem, new account issued. But why a secure message is generated for some, I don't think anybody on here has actually worked out, have they?

Hattie627

friolento said:

janusd said:

Hattie627 said:

To those who have input maturity instructions for a maturing Principality RS and selected a rollover to a 6 month RS (Issue 4)

Whether you chose option 2 or 4, check out your sent secure messages. If there is no sent message transmitting your instructions, you will probably be okay. If there is a sent message, you may find that your instructions will be rejected as they will go to a human who may (or may not) reject them.

chose option 4 this time (usually choose 2) - £200 in another new RS4, the rest to my EA account with - it has generated a secure message to them and have just received their reply...

Thank you for your secure message.

As requested, we will move £200 into a new 6 Month Regular Saver account and the remaining balance to your nominated Principality account. These funds will be in your account by the end of the day and you will keep the same account number.

This morning, I chose option 4 for mine, with £200 into the 6 mth RS and the rest to be paid to a non-Principality account, and have a confirmation message displayed on the account (Maturity instruction Your maturity request has been received and will be completed on 24 October 2025.). I did not get any secure message. I have 3 x issue 3, and 2 x issue 4 already.

Exactly same for me. Option 4 chosen today, confirmation message, no secure message, existing 3's and 4's

10_66

ChewyyBacca said:

10_66 said:

ChewyyBacca said:

BestSeagull Good tip for the other fixed rate RS I hold with Suffolk BS! How did you give maturity instruction to Suffolk?

In case of the variable rate RS, Im not sure what steps I should have taken to access my funds sooner, without loss of interest. 
I had given them clear instruction to send closure proceeds to my nominated account xxxxxxx
Also referenced their email that I received, regarding interest rate reduction and thus I can withdraw without any notice or penalty.

The maturity instructions are available online.  I can't remember how soon before maturity date.

Is it similar to Principality maturity instructions, as in choose online and no secure msg to be sent to be applied manually?

From memory, it's a case of following the prompts about where you want the funds to go, no secure message needed.

Hattie627

Slinky said:

I think it's the secure message thing that determines whether or not it's manually looked at and noticed. No message = no problem, new account issued. But why a secure message is generated for some, I don't think anybody on here has actually worked out, have they?

Exactly where we got to last time. Secure message determines it but it remains a mystery why secure message generated sometimes and not other times.

E_zroda

Hattie627 said:

Slinky said:

I think it's the secure message thing that determines whether or not it's manually looked at and noticed. No message = no problem, new account issued. But why a secure message is generated for some, I don't think anybody on here has actually worked out, have they?

Exactly where we got to last time. Secure message determines it but it remains a mystery why secure message generated sometimes and not other times.

Some of the earlier theories included whether instructions are done out of office hours, non?

Hattie627

E_zroda said:

Hattie627 said:

Slinky said:

I think it's the secure message thing that determines whether or not it's manually looked at and noticed. No message = no problem, new account issued. But why a secure message is generated for some, I don't think anybody on here has actually worked out, have they?

Exactly where we got to last time. Secure message determines it but it remains a mystery why secure message generated sometimes and not other times.

Some of the earlier theories included whether instructions are done out of office hours, non?

Yes indeed.

s71hj

Hattie627 said:

E_zroda said:

Hattie627 said:

Slinky said:

I think it's the secure message thing that determines whether or not it's manually looked at and noticed. No message = no problem, new account issued. But why a secure message is generated for some, I don't think anybody on here has actually worked out, have they?

Exactly where we got to last time. Secure message determines it but it remains a mystery why secure message generated sometimes and not other times.

Some of the earlier theories included whether instructions are done out of office hours, non?

Yes indeed.

I think that may be the only theory left standing. I'll do mine and my wife's Sunday afternoon

mebu60

What am I missing on the Principality Christmas RS maturity options? I would like the maturity proceeds paid into my existing Principality Triple Access EA account. To close the RS the only option appears to be to send the proceeds elsewhere. Am I not seeing something glaringly obvious or is there really no option for an internal transfer?