The Top Regular Savers Discussion Thread

Andystriker

nomorekids said:

Anyone else wishing there was a "wow" emoji along with the inadequate "thanks thumbs up" for Bridlington, the work you've been doing is incredible, huge well done to you Bridlington 

I have to say, that everyone on this board is really helpful to me, 

but Bridlington1, everything you do on this board is very very much appreciated.  Thank you so much.

Bridlington1

Bob2000 said:

13th Payments. 

Can any of these regular saver accept a 13th payment please?

Principality Xmas saver £125pm 7%
Nationwide £200 6.5%
Coop £250 7%
Virgin £250 6.5%
Newcastle building society  £200 5.5%

Principality Xmas saver £125pm 7%- No, max balance £1.5k
Nationwide £200 6.5%- Yes
Coop £250 7%- Yes
Virgin £250 6.5%- N/A Yes- Fixed maturity dates for both issues rather than set maximum balance.
Newcastle building society  £200 5.5%- No, max balance of £2.4k and has been reduced to 5.25% anyhow.

allegro120

Bob2000 said:

13th Payments. 

Can any of these regular saver accept a 13th payment please?

Principality Xmas saver £125pm 7%
Nationwide £200 6.5%
Coop £250 7%
Virgin £250 6.5%
Newcastle building society  £200 5.5%

Principality Xmas saver £125pm 7% - no
Nationwide £200 6.5% - yes
Coop £250 7% - yes
Virgin £250 6.5% - yes
Newcastle building society  £200 5.5% - no

Are you sure Newcastle pays 5.5%?  Mine (issue 1) is paying 5.25%. 

35har1old

Don't know if it's been mentioned but it appears Principality has closed the door on 2nd application for regular savers of the same issue via maturity  instruction got a secure message almost immediately saying not available to me

 

Bobblehat

Bridlington1 said:

Bob2000 said:

13th Payments. 

Can any of these regular saver accept a 13th payment please?

Principality Xmas saver £125pm 7%
Nationwide £200 6.5%
Coop £250 7%
Virgin £250 6.5%
Newcastle building society  £200 5.5%

Principality Xmas saver £125pm 7%- No, max balance £1.5k
Nationwide £200 6.5%- Yes
Coop £250 7%- Yes
Virgin £250 6.5%- N/A- Fixed maturity dates for both issues
Newcastle building society  £200 5.5%- No, max balance of £2.4k and has been reduced to 5.25% anyhow.

Regarding Virgin Exclusive RS, which is calendar month £250 max, if I opened Issue 3 on 01/08/2025 and it doesn't mature until 28/08/2026, can I not make a deposit on 03/08/2026 ... i.e a 13th payment? I just looked at the summary box and T&C's and can't see a mention of a maximum total deposit amount. I may have missed it, or it might be your vast knowledge knows what covers the exclusion of the 13th payment. Eager to know either way 

Bridlington1

Bobblehat said:

Bridlington1 said:

Bob2000 said:

13th Payments. 

Can any of these regular saver accept a 13th payment please?

Principality Xmas saver £125pm 7%
Nationwide £200 6.5%
Coop £250 7%
Virgin £250 6.5%
Newcastle building society  £200 5.5%

Principality Xmas saver £125pm 7%- No, max balance £1.5k
Nationwide £200 6.5%- Yes
Coop £250 7%- Yes
Virgin £250 6.5%- N/A- Fixed maturity dates for both issues
Newcastle building society  £200 5.5%- No, max balance of £2.4k and has been reduced to 5.25% anyhow.

Regarding Virgin Exclusive RS, which is calendar month £250 max, if I opened Issue 3 on 01/08/2025 and it doesn't mature until 28/08/2026, can I not make a deposit on 03/08/2026 ... i.e a 13th payment? I just looked at the summary box and T&C's and can't see a mention of a maximum total deposit amount. I may have missed it, or it might be your vast knowledge knows what covers the exclusion of the 13th payment. Eager to know either way 

I appreciate I was probably a bit vague by putting N/A. By ``N/A- Fixed maturity dates for both issues" I meant there is no specified maximum balance, you can find each month till it matures including the month of maturity but the number of payments you can make isn't affected by when in the month you open the account.

It made sense to me when I typed it anyhow but shall amend my post for clarity.

Bobblehat

Thanks Bridlington1, I appreciate the confirmation!

saverkev

35har1old said:

Don't know if it's been mentioned but it appears Principality has closed the door on 2nd application for regular savers of the same issue via maturity  instruction got a secure message almost immediately saying not available to me

 

Principality 

Applied to renew to new Regular Saver which matures 13th last Sunday - new Regular Saver accepted

clairec666

35har1old said:

Don't know if it's been mentioned but it appears Principality has closed the door on 2nd application for regular savers of the same issue via maturity  instruction got a secure message almost immediately saying not available to me

 

Mine appears to have been accepted. Submitted maturity instructions the weekend before last, and received confirmation by post today. Matures on Sunday so will see what happens!

AndyTh_2

clairec666 said:

35har1old said:

Don't know if it's been mentioned but it appears Principality has closed the door on 2nd application for regular savers of the same issue via maturity  instruction got a secure message almost immediately saying not available to me

 

Mine appears to have been accepted. Submitted maturity instructions the weekend before last, and received confirmation by post today. Matures on Sunday so will see what happens!

mine got an acceptance letter but it only mentioned the transfer out to external bank, so I'm not sure if they'll transfer it all out or leave the £200 in for the switch over