We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Top Regular Savers Discussion Thread

13293303323343351069

Comments

  • Dizzycap
    Dizzycap Posts: 1,484 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Hoping that WB BS will have a new Fixed Rate RS with online opening as I'm sure they must realise that many savers will be having maturing RS next month and won't be going to a branch to open a new RS. However, I won't hold my breath!  :D 
    ~ NSD 2026 Challenge January 13/20 (1)
    # No.12 Save £2 a Day 2026 £60.83 / £730 (1)
    # No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
    # No.4 Save £12k in 2026  £2454.88 / £12,000 (1)
    # No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)
    No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
    # Make £2026 in 2026 £697.92 / £2026 (1)
  • masonic
    masonic Posts: 28,689 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Dizzycap said:
    Hoping that WB BS will have a new Fixed Rate RS with online opening as I'm sure they must realise that many savers will be having maturing RS next month and won't be going to a branch to open a new RS. However, I won't hold my breath!  :D 
    I think the trend is back to branch with West Brom. My RS matured on Friday, so I phoned today to pull the money out of the Access RS, all very efficiently processed over the phone and I should have the money tomorrow.
  • allegro120
    allegro120 Posts: 2,344 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Dizzycap said:
    Hoping that WB BS will have a new Fixed Rate RS with online opening as I'm sure they must realise that many savers will be having maturing RS next month and won't be going to a branch to open a new RS. However, I won't hold my breath!  :D 
    Why many savers next month?  Mine matures on 2nd January. I opened my first issue 7 on 22nd December 2023 (I normally open RSs on the date they are launched), took 6 working days to get a new one opened - those who followed a similar pattern should be half way through the term now.

    If they stop/pause online applications it will most likely be because at the moment they have enough funds to lend.

    I won't hold my breath, but always make sure that I have an existing account of some sort.  Makes it easier to open new accounts and continuous membership might become useful one day. 
  • Dizzycap
    Dizzycap Posts: 1,484 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 24 June 2025 at 8:50PM
    masonic said:
    Dizzycap said:
    Hoping that WB BS will have a new Fixed Rate RS with online opening as I'm sure they must realise that many savers will be having maturing RS next month and won't be going to a branch to open a new RS. However, I won't hold my breath!  :D 
    I think the trend is back to branch with West Brom. My RS matured on Friday, so I phoned today to pull the money out of the Access RS, all very efficiently processed over the phone and I should have the money tomorrow.
    I think so too! Although I have another account open in case it should change at some point.
    ~ NSD 2026 Challenge January 13/20 (1)
    # No.12 Save £2 a Day 2026 £60.83 / £730 (1)
    # No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
    # No.4 Save £12k in 2026  £2454.88 / £12,000 (1)
    # No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)
    No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
    # Make £2026 in 2026 £697.92 / £2026 (1)
  • gt94sss2
    gt94sss2 Posts: 6,327 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 24 June 2025 at 9:08PM
    Zopa have updated their Regular Saver which now pays 7.1% (variable) on upto £300/month for new accounts.

    You still need a Zopa current account to get one but that is now out of beta so anyone can apply for one.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.1K Banking & Borrowing
  • 254K Reduce Debt & Boost Income
  • 454.9K Spending & Discounts
  • 246.2K Work, Benefits & Business
  • 602.4K Mortgages, Homes & Bills
  • 177.9K Life & Family
  • 260.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.