The Top Regular Savers Discussion Thread

masonic

https://forums.moneysavingexpert.com/discussion/comment/81858056#Comment_81858056

The same risk would surely exist whether you used a freepost address, a postage paid envelope (of any provenance), or a stamped envelope.

To mitigate, you could get a certificate of posting in order to claim for loss.

Kim_13

Should the Mansfield account still be available when I need to open another, I would use a stamp (if they do not provide a prepaid envelope on maturity) and proof of posting to return the passbook. It seems reasonable to me to be prepared to pay for at least one stamp for each postal account opened.

Having a proof of posting would be more likely to result in a society waiving a replacement passbook charge.

WillPS

https://forums.moneysavingexpert.com/discussion/comment/81858191#Comment_81858191

If I used the prepaid envelope and it didn't reach them, I'd expect them to swallow the cost associated unless they told me to get COP or not to use it to send passbooks.

If I used a Freepost address I found on a forum which they stopped advising people to use years ago and that led to the book going missing, I don't think I'd have a case that the loss was anyone's fault other than my own, regardless of COP.

Dizzycap

No interest rate change on any Newcastle RSs that I can see - email just received & exceedingly late: 😆😆😆

PDF Link

judgingjudy

Mansfield BS Milestone Saver

Coming back to the topic of the thread… forgive me if I’ve missed it, but can anyone confirm whether it’s possible to fund this via faster payment/bank transfer on a monthly basis once it’s open? And is it possible to see balances online?

happybagger

https://forums.moneysavingexpert.com/discussion/comment/81858429#Comment_81858429

yes to both

gpman

https://forums.moneysavingexpert.com/discussion/comment/81858387#Comment_81858387

Just received? Good to see they are on the ball!

Any rate changes (where applicable) were effective 21-Jan-2026. I downloaded that info from their website back on 07-Jan-2026

I'm sure Bridlington would have reported at the appropriate time, but I can't be bothered to search back.

Dizzycap

https://forums.moneysavingexpert.com/discussion/comment/81858443#Comment_81858443

Yes, I did laugh when I received it 😆😆😆

judgingjudy

https://forums.moneysavingexpert.com/discussion/comment/81858434#Comment_81858434

Fantastic - thanks very much. I'm another who has had a great early experience with them, I sent a message over the weekend via their website to enquire about it and an application pack arrived with me yesterday.

masonic

https://forums.moneysavingexpert.com/discussion/comment/81858296#Comment_81858296

Seems a very strange stance for you to take on this issue given previous discussion. It sounds as though a pre-paid envelope they have sent and advised you to use is the only safe option.

If I send something in the post and it is undeliverable for whatever reason (including I made a mistake addressing it), and RM elects not to use the return address I have provided, then I would avail myself of any contractual remedy that is available.