The Old Regular Savers Discussion Thread 28/12/24-29/1/26

Chaykin

Anybody knows if Progressive BS actually enforces their "no 13th payment" rule?

masonic

id suggest withdrawing down but not closing it completely

(Progressive)

That's what I was planning to do. Foot in the door with minimum balance.

(Aside: I am finding the selective quoting feature more useful than the new full quote (select relevant text and paste it in using the quote option from the format floating menu)

checkly

Have a Principality 6 Month Regular Saver Issue 4 with maturity instructions due to go live tomorrow. I have several more of the same issue. What’s the current thinking/experience with putting some of the proceeds into another new RS Is4? Do all attempts to do this now fail?

allegro120

https://forums.moneysavingexpert.com/discussion/comment/81857161#Comment_81857161

It was reported in this thread a while ago that Progressive doesn't enforce £3,600 rule.

Bridlington1

Chaykin6:30 pm Anybody knows if Progressive BS actually enforces their "no 13th payment" rule?
allegro120 It was reported in this thread a while ago that Progressive doesn't enforce £3,600 rule.

Indeed, I was one of those who accidentally ended up with £3.9k in a Progressive BS RS, though it was only due to an error on my spreadsheet that I tried this.

PowerSavingMode

https://forums.moneysavingexpert.com/discussion/comment/81857144#Comment_81857144

Progressive 

That's what I did. (Withdrew all but £1 once it had matured.)

allegro120

https://forums.moneysavingexpert.com/discussion/comment/81857274#Comment_81857274

My recent one has failed.

Stargunner

https://forums.moneysavingexpert.com/discussion/comment/81857274#Comment_81857274

i had 2 accepted into Christmas 2026 Reg savers in late December, when the majority on here were getting theirs declined. I have another RS3 maturing esrly Feb. One of the maturity options is another Christmas RS 2026, even though it wouldn’t mature until Feb 2027

Bridlington1

Just a reminder the following interest rate changes came into effect today:

Account	Old Rate	New Rate	Date
Nottingham BS Branch Regular Saver Issue 2	4.75%	4.50%	27/01/2026
Nottingham BS Branch Regular Saver Issue 3	4.75%	4.50%	27/01/2026
Nottingham BS Branch Regular Saver Issue 4	4.75%	4.50%	27/01/2026
Nottingham BS Branch Regular Saver Issue 5	4.75%	4.50%	27/01/2026
Nottingham BS Branch Regular Saver Issue 6	4.25%	NO CHANGE	27/01/2026
Nottingham BS Online Regular Saver	4.75%	4.50%	27/01/2026
Nottingham BS Online Regular Saver Issue 2	4.75%	4.50%	27/01/2026
Nottingham BS Online Regular Saver Issue 3	4.25%	NO CHANGE	27/01/2026

The following come into effect tomorrow:

Account	Old Rate	New Rate	Date
Saffron BS 12 Month Members Regular Saver	3.95%	3.70%	28/01/2026
Saffron BS Braintree Regular Saver	4.00%	NO CHANGE	28/01/2026
Saffron BS Children's Regular Saver	4.20%	3.95%	28/01/2026
Saffron BS Small Saver	4.15%	3.90%	28/01/2026

savethepandas

https://forums.moneysavingexpert.com/discussion/comment/81857400#Comment_81857400

My second Christmas 2026 RS accepted 24th Dec, 3rd rejected on 28th Dec. Six month issue 4 rejected prior to 24th Dec.

OH got his second Christmas 2026 RS accepted in January, with Jan 27 finish having had a 2+ six month issue 4 rejected in 2026.