The Old Regular Savers Discussion Thread 28/12/24-29/1/26

Stargunner

https://forums.moneysavingexpert.com/discussion/comment/81857274#Comment_81857274

i had 2 accepted into Christmas 2026 Reg savers in late December, when the majority on here were getting theirs declined. I have another RS3 maturing esrly Feb. One of the maturity options is another Christmas RS 2026, even though it wouldn’t mature until Feb 2027

Bridlington1

Just a reminder the following interest rate changes came into effect today:

Account	Old Rate	New Rate	Date
Nottingham BS Branch Regular Saver Issue 2	4.75%	4.50%	27/01/2026
Nottingham BS Branch Regular Saver Issue 3	4.75%	4.50%	27/01/2026
Nottingham BS Branch Regular Saver Issue 4	4.75%	4.50%	27/01/2026
Nottingham BS Branch Regular Saver Issue 5	4.75%	4.50%	27/01/2026
Nottingham BS Branch Regular Saver Issue 6	4.25%	NO CHANGE	27/01/2026
Nottingham BS Online Regular Saver	4.75%	4.50%	27/01/2026
Nottingham BS Online Regular Saver Issue 2	4.75%	4.50%	27/01/2026
Nottingham BS Online Regular Saver Issue 3	4.25%	NO CHANGE	27/01/2026

The following come into effect tomorrow:

Account	Old Rate	New Rate	Date
Saffron BS 12 Month Members Regular Saver	3.95%	3.70%	28/01/2026
Saffron BS Braintree Regular Saver	4.00%	NO CHANGE	28/01/2026
Saffron BS Children's Regular Saver	4.20%	3.95%	28/01/2026
Saffron BS Small Saver	4.15%	3.90%	28/01/2026

savethepandas

https://forums.moneysavingexpert.com/discussion/comment/81857400#Comment_81857400

My second Christmas 2026 RS accepted 24th Dec, 3rd rejected on 28th Dec. Six month issue 4 rejected prior to 24th Dec.

OH got his second Christmas 2026 RS accepted in January, with Jan 27 finish having had a 2+ six month issue 4 rejected in 2026.

Dizzycap

https://forums.moneysavingexpert.com/discussion/comment/81857359#Comment_81857359

So did mine & I hold out absolutely no hope of getting any more 6mth RS or Christmas RS, except when the last one matures or a new issue is released.

Dizzycap

https://forums.moneysavingexpert.com/discussion/comment/81857617#Comment_81857617

It's seems that 2 are acceptable regardless of the T&C's and go through the system ok. Anything above that amount, won't.

Dizzycap

https://forums.moneysavingexpert.com/discussion/comment/81857274#Comment_81857274

It certainly has for me and a number of others, unfortunately. Where one door closes, another opens. Wondering when & if Principality BS will release a new 6 Month RS issue in Feb/March.

Bridlington1

Loughborough BS 2 Year Super Saver Account (Local) at 5% NLA

Stargunner

https://forums.moneysavingexpert.com/discussion/comment/81857622#Comment_81857622

i have 3 x Christmas RS. The last 2 were opened on the 21st & 23rd December. I waited until the 2nd one was open before applying for the 3rd. I have a RS 3 maturing on the 9th Feb. I already have 4 x RS4, so not sure whether to chance my luck and apply for another Christmas RS or RS 4 or just withdraw the full amount.

dcs34

Mansfield BS

Just to confirm the Freepost address posted here for Mansfield BS does work; I've had email confirmation that my application for a My Milestone Saver account has been received and is being processed. Posted on Saturday afternoon (so realistically collected Monday morning) and I had the email confirmation Tuesday afternoon. They say they aim to have it opened within 3 working days. (Strangely the sending email address and the email signature don't match at all!).

On a related point I've also had a bonus-expired Bonus Regular Savings 8th Issue closed and opened a new copy of the account. This required posting an application form and written instructions (as they wouldn't take instructions by Secure Message) but they were happy to use £250 from the 'maturing' account as a deposit, with a cheque for the balance being posted. May be worth it for others wanting to secure the higher rate again.

WillPS

https://forums.moneysavingexpert.com/discussion/comment/81858002#Comment_81858002

Thanks for posting, good to know it's still alive and a viable option for application forms, although I'd still hesitate to send a passbook which they'd charge to replace using it.