The Old Regular Savers Discussion Thread 28/12/24-29/1/26

wmb194

Hattie627 said:

wmb194 said:

Hattie627 said:

I posted my application form to Mansfield with a second class stamp in time for uplift late on Friday afternoon. Hopefully it reaches Nottinghamshire (from Scotland) on Monday but with Royal Mail possibly not (!).

Edited to add:- I sent a cheque along with the application. The form said that the cheque should be made payable to "Mansfield Building Society-(your name)". Normally the cheque is to be made payable to yourself in these Building Society postal applications.

Edited to add:- I printed pages 5 and 6 of the form (although nothing requires written on these pages, it is just the usual compensation scheme info) and sent along with pages 1 to 4 (based on advice given upthread). Fortunately I always print on both sides of the page, so 3 sheets in total plus one envelope plus stamp. Wish I'd asked for the apolication pack. 

BIB; people rarely believe me but this is the most secure way to write a cheque and is the way I always do it to every BS though I write "a/c" rather than use a hyphen.

Often there is not enough room on the payee line of the cheque to write the name of the institution and then your own name. especially if you have a double barrelled-surname or your Lord or Lady someone (I'm neither!)

You write very tightly and it's okay if you go off the end of the first line a bit. I think in theory the lines wrap so you don't have to squeeze it all onto the top line.

allegro120

Hattie627 said:

Edited to add:- I sent a cheque along with the application. The form said that the cheque should be made payable to "Mansfield Building Society-(your name)". Normally the cheque is to be made payable to yourself in these Building Society postal applications.

I didn't read it properly and sent my year ago and the recent issue 8 applications with cheque written to myself as I normally do. Cheques were cashed as expected.

35har1old

Hattie627 said:

wmb194 said:

Hattie627 said:

I posted my application form to Mansfield with a second class stamp in time for uplift late on Friday afternoon. Hopefully it reaches Nottinghamshire (from Scotland) on Monday but with Royal Mail possibly not (!).

Edited to add:- I sent a cheque along with the application. The form said that the cheque should be made payable to "Mansfield Building Society-(your name)". Normally the cheque is to be made payable to yourself in these Building Society postal applications.

Edited to add:- I printed pages 5 and 6 of the form (although nothing requires written on these pages, it is just the usual compensation scheme info) and sent along with pages 1 to 4 (based on advice given upthread). Fortunately I always print on both sides of the page, so 3 sheets in total plus one envelope plus stamp. Wish I'd asked for the apolication pack. 

BIB; people rarely believe me but this is the most secure way to write a cheque and is the way I always do it to every BS though I write "a/c" rather than use a hyphen.

Often there is not enough room on the payee line of the cheque to write the name of the institution and then your own name. especially if you have a double barrelled-surname or your Lord or Lady someone (I'm neither!)

You can use the second line

Speculator

Slinky said:

I splashed out on first class stamps hoping to get a fast turnaround, although they were bought years ago so would have been way under the current rate.

bought approximately £850 worth of 1st and 2nd class stamps in 2011 just before 1st class jumped from 46p to 60p and 2nd class jumped from 36p to 50p.

In hindsight, I should have just bought 1st class stamps.

trickydicky14

Mansfield R.S
Do you send your application form to 'Regent House' address
Thanks.

Bridlington1

trickydicky14 said:

Mansfield R.S
Do you send your application form to 'Regent House' address
Thanks.

It can go to any one of their branches and they'll open it in my experience. In fact in the past when I've requested application packs for their savings accounts they've sent me prepaid envelopes for their Sutton-in-Ashfield and Kirby-in-Ashfield branches.

flaneurs_lobster

Hattie627 said:
  Living in Scotland, we have very limited access to branches of the English/Welsh building societies other than the big ones like Yorkshire, and then only in Glasgow/Edinburgh, so this particularly would affect those north of the border. 

OTOH, applications for a RS at the Scottish BS (which gave rise to pages of comments here over their postal application service) can be processed in 30 minutes and include a cup of tea and a biscuit.

Born2Save_3

Rate updates

I'm updating my list of RS with the latest rates to decide what to fund and what to trim next month, using the great list compiled by Bridlington : 

https://forums.moneysavingexpert.com/discussion/comment/81805599/#Comment_81805599

Apologies, if this has been mentioned and just in case it hasn't:

Penrith BS R E-Saver 200 2 Year I1 remains at 5%A from 15/1/26

https://penrithbs.co.uk/wp-content/uploads/2026/01/CLOSED-ACCOUNTS-LEAFLET-15.01.26-V1.90.pdf

Dudley BS Festive Regular Saver. It's fairly new and there is no indication of change from 5.5%A

https://www.dudleybuildingsociety.co.uk/savings/personal-savings/regular-savings/festive-regular-saver/

nottsphil

Bridlington1 said:

trickydicky14 said:

Mansfield R.S
Do you send your application form to 'Regent House' address
Thanks.

It can go to any one of their branches and they'll open it in my experience. In fact in the past when I've requested application packs for their savings accounts they've sent me prepaid envelopes for their Sutton-in-Ashfield and Kirby-in-Ashfield branches.

* Kirkby (they hate having their town name continually misspelt🙂)

Newly_retired

It would take me the bulk of the day to travel to any of the Mansfield BS branches by bus using my free bus pass, though less than an hour by car. I am not inclined to do either. Trying to simplify my accounts now so I will pass.