The Old Regular Savers Discussion Thread 28/12/24-29/1/26

Bridlington1

PixelPound said:

How best to find out which are changing their rates? I have some fixed and some variable, but so far not many of the variable are going down. Is it just waiting for notification

I maintain a list of those that have announced rate cuts so far. A link can be found on p1 of the archived history of regular savers thread 

Edited to add, link to the current list below:
https://forums.moneysavingexpert.com/discussion/comment/81805599/#Comment_81805599

Dugal

masonic said:

Mansfield: Application pack received today, so impressed with their efficiency given I messaged them on Thursday evening. First class postage franked at £3.30 - what times we live in!

Hopefully enclosing a cheque will allow me to squeeze that payment in before the end of January.

I messaged them yesterday and today received 2 letters saying there was an application pack enclosed - but neither did.☹️
So have printed the form and used a stamp - which I had hoped to avoid.

Slinky

I splashed out on first class stamps hoping to get a fast turnaround, although they were bought years ago so would have been way under the current rate.

chris_the_bee

Slinky said:

I splashed out on first class stamps hoping to get a fast turnaround, although they were bought years ago so would have been way under the current rate.

As to whether the stamps are still valid, It depends how many "years ago". Non-barcoded Royal Mail stamps (the Queen's head on a plain background) are no longer valid for postage as of July 31, 2023, and items sent with them incur a surcharge, but you can swap them for new barcoded stamps through Royal Mail's free Swap Out scheme by mail, with no deadline set yet for the swap, while pictorial Christmas and Special Stamps remain valid. .

Slinky

chris_the_bee said:

Slinky said:

I splashed out on first class stamps hoping to get a fast turnaround, although they were bought years ago so would have been way under the current rate.

As to whether the stamps are still valid, It depends how many "years ago". Non-barcoded Royal Mail stamps (the Queen's head on a plain background) are no longer valid for postage as of July 31, 2023, and items sent with them incur a surcharge, but you can swap them for new barcoded stamps through Royal Mail's free Swap Out scheme by mail, with no deadline set yet for the swap, while pictorial Christmas and Special Stamps remain valid. .

They were re-issued for my very old ones, thanks. I think I bought the originals about 7 years ago!

I found one last old style 1st class stamp a few weeks back and have the form to send it off to be replaced.

flaneurs_lobster

Slinky said:

chris_the_bee said:

Slinky said:

I splashed out on first class stamps hoping to get a fast turnaround, although they were bought years ago so would have been way under the current rate.

As to whether the stamps are still valid, It depends how many "years ago". Non-barcoded Royal Mail stamps (the Queen's head on a plain background) are no longer valid for postage as of July 31, 2023, and items sent with them incur a surcharge, but you can swap them for new barcoded stamps through Royal Mail's free Swap Out scheme by mail, with no deadline set yet for the swap, while pictorial Christmas and Special Stamps remain valid. .

They were re-issued for my very old ones, thanks. I think I bought the originals about 7 years ago!

I found one last old style 1st class stamp a few weeks back and have the form to send it off to be replaced.

Freepost address I assume, otherwise.....

Slinky

flaneurs_lobster said:

Slinky said:

chris_the_bee said:

Slinky said:

I splashed out on first class stamps hoping to get a fast turnaround, although they were bought years ago so would have been way under the current rate.

As to whether the stamps are still valid, It depends how many "years ago". Non-barcoded Royal Mail stamps (the Queen's head on a plain background) are no longer valid for postage as of July 31, 2023, and items sent with them incur a surcharge, but you can swap them for new barcoded stamps through Royal Mail's free Swap Out scheme by mail, with no deadline set yet for the swap, while pictorial Christmas and Special Stamps remain valid. .

They were re-issued for my very old ones, thanks. I think I bought the originals about 7 years ago!

I found one last old style 1st class stamp a few weeks back and have the form to send it off to be replaced.

Freepost address I assume, otherwise.....

Prepaid envelope.

Hattie627

I posted my application form to Mansfield with a second class stamp in time for uplift late on Friday afternoon. Hopefully it reaches Nottinghamshire (from Scotland) on Monday but with Royal Mail possibly not (!).

Edited to add:- I sent a cheque along with the application. The form said that the cheque should be made payable to "Mansfield Building Society-(your name)". Normally the cheque is to be made payable to yourself in these Building Society postal applications.

Edited to add:- I printed pages 5 and 6 of the form (although nothing requires written on these pages, it is just the usual compensation scheme info) and sent along with pages 1 to 4 (based on advice given upthread). Fortunately I always print on both sides of the page, so 3 sheets in total plus one envelope plus stamp. Wish I'd asked for the apolication pack. 

wmb194

Hattie627 said:

I posted my application form to Mansfield with a second class stamp in time for uplift late on Friday afternoon. Hopefully it reaches Nottinghamshire (from Scotland) on Monday but with Royal Mail possibly not (!).

Edited to add:- I sent a cheque along with the application. The form said that the cheque should be made payable to "Mansfield Building Society-(your name)". Normally the cheque is to be made payable to yourself in these Building Society postal applications.

Edited to add:- I printed pages 5 and 6 of the form (although nothing requires written on these pages, it is just the usual compensation scheme info) and sent along with pages 1 to 4 (based on advice given upthread). Fortunately I always print on both sides of the page, so 3 sheets in total plus one envelope plus stamp. Wish I'd asked for the apolication pack. 

BIB; people rarely believe me but this is the most secure way to write a cheque and is the way I always do it to every BS though I write "a/c" rather than use a hyphen.

Hattie627

wmb194 said:

Hattie627 said:

I posted my application form to Mansfield with a second class stamp in time for uplift late on Friday afternoon. Hopefully it reaches Nottinghamshire (from Scotland) on Monday but with Royal Mail possibly not (!).

Edited to add:- I sent a cheque along with the application. The form said that the cheque should be made payable to "Mansfield Building Society-(your name)". Normally the cheque is to be made payable to yourself in these Building Society postal applications.

Edited to add:- I printed pages 5 and 6 of the form (although nothing requires written on these pages, it is just the usual compensation scheme info) and sent along with pages 1 to 4 (based on advice given upthread). Fortunately I always print on both sides of the page, so 3 sheets in total plus one envelope plus stamp. Wish I'd asked for the apolication pack. 

BIB; people rarely believe me but this is the most secure way to write a cheque and is the way I always do it to every BS though I write "a/c" rather than use a hyphen.

Often there is not enough room on the payee line of the cheque to write the name of the institution and then your own name. especially if you have a double barrelled-surname or your Lord or Lady someone (I'm neither!)