The Top Regular Savers Discussion Thread

alfred64

allegro120 said:

alfred64 said:

topyam said:

alfred64 said:

GetRichOrDieSaving said:

ESBS 

So are they releasing a new RS at 6% or just upping the rate of the current one, meaning that we open the current one first an await the 6% rate increase on 1st Feb? 

FUTURE SAVINGS INTEREST RATES - FROM 1ST FEBRUARY 2026

Regular Monthly Saver  6%
(£1 min – max £500 per month) 2 instant access withdrawals per year
(£6000 max)

It looks as if the 3.35% regular saver becomes a closed account.

Likely to be available to all? Online?

Yes. No.  Branch , phone, post. No online. This small society has but two branches: Earl Shilton (populaton 11k approx) and Barwell (pop 9k+)
    Important fact to consider: There is a £30 charge for a same day Faster Payment withdrawal.
 No charge for a next day FP withdrawal. (They used to charge £10 but  have since scrapped it)  

For postal applications.  Do you know if they require ID documents/copies to be sent with the application or they verify electronically?

They will require them to be sent. In addition - a completed Tax Residency Self Certification Declaration Form (if applicable);
They will also contact credit reference agencies. 
Some unusual/amusing conditions such as - We will not return any counterfeit banknotes which are received from you, nor will we credit your account with the value of such notes. We will return all counterfeit or suspicious notes to the Bank of England.
Tel: 01455 844422.  Email: enquire@esbs.co.uk

PowerSavingMode

Dizzycap said:

PowerSavingMode said:

Furness BS

Well, I don't hold out much hope for myself for the 160th Anniversary Regular Saver — just tried to open an easy access saver as a new customer and failed on the document ID (40 minutes faffing about with the phone camera, lighting, positioning...and after all that AND eventually successfully uploading it, I was told "Unfortunately were not able to open an account for you at this time"). Ah well, you win some, you lose some...

As you have faffed around already, it might be worth faffing around a little more by downloading the application form for the branch version and send everything through the post.

Download Form

Furness BS

Thanks, but the branch version doesn't appeal to me.