We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Top Regular Savers Discussion Thread

1103810391041104310441054

Comments

  • guli
    guli Posts: 224 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    s71hj said:
    s71hj said:
    Saw 3 pages of new posts in 2 hours and thought some fantastic new RS must have been released, the Principality Green Shirt New Year Saver or some such. 
    Well to put that right for you:

    West Brom have launched a Winter Ready Savings Account at 6% fixed:
    Can be opened online or in branch
    Matures 31/10/26
    £100/mth max
    Max balance £1k
    No withdrawals permitted until the end of its term.
    West Brom have an away shirt with green in it so I can make that work. 
    I'll do them a deal - they pay me the £3k in O/S maturity funds from 31/12 and I'll think about opening this one.
    Well it's close of play and still no money from West Brom BS
    it'll arrive tomorrow - it's showing as pending incoming transaction on my bank account
  • Gers
    Gers Posts: 13,507 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    s71hj said:
    s71hj said:
    Saw 3 pages of new posts in 2 hours and thought some fantastic new RS must have been released, the Principality Green Shirt New Year Saver or some such. 
    Well to put that right for you:

    West Brom have launched a Winter Ready Savings Account at 6% fixed:
    Can be opened online or in branch
    Matures 31/10/26
    £100/mth max
    Max balance £1k
    No withdrawals permitted until the end of its term.
    West Brom have an away shirt with green in it so I can make that work. 
    I'll do them a deal - they pay me the £3k in O/S maturity funds from 31/12 and I'll think about opening this one.
    Well it's close of play and still no money from West Brom BS

    I've just phoned them (open until 6p.m.) to be told that 'end of day' does not mean 'end of business day' but the actual end of day at 11.59p.m.  
  • E_zroda
    E_zroda Posts: 108 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    guli said:
    s71hj said:
    s71hj said:
    Saw 3 pages of new posts in 2 hours and thought some fantastic new RS must have been released, the Principality Green Shirt New Year Saver or some such. 
    Well to put that right for you:

    West Brom have launched a Winter Ready Savings Account at 6% fixed:
    Can be opened online or in branch
    Matures 31/10/26
    £100/mth max
    Max balance £1k
    No withdrawals permitted until the end of its term.
    West Brom have an away shirt with green in it so I can make that work. 
    I'll do them a deal - they pay me the £3k in O/S maturity funds from 31/12 and I'll think about opening this one.
    Well it's close of play and still no money from West Brom BS
    it'll arrive tomorrow - it's showing as pending incoming transaction on my bank account
    Sorry for swerving off-topic: would you share which bank account does that please?
  • guli
    guli Posts: 224 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    E_zroda said:
    guli said:
    s71hj said:
    s71hj said:
    Saw 3 pages of new posts in 2 hours and thought some fantastic new RS must have been released, the Principality Green Shirt New Year Saver or some such. 
    Well to put that right for you:

    West Brom have launched a Winter Ready Savings Account at 6% fixed:
    Can be opened online or in branch
    Matures 31/10/26
    £100/mth max
    Max balance £1k
    No withdrawals permitted until the end of its term.
    West Brom have an away shirt with green in it so I can make that work. 
    I'll do them a deal - they pay me the £3k in O/S maturity funds from 31/12 and I'll think about opening this one.
    Well it's close of play and still no money from West Brom BS
    it'll arrive tomorrow - it's showing as pending incoming transaction on my bank account
    Sorry for swerving off-topic: would you share which bank account does that please?

    HSBC - pretty handy!
  • trickydicky14
    trickydicky14 Posts: 1,480 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Gers said:
    s71hj said:
    s71hj said:
    Saw 3 pages of new posts in 2 hours and thought some fantastic new RS must have been released, the Principality Green Shirt New Year Saver or some such. 
    Well to put that right for you:

    West Brom have launched a Winter Ready Savings Account at 6% fixed:
    Can be opened online or in branch
    Matures 31/10/26
    £100/mth max
    Max balance £1k
    No withdrawals permitted until the end of its term.
    West Brom have an away shirt with green in it so I can make that work. 
    I'll do them a deal - they pay me the £3k in O/S maturity funds from 31/12 and I'll think about opening this one.
    Well it's close of play and still no money from West Brom BS

    I've just phoned them (open until 6p.m.) to be told that 'end of day' does not mean 'end of business day' but the actual end of day at 11.59p.m.  
    I take back all I have said, just had notification from Halifax my West Brom cash has arrived @ 17:50pm.
    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • flaneurs_lobster
    flaneurs_lobster Posts: 8,603 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Gers said:
    s71hj said:
    s71hj said:
    Saw 3 pages of new posts in 2 hours and thought some fantastic new RS must have been released, the Principality Green Shirt New Year Saver or some such. 
    Well to put that right for you:

    West Brom have launched a Winter Ready Savings Account at 6% fixed:
    Can be opened online or in branch
    Matures 31/10/26
    £100/mth max
    Max balance £1k
    No withdrawals permitted until the end of its term.
    West Brom have an away shirt with green in it so I can make that work. 
    I'll do them a deal - they pay me the £3k in O/S maturity funds from 31/12 and I'll think about opening this one.
    Well it's close of play and still no money from West Brom BS

    I've just phoned them (open until 6p.m.) to be told that 'end of day' does not mean 'end of business day' but the actual end of day at 11.59p.m.  
    I take back all I have said, just had notification from Halifax my West Brom cash has arrived @ 17:50pm.
    Yep, mine's in too.
  • trickydicky14
    trickydicky14 Posts: 1,480 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Gers said:
    s71hj said:
    s71hj said:
    Saw 3 pages of new posts in 2 hours and thought some fantastic new RS must have been released, the Principality Green Shirt New Year Saver or some such. 
    Well to put that right for you:

    West Brom have launched a Winter Ready Savings Account at 6% fixed:
    Can be opened online or in branch
    Matures 31/10/26
    £100/mth max
    Max balance £1k
    No withdrawals permitted until the end of its term.
    West Brom have an away shirt with green in it so I can make that work. 
    I'll do them a deal - they pay me the £3k in O/S maturity funds from 31/12 and I'll think about opening this one.
    Well it's close of play and still no money from West Brom BS

    I've just phoned them (open until 6p.m.) to be told that 'end of day' does not mean 'end of business day' but the actual end of day at 11.59p.m.  
    I take back all I have said, just had notification from Halifax my West Brom cash has arrived @ 17:50pm.
    Yep, mine's in too.
    You can open the new one now!
    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • trickydicky14
    trickydicky14 Posts: 1,480 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    West Brom winter ready savings acc
    Am I correct in thinking you can only make 10 payments into this account as it says, you can pay in up to 31st Oct and take your money out on the 1st Nov.
    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • granta
    granta Posts: 599 Forumite
    Tenth Anniversary 500 Posts Photogenic Name Dropper
    West Brom - maturity question

    I was expecting mine to mature on the 4th January but no interest has been added. I've just logged in and noticed my first payment in was 9 Jan 2025.
    So is this one of those accounts where the date of maturity starts from the first payment date? That would explain why I can't yet close it.

    Can I still open the new regular saver today or have to wait until this one closes?
  • Dizzycap
    Dizzycap Posts: 1,465 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 5 January at 8:45PM
    West Brom winter ready savings acc
    Am I correct in thinking you can only make 10 payments into this account as it says, you can pay in up to 31st Oct and take your money out on the 1st Nov.
    Yes, 31st of October with a maximum funding of £1,000 - £100 max per month - A 10 month Westbrom Winter Ready RS.
    ~ NSD 2026 Challenge January 8/20 (1)
    # No.12 Save £2 a Day 2026 £60.83 / £730 (1)
    # No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
    # No.4 Save £12k in 2026  £2454.88 / £12,000 (1)
    # No.4 £2 Savers Club 2026 - 25/12 - 24/10 £26 / £200 (1)
    No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
    # Make £2026 in 2026 £602.92 / £2026 (1)
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.1K Banking & Borrowing
  • 254K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.2K Work, Benefits & Business
  • 602.3K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.