The Old Regular Savers Discussion Thread 28/12/24-29/1/26

clairec666

Kim_13 said:

Section62 said:

clairec666 said:

Honestly, how many of us have actually been inconvenienced by Darlington's error?

Probably very few... other than those who hoped to be able to withdraw the overpayment of interest and get away with it.

About the same amount as those members of staff who are actually responsible for / able to fix the issue I suspect. The majority of the staff shouldn't have been expected to work through until it was fixed on the basis that it isn't fair to punish the majority for the 'crime' of the minority.  

Whether Darlington are worthy of complaint, for me, comes down to whether they have blocked withdrawals as well as closures (but as I don't need access to my funds for a few months, I'm not willing to burn one to find out.) If withdrawals of cleared funds were blocked as well, that would be unreasonable, but 6% interest on £1,250 for 5 months (rounded up) would be £31.25. It would take a very sudden and severe change of circumstances for the lack of access to a sum of that order to cause a problem.

Presumably most people who opened that account would intend to keep it open until maturity. If there's been a change in circumstances so that you need to withdraw, and it coincidentally happened on the same week that Darlington messed things up, then you would have a genuine cause for complaint.

I'm hardly going to blacklist Darlington over this one thing, but I have made a mental note to double check ANY interest payment from them - next time it might be lower instead of higher.

trickydicky14

flaneurs_lobster said:

s71hj said:

Bridlington1 said:

s71hj said:

Saw 3 pages of new posts in 2 hours and thought some fantastic new RS must have been released, the Principality Green Shirt New Year Saver or some such. 

Well to put that right for you:

West Brom have launched a Winter Ready Savings Account at 6% fixed:
Can be opened online or in branch
Matures 31/10/26
£100/mth max
Max balance £1k
No withdrawals permitted until the end of its term.

West Brom have an away shirt with green in it so I can make that work. 

I'll do them a deal - they pay me the £3k in O/S maturity funds from 31/12 and I'll think about opening this one.

Well it's close of play and still no money from West Brom BS

allegro120

s71hj said:

Bridlington1 said:

s71hj said:

Saw 3 pages of new posts in 2 hours and thought some fantastic new RS must have been released, the Principality Green Shirt New Year Saver or some such. 

Well to put that right for you:

West Brom have launched a Winter Ready Savings Account at 6% fixed:
Can be opened online or in branch
Matures 31/10/26
£100/mth max
Max balance £1k
No withdrawals permitted until the end of its term.

Don't go to the trouble of logging in to apply, it doesn't help. Applying with or without being logged in is the same. 

Good to know.  I didn't go that route, I just clicked on Bridlington's link.  Submitted application at 11:55 and the account was opened at 15:35, quicker than I expected.  

guli

trickydicky14 said:

flaneurs_lobster said:

s71hj said:

Bridlington1 said:

s71hj said:

Saw 3 pages of new posts in 2 hours and thought some fantastic new RS must have been released, the Principality Green Shirt New Year Saver or some such. 

Well to put that right for you:

West Brom have launched a Winter Ready Savings Account at 6% fixed:
Can be opened online or in branch
Matures 31/10/26
£100/mth max
Max balance £1k
No withdrawals permitted until the end of its term.

West Brom have an away shirt with green in it so I can make that work. 

I'll do them a deal - they pay me the £3k in O/S maturity funds from 31/12 and I'll think about opening this one.

Well it's close of play and still no money from West Brom BS

it'll arrive tomorrow - it's showing as pending incoming transaction on my bank account

Gers

trickydicky14 said:

flaneurs_lobster said:

s71hj said:

Bridlington1 said:

s71hj said:

Saw 3 pages of new posts in 2 hours and thought some fantastic new RS must have been released, the Principality Green Shirt New Year Saver or some such. 

Well to put that right for you:

West Brom have launched a Winter Ready Savings Account at 6% fixed:
Can be opened online or in branch
Matures 31/10/26
£100/mth max
Max balance £1k
No withdrawals permitted until the end of its term.

West Brom have an away shirt with green in it so I can make that work. 

I'll do them a deal - they pay me the £3k in O/S maturity funds from 31/12 and I'll think about opening this one.

Well it's close of play and still no money from West Brom BS

I've just phoned them (open until 6p.m.) to be told that 'end of day' does not mean 'end of business day' but the actual end of day at 11.59p.m.  

E_zroda

guli said:

trickydicky14 said:

flaneurs_lobster said:

s71hj said:

Bridlington1 said:

s71hj said:

Saw 3 pages of new posts in 2 hours and thought some fantastic new RS must have been released, the Principality Green Shirt New Year Saver or some such. 

Well to put that right for you:

West Brom have launched a Winter Ready Savings Account at 6% fixed:
Can be opened online or in branch
Matures 31/10/26
£100/mth max
Max balance £1k
No withdrawals permitted until the end of its term.

West Brom have an away shirt with green in it so I can make that work. 

I'll do them a deal - they pay me the £3k in O/S maturity funds from 31/12 and I'll think about opening this one.

Well it's close of play and still no money from West Brom BS

it'll arrive tomorrow - it's showing as pending incoming transaction on my bank account

Sorry for swerving off-topic: would you share which bank account does that please?

guli

E_zroda said:

guli said:

trickydicky14 said:

flaneurs_lobster said:

s71hj said:

Bridlington1 said:

s71hj said:

Saw 3 pages of new posts in 2 hours and thought some fantastic new RS must have been released, the Principality Green Shirt New Year Saver or some such. 

Well to put that right for you:

West Brom have launched a Winter Ready Savings Account at 6% fixed:
Can be opened online or in branch
Matures 31/10/26
£100/mth max
Max balance £1k
No withdrawals permitted until the end of its term.

West Brom have an away shirt with green in it so I can make that work. 

I'll do them a deal - they pay me the £3k in O/S maturity funds from 31/12 and I'll think about opening this one.

Well it's close of play and still no money from West Brom BS

it'll arrive tomorrow - it's showing as pending incoming transaction on my bank account

Sorry for swerving off-topic: would you share which bank account does that please?

HSBC - pretty handy!

trickydicky14

Gers said:

trickydicky14 said:

flaneurs_lobster said:

s71hj said:

Bridlington1 said:

s71hj said:

Saw 3 pages of new posts in 2 hours and thought some fantastic new RS must have been released, the Principality Green Shirt New Year Saver or some such. 

Well to put that right for you:

West Brom have launched a Winter Ready Savings Account at 6% fixed:
Can be opened online or in branch
Matures 31/10/26
£100/mth max
Max balance £1k
No withdrawals permitted until the end of its term.

West Brom have an away shirt with green in it so I can make that work. 

I'll do them a deal - they pay me the £3k in O/S maturity funds from 31/12 and I'll think about opening this one.

Well it's close of play and still no money from West Brom BS

I've just phoned them (open until 6p.m.) to be told that 'end of day' does not mean 'end of business day' but the actual end of day at 11.59p.m.  

I take back all I have said, just had notification from Halifax my West Brom cash has arrived @ 17:50pm.

flaneurs_lobster

trickydicky14 said:

Gers said:

trickydicky14 said:

flaneurs_lobster said:

s71hj said:

Bridlington1 said:

s71hj said:

Saw 3 pages of new posts in 2 hours and thought some fantastic new RS must have been released, the Principality Green Shirt New Year Saver or some such. 

Well to put that right for you:

West Brom have launched a Winter Ready Savings Account at 6% fixed:
Can be opened online or in branch
Matures 31/10/26
£100/mth max
Max balance £1k
No withdrawals permitted until the end of its term.

West Brom have an away shirt with green in it so I can make that work. 

I'll do them a deal - they pay me the £3k in O/S maturity funds from 31/12 and I'll think about opening this one.

Well it's close of play and still no money from West Brom BS

I've just phoned them (open until 6p.m.) to be told that 'end of day' does not mean 'end of business day' but the actual end of day at 11.59p.m.  

I take back all I have said, just had notification from Halifax my West Brom cash has arrived @ 17:50pm.

Yep, mine's in too.

trickydicky14

flaneurs_lobster said:

trickydicky14 said:

Gers said:

trickydicky14 said:

flaneurs_lobster said:

s71hj said:

Bridlington1 said:

s71hj said:

Saw 3 pages of new posts in 2 hours and thought some fantastic new RS must have been released, the Principality Green Shirt New Year Saver or some such. 

Well to put that right for you:

West Brom have launched a Winter Ready Savings Account at 6% fixed:
Can be opened online or in branch
Matures 31/10/26
£100/mth max
Max balance £1k
No withdrawals permitted until the end of its term.

West Brom have an away shirt with green in it so I can make that work. 

I'll do them a deal - they pay me the £3k in O/S maturity funds from 31/12 and I'll think about opening this one.

Well it's close of play and still no money from West Brom BS

I've just phoned them (open until 6p.m.) to be told that 'end of day' does not mean 'end of business day' but the actual end of day at 11.59p.m.  

I take back all I have said, just had notification from Halifax my West Brom cash has arrived @ 17:50pm.

Yep, mine's in too.

You can open the new one now!