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The Old Regular Savers Discussion Thread 28/12/24-29/1/26

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Comments

  • flaneurs_lobster
    flaneurs_lobster Posts: 11,213 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    mhoc said:

    This all feels very reminiscent of the issues he has getting YBS accounts to open and I think Newcastle refused him at the 1st attempt as well ... 
    I believe the correct term for someone in your partner's position is 

    "Your old man is well dodgy, innit!"
  • ChewyyBacca
    ChewyyBacca Posts: 398 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    edited 6 January at 4:20PM
    Principality Maturity 
    My Princi 2 Yr HH bonds are maturing tomorrow. What is the latest time I can give maturity instruction?
    Ideally trying to give instruction after their staff logs out. I assume its 6 pm.

    I may or may not be successful, but I can certainly try & report here later.

  • mhoc
    mhoc Posts: 19,398 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    mhoc said:

    This all feels very reminiscent of the issues he has getting YBS accounts to open and I think Newcastle refused him at the 1st attempt as well ... 
    I believe the correct term for someone in your partner's position is 

    "Your old man is well dodgy, innit!"
    I am starting to think he has a secret past that I dont know about! 
    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
  • PloughmansLunch
    PloughmansLunch Posts: 701 Forumite
    500 Posts Third Anniversary Photogenic Name Dropper
    edited 6 January at 4:10PM
    Principality Maturity 
    My Princi 2 Yr HH bonds are maturing tomorrow. What is the latest time I can give maturity instruction?
    Ideally trying to give instruction after their staff logs out. I assume its 6 pm.
    This is a desperate attempt to fly under the radar & hope for a new maturity instruction acct to be opened.
    I may or may not be successful, but I can certainly try & report here later.

    I did it the evening before maturity, and the balance minus £200 was transferred to my current account 9am the next day - "result!" I thought, then had another £200 into my account later that day at 4pm and the HH which was briefly converted to a 6month RS vanished.
  • ChewyyBacca
    ChewyyBacca Posts: 398 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    edited 6 January at 4:12PM
    Principality Maturity 
    My Princi 2 Yr HH bonds are maturing tomorrow. What is the latest time I can give maturity instruction?
    Ideally trying to give instruction after their staff logs out. I assume its 6 pm.
    This is a desperate attempt to fly under the radar & hope for a new maturity instruction acct to be opened.
    I may or may not be successful, but I can certainly try & report here later.

    I did it the evening before maturity, and the balance minus £200 was transferred to my current account 9am the next day - "result!" I thought, then had another £200 into my account later that day at 4pm and the briefly opened 6month RS vanished.
    Quite the sleuths!
    PloughmansLunch What time evening, do you remember?

    Insanity: doing the same thing over and over and expecting different results
  • flaneurs_lobster
    flaneurs_lobster Posts: 11,213 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    mhoc said:
    mhoc said:

    This all feels very reminiscent of the issues he has getting YBS accounts to open and I think Newcastle refused him at the 1st attempt as well ... 
    I believe the correct term for someone in your partner's position is 

    "Your old man is well dodgy, innit!"
    I am starting to think he has a secret past that I dont know about! 
    What you don't know is neither here nor there, what's really important is what Equifax knows.....
  • PloughmansLunch
    PloughmansLunch Posts: 701 Forumite
    500 Posts Third Anniversary Photogenic Name Dropper
    Principality Maturity 
    My Princi 2 Yr HH bonds are maturing tomorrow. What is the latest time I can give maturity instruction?
    Ideally trying to give instruction after their staff logs out. I assume its 6 pm.
    This is a desperate attempt to fly under the radar & hope for a new maturity instruction acct to be opened.
    I may or may not be successful, but I can certainly try & report here later.

    I did it the evening before maturity, and the balance minus £200 was transferred to my current account 9am the next day - "result!" I thought, then had another £200 into my account later that day at 4pm and the briefly opened 6month RS vanished.
    Quite the sleuths!
    PloughmansLunch What time evening, do you remember?

    Insanity: doing the same thing over and over and expecting different results
    Probably nine / half nine? I had the secure message after lunch the next day, which was the kiss of death I was expecting.
  • WillPS
    WillPS Posts: 5,504 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    mhoc said:
    West Brom Winter Ready

    Applied yesterday afternoon and today I had notification and the email with account details and I can fund from tomorrow - a long winded way of doing it but there it is ...
    It's becoming increasingly common an instruction, and it usually is because they have gone for a Confirmation of Payee integration which runs once nightly.

    I usually ignore the instruction, send straight away and just accept COP won't work; never had a deposit rejected yet!
  • Dizzycap
    Dizzycap Posts: 2,065 Ambassador
    1,000 Posts Third Anniversary Photogenic Debt-free and Proud!
    edited 6 January at 4:29PM
    WillPS said:
    mhoc said:
    West Brom Winter Ready

    Applied yesterday afternoon and today I had notification and the email with account details and I can fund from tomorrow - a long winded way of doing it but there it is ...
    It's becoming increasingly common an instruction, and it usually is because they have gone for a Confirmation of Payee integration which runs once nightly.

    I usually ignore the instruction, send straight away and just accept COP won't work; never had a deposit rejected yet!
    I've just tried that and Lloyds ain't having none of it today. I can't even set-up a pre-dated SO as it's the same issue - Never had an issue before..... Oh well, yet more faffing around again tomorrow it is  :|
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  • surreysaver
    surreysaver Posts: 5,347 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    WillPS said:
    mhoc said:
    West Brom Winter Ready

    Applied yesterday afternoon and today I had notification and the email with account details and I can fund from tomorrow - a long winded way of doing it but there it is ...
    It's becoming increasingly common an instruction, and it usually is because they have gone for a Confirmation of Payee integration which runs once nightly.

    I usually ignore the instruction, send straight away and just accept COP won't work; never had a deposit rejected yet!
    I've tried sending a payment from BoS and it says the account doesn't exist, so cannot even get it to ignore CoP yet. So I imagine they do something overnight which then makes the account exist.
    I consider myself to be a male feminist. Is that allowed?
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