The Old Regular Savers Discussion Thread 28/12/24-29/1/26

shirley999

refluxer said:

Bob2000 said:

HALIFAX REGULAR SAVER. 

After opening this account  today, will l be able to deposit my first amount on the 31st and then on the 1st ?
It states on the account information  that  l must pay in by 25th of the month, but l assume like lloyds regular saver l can fund whenever?

IIRC, the 25th is just stated as the latest date in the month Halifax recommend you make a payment to ensure it's credited before the end of that month. I'm not sure what delays they're accounting for, though. In reality, I find that payments into Halifax accounts are credited instantly.

Worst case scenario, if you paid on the evening of Friday, 25th February it only just about makes it for Monday, 28th February, being the last day of that month.

kermchem

Speculator said:

Bob2000 said:

HALIFAX REGULAR SAVER. 

After opening this account  today, will l be able to deposit my first amount on the 31st and then on the 1st ?
It states on the account information  that  l must pay in by 25th of the month, but l assume like lloyds regular saver l can fund whenever?

Yes you can. Ignore the bit about the 25th.

My recent experience is that if you opened it today then you will have several gentle reminders to fund it by text and e-mail tomorrow. No evidence that there is a time limit. 

Bear in mind the 1st January is a bank holiday. 

Section62

refluxer said:

Bob2000 said:

HALIFAX REGULAR SAVER. 

After opening this account  today, will l be able to deposit my first amount on the 31st and then on the 1st ?
It states on the account information  that  l must pay in by 25th of the month, but l assume like lloyds regular saver l can fund whenever?

IIRC, the 25th is just stated as the latest date in the month Halifax recommend you make a payment to ensure it's credited before the end of that month. I'm not sure what delays they're accounting for, though. In reality, I find that payments into Halifax accounts are credited instantly.

Even if the payment is credited instantly, if the payment is made after the last working day of the month then Halifax and Lloyds (and I guess BoS) will treat the payment as having been made on the next working day, and it will count as the following month's payment.

E.g. Payments made on 30/11/2025 were treated as deposits made on 01/12/2025 and no further deposits allowed in December.

s71hj

Dudley website currently has this banner to the top:
The site is currently undergoing maintenance. The site will be unable to process any changes to your accounts until 01:30

KneadtheDough

s71hj said:

Dudley website currently has this banner to the top:
The site is currently undergoing maintenance. The site will be unable to process any changes to your accounts until 01:30

Dudley BS 

Back up and running as of 01:45 — and the postal / branch version of the Festive RS is still available FWIW:  

https://www.dudleybuildingsociety.co.uk/savings/personal-savings/regular-savings/festive-regular-saver/

s71hj

PowerSavingMode said:

s71hj said:

Dudley website currently has this banner to the top:
The site is currently undergoing maintenance. The site will be unable to process any changes to your accounts until 01:30

Dudley BS 

Back up and running as of 01:45 — and the postal / branch version of the Festive RS is still available FWIW:  

https://www.dudleybuildingsociety.co.uk/savings/personal-savings/regular-savings/festive-regular-saver/

And the online one still not. 

Bridlington1

Suffolk BS are to launch new issues of their Online and branch/post fixed rate regular savers shortly.

The new accounts shall pay 5% fixed (same as the current issues) but with new maturity dates of 28/2/27.

Born2Save_3

DudleyBS Festive Regular Saver Online - 1176

Called Dudley branch; sounds like they impose a quota on the number of applications. Dudley person not aware of any website issues. Confirmed can have both post/branch version and online version,

allegro120

Born2Save_3 said:

DudleyBS Festive Regular Saver Online - 1176

Called Dudley branch; sounds like they impose a quota on the number of applications. Dudley person not aware of any website issues. Confirmed can have both post/branch version and online version,

I called Dudley a minute ago to request the application form by post (I don't have a working printer).  I told them that I already have the online version, they said I only allowed one version, can't have both versions.  I guess the rule depends on who you are talking to.

moi

Bridlington1 said:

Suffolk BS are to launch new issues of their Online and branch/post fixed rate regular savers shortly.

The new accounts shall pay 5% fixed (same as the current issues) but with new maturity dates of 28/2/27.

The branch/postal version is now showing on Suffolk's site

 https://www.suffolkbuildingsociety.co.uk/savings/regular-savings-accounts/