The Old Regular Savers Discussion Thread 28/12/24-29/1/26

Ch1ll1Phlakes

jameseonline said:

Anybody got a Newcastle Regular Saver maturing soon?

I got an email recently explaining it will change to an Easy Saver, which is fine but what I don't understand is why the email shows BOTH a monthly rate AND a yearly rate for the account.

I contacted them via Instagram they seem to suggest instructions being given?

Tried contacting them again they now saying they won't talk about account specifics over social media, I'm like I'm not talking about transaction history or anything 😌

The Easy Saver that your account is maturing to, does have both monthly and yearly rate for interest as it probably can be opened to have interest paid monthly or yearly.

As a maturity product, they probably are including any account details they feel are relevant and including both interest rates as 1) monthly and yearly interest rates differ (as highlighted by @tiptioe_mouse above), 2) you may be able have the account opened with either type of interest (if you have to provide instructions or 3) you can possibly have the frequency of interest changed by contacting them after maturity.

If you want more specific details from Newcastle BS I would contact them by phone (hopefully quick as Building societies often are compared to the big banks), email or preferably (as you already have an account) by secure message.

Hope this helps

Bridlington1

Principality BS Christmas 2026 Regular Saver 6.5%

£150/mth max.
No withdrawals but early closure permitted without penalty
£1.8k max balance
Need to be 16+ to open

nomorekids

Bridlington1 said:

Principality BS Christmas 2026 Regular Saver 6.5%

As with last time, £150/mth max.
No withdrawals but early closure permitted without penalty
£1.8k max balance
Need to be 16+ to open

not showing yet Bridlington, fingerscrossed for the morning but many thanks as always 

20122013

@ Bridlington1

For the: 

'Newcastle BS Monument Regular Saver ~~~ Launched 16/10/25
Interest rate: 5.5% AER Variable

https://forums.moneysavingexpert.com/discussion/comment/81694108/#Comment_81694108

The link https://newcastle.co.uk/savings/monument-regular-saver   gives an error, maybe the product is no longer available?

'404 error

Sorry, we can’t find the page you were looking for. 

If you were looking for a product we may have removed it.

View our current savings accounts, new customer mortgages or existing customer mortgages.  

Visit the homepage.'

Bridlington1

20122013 said:

@ Bridlington1

For the: 

'Newcastle BS Monument Regular Saver ~~~ Launched 16/10/25
Interest rate: 5.5% AER Variable

https://forums.moneysavingexpert.com/discussion/comment/81694108/#Comment_81694108

The link https://newcastle.co.uk/savings/monument-regular-saver   gives an error, maybe the product is no longer available?

'404 error

Sorry, we can’t find the page you were looking for. 

If you were looking for a product we may have removed it.

View our current savings accounts, new customer mortgages or existing customer mortgages.  

Visit the homepage.'

Link got corrected on p1 of this thread a couple of days back but I seem to've missed out the listing on the archived thread (now corrected). Working link is below:
Newcastle BS Monument Regular Saver 

Hattie627

Bridlington1 said:

Principality BS Christmas 2026 Regular Saver 6.5%

As with last time, £150/mth max.
No withdrawals but early closure permitted without penalty
£1.8k max balance
Need to be 16+ to open

It will be good if it's indeed £150 per month max. The Xmas Saver 2025 was only £125 per month.
Expect it to be a fixed rate hopefully, if following the 2025 account (which was 7% fixed).

trickydicky14

Hattie627 said:

Bridlington1 said:

Principality BS Christmas 2026 Regular Saver 6.5%

As with last time, £150/mth max.
No withdrawals but early closure permitted without penalty
£1.8k max balance
Need to be 16+ to open

It will be good if it's indeed £150 per month max. The Xmas Saver 2025 was only £125 per month.
Expect it to be a fixed rate hopefully, if following the 2025 account (which was 7% fixed).

Yes £150 is better than £125 but the interest rate will be less. Anyway, I managed to put a 13th payment into the previous Christmas RS without any issues so that helps a bit.

subjecttocontract

trickydicky14 said:

Hattie627 said:

Bridlington1 said:

Principality BS Christmas 2026 Regular Saver 6.5%

As with last time, £150/mth max.
No withdrawals but early closure permitted without penalty
£1.8k max balance
Need to be 16+ to open

It will be good if it's indeed £150 per month max. The Xmas Saver 2025 was only £125 per month.
Expect it to be a fixed rate hopefully, if following the 2025 account (which was 7% fixed).

Yes £150 is better than £125 but the interest rate will be less. Anyway, I managed to put a 13th payment into the previous Christmas RS without any issues so that helps a bit.

According to the MSE interest calculator:-
£125 pcm @ 7%  =  £56
£150 pcm @ 6.5% = £63

Hattie627

subjecttocontract said:

trickydicky14 said:

Hattie627 said:

Bridlington1 said:

Principality BS Christmas 2026 Regular Saver 6.5%

As with last time, £150/mth max.
No withdrawals but early closure permitted without penalty
£1.8k max balance
Need to be 16+ to open

It will be good if it's indeed £150 per month max. The Xmas Saver 2025 was only £125 per month.
Expect it to be a fixed rate hopefully, if following the 2025 account (which was 7% fixed).

Yes £150 is better than £125 but the interest rate will be less. Anyway, I managed to put a 13th payment into the previous Christmas RS without any issues so that helps a bit.

According to the MSE interest calculator:-
£125 pcm @ 7%  =  £56
£150 pcm @ 6.5% = £63

Yeah, but what about the £25 pcm that would be earning 4% interest in an EA account in the first scenario (sorry, couldn't resist pointing out, I'll get my coat)

checkly

At least it will be easier to apply for the Principality than the Hanley!  Given up with the latter!