The Old Regular Savers Discussion Thread 28/12/24-29/1/26

Bridlington1

Mansfield BS Interest Rate Reductions 1/10/25:

Bonus Regular Savings (Issue 8) from 5.35% to 5.25% (both inclusive of 1.85% bonus for 12 months)

adw1977

mhoc said:

Regarding Principality and the new six month issue 4

Just set up the new accounts and also done the maturity instructions for the previous incarnations maturing this month. I noticed that I still have regular saver 35, two of them and a regular saver issue 36 both of which have variable rates due to drop on September 18th. 

 Issue 36 is fixed rate and I'm pretty sure issue 35 is too.

CricketLady

I can confirm that Principality Issue 35 (£250 per month, 5.15%) is a fixed rate.  Mine is set to mature on the 19th January

xx

Bridlington1

CricketLady said:

I can confirm that Principality Issue 35 (£250 per month, 5.15%) is a fixed rate.  Mine is set to mature on the 19th January

xx

And off the top of my head this was also the case for the following PBS regular savers that I've held at various points since 2022:

Issue 34, 33, 32, 31, 30, 29, 28, 27, 26, Christmas 2025 RS, Maturity Winter RS, Christmas 2023 RS, 2YHHRS, 6 Month RS Issue 4, 3, 2 & 1 at 5.5%, 5.5%, 4.5%, 4%, 3.25%, 2.8%, 2.25%, 1.5%, 1.25%, 7%, 6.25%, 5%, 6%, 7.5%, 7.5%, 8% and 8% respectively.

schiff

Bridlington1 said:

CricketLady said:

I can confirm that Principality Issue 35 (£250 per month, 5.15%) is a fixed rate.  Mine is set to mature on the 19th January

xx

And off the top of my head this was also the case for the following PBS regular savers that I've held at various points since 2022:

Issue 34, 33, 32, 31, 30, 29, 28, 27, 26, Christmas 2025 RS, Maturity Winter RS, Christmas 2023 RS, 2YHHRS, 6 Month RS Issue 4, 3, 2 & 1 at 5.5%, 5.5%, 4.5%, 4%, 3.25%, 2.8%, 2.25%, 1.5%, 1.25%, 7%, 6.25%, 5%, 6%, 7.5%, 7.5%, 8% and 8% respectively.

Off the top of your head?? GCHQ could use you. But we'd miss you.

jameseonline

Just working out what to fund in October, so far I've come up with CO OP and several Principality as they all in 7% category.

Next problem what do I do about Market Harborough?, I believe I can skip 1 month?, if yes would they still expect me to fund in November even though it ends on 30th November?, if so what's the minimum I'm allowed to fund it?.

Don't really want to fund a 6% account if I can get away with it but it's not far away from maturity I don't want them penalising me.

BestSeagull

jameseonline said:

Just working out what to fund in October, so far I've come up with CO OP and several Principality as they all in 7% category.

Next problem what do I do about Market Harborough?, I believe I can skip 1 month?, if yes would they still expect me to fund in November even though it ends on 30th November?, if so what's the minimum I'm allowed to fund it?.

Don't really want to fund a 6% account if I can get away with it but it's not far away from maturity I don't want them penalising me.

No skipping months. However it does say if "more than one" month is missed, it'll be converted to an easy access account so presumably you can get away with missing one payment.  The minimum payment is £10 though so I'd just do that if at all possible.
 https://mhbs.co.uk/my-membership/exclusive-products/fixed-term-regular-saver-1yr01/

brucefan_2

ThePirates said:

brucefan_2 said:

Stolas said:

The app is still unusable for me - it’s been updated to the latest version and reinstalled numerous times. I had to phone Monmouth to open the new app only saver. 

Bob2000 said:

Are anybody else having problems with the Monbs app please.
Been just stuck on the intro screen since 8ish last night.

I am in the exact same position. It took some persuading but I did manage to get an app only RS opened with a  phone call.

Despite numerous un- and re-installs, trying to persuade it I was registering a new number etc., the app still refuses to play nice.

Practical upshot is that I have an open app-only account which I can't check because of a completely non-functioning app.

Last person I spoke to told me that the tech team were 'aware' of the issues and were working on a fix. In the meantime Ihave been advised to 'sit tight and wait'

A few of us had that same issue, it looks like your number is blocked after a few unsuccessful attempts at getting through security. For me it just wouldn't display the SMS or email options. 

You need to ring them and ask them to action unlocking your phone number.

Apologies - only just seen your message. Thank you for that information. I'll call them tomorrow.

Has everything gone smoothly for you since?

ThePirates

brucefan_2 said:

ThePirates said:

brucefan_2 said:

Stolas said:

The app is still unusable for me - it’s been updated to the latest version and reinstalled numerous times. I had to phone Monmouth to open the new app only saver. 

Bob2000 said:

Are anybody else having problems with the Monbs app please.
Been just stuck on the intro screen since 8ish last night.

I am in the exact same position. It took some persuading but I did manage to get an app only RS opened with a  phone call.

Despite numerous un- and re-installs, trying to persuade it I was registering a new number etc., the app still refuses to play nice.

Practical upshot is that I have an open app-only account which I can't check because of a completely non-functioning app.

Last person I spoke to told me that the tech team were 'aware' of the issues and were working on a fix. In the meantime Ihave been advised to 'sit tight and wait'

A few of us had that same issue, it looks like your number is blocked after a few unsuccessful attempts at getting through security. For me it just wouldn't display the SMS or email options. 

You need to ring them and ask them to action unlocking your phone number.

Apologies - only just seen your message. Thank you for that information. I'll call them tomorrow.

Has everything gone smoothly for you since?

Yes, all good!

Kim_13

jameseonline said:

Just working out what to fund in October, so far I've come up with CO OP and several Principality as they all in 7% category.

Next problem what do I do about Market Harborough?, I believe I can skip 1 month?, if yes would they still expect me to fund in November even though it ends on 30th November?, if so what's the minimum I'm allowed to fund it?.

Don't really want to fund a 6% account if I can get away with it but it's not far away from maturity I don't want them penalising me.

Until 30th November has ended, you haven’t missed a second month so I would interpret that as they would downgrade on 1st December, by which time the account will have matured. £10 would be foulproof though, as said above.