The Old Regular Savers Discussion Thread 28/12/24-29/1/26

clairec666

jaypers said:

Marcoos said:

YBS Xmas Saver

Seems to have gone live on their site

https://www.ybs.co.uk/savings/product?id=YB902052W

Think I will pass. If the interest rate was fixed or the amount permitted was higher I might have been tempted but after a flurry of loads of RS accounts over the last 18 months I can no longer be bothered with underwhelming accounts such as this.

From recent experiences, YBS sometimes offer a variable rate but don't reduce it even if the base rate falls - the £50 regular saver at 8% never dropped if I remember correctly?
Still, I haven't got the capacity for any more regular savers at the moment, so I'll pass on this one too.

Section62

friolento said:

jaypers said:

Marcoos said:

YBS Xmas Saver

Seems to have gone live on their site

https://www.ybs.co.uk/savings/product?id=YB902052W

Think I will pass. If the interest rate was fixed or the amount permitted was higher I might have been tempted but after a flurry of loads of RS accounts over the last 18 months I can no longer be bothered with underwhelming accounts such as this.

If you still have funds left over after funding all the higher paying accounts, this is a nice account in a falling interest rate climate.

Minimum initial deposit £1, no requirement to fund every month, online application and management.  Aside from the time it takes to open the account and then close it at some point in the future, for an existing YBS customer there's not much to lose by opening the account as part of a backup plan.

shirley999

I notice Dudley BS Loyalty One Year Regular Saver is now 5.75%, from 6.0%, although page 1 states tomorrow's date.  I think it may have changed yesterday, don't recall receiving notification from Dudley BS of this change.

friolento

shirley999 said:

I notice Dudley BS Loyalty One Year Regular Saver is now 5.75%, from 6.0%, although page 1 states tomorrow's date.  I think it may have changed yesterday, don't recall receiving notification from Dudley BS of this change.

I got notification for change on 14/01

Stargunner

friolento said:

jaypers said:

Marcoos said:

YBS Xmas Saver

Seems to have gone live on their site

https://www.ybs.co.uk/savings/product?id=YB902052W

Think I will pass. If the interest rate was fixed or the amount permitted was higher I might have been tempted but after a flurry of loads of RS accounts over the last 18 months I can no longer be bothered with underwhelming accounts such as this.

If you still have funds left over after funding all the higher paying accounts, this is a nice account in a falling interest rate climate.

I will continue to use my Cahoot sunny day savers for any excess funds rather than open one of these.

gt94sss2

Born2Save_3 said:

FurnessBS 160 Year Anniversary RS

There should be a new RS released on 20/1/26, 6.75%A, £160 monthly, with 10 month duration. Named '160 Year Anniversary RS'. Information seemed to be definite, but may be subject to change.

https://www.furnessbs.co.uk/savings/regular-saver/product-overview/160th-anniversary-regular-saver

In branch applications only. App and postal applications not supported

friolento

Stargunner said:

friolento said:

jaypers said:

Marcoos said:

YBS Xmas Saver

Seems to have gone live on their site

https://www.ybs.co.uk/savings/product?id=YB902052W

Think I will pass. If the interest rate was fixed or the amount permitted was higher I might have been tempted but after a flurry of loads of RS accounts over the last 18 months I can no longer be bothered with underwhelming accounts such as this.

If you still have funds left over after funding all the higher paying accounts, this is a nice account in a falling interest rate climate.

I will continue to use my Cahoot sunny day savers for any excess funds rather than open one of these.

I like to spread  my risks 

BestSeagull

gt94sss2 said:

Born2Save_3 said:

FurnessBS 160 Year Anniversary RS

There should be a new RS released on 20/1/26, 6.75%A, £160 monthly, with 10 month duration. Named '160 Year Anniversary RS'. Information seemed to be definite, but may be subject to change.

https://www.furnessbs.co.uk/savings/regular-saver/product-overview/160th-anniversary-regular-saver

In branch applications only. App and postal applications not supported

When I spoke to them today, I was told that online applications would be available on the 20th January.

ETA As quoted above.

friolento

I'll wait for the 20th but if you are desperate, you can send your Furness application by post, apparently 

clairec666

gt94sss2 said:

Born2Save_3 said:

FurnessBS 160 Year Anniversary RS

There should be a new RS released on 20/1/26, 6.75%A, £160 monthly, with 10 month duration. Named '160 Year Anniversary RS'. Information seemed to be definite, but may be subject to change.

https://www.furnessbs.co.uk/savings/regular-saver/product-overview/160th-anniversary-regular-saver

In branch applications only. App and postal applications not supported

That's a shame - Barrow is a tad too far for me to visit a branch. Still, for anyone who's a bit closer, it looks like it can be managed online, once opened.