The Old Regular Savers Discussion Thread 28/12/24-29/1/26

clairec666

GetRichOrDieSaving said:

clairec666 said:

GetRichOrDieSaving said:

Monmouthshire App Exclusive RS

can funds be withdrawn and returned in the same month? 

I would assume the terms are for the same as the 6% regular saver, which says

• Keep in mind you may not be able to replace what you withdraw. This is because of the monthly deposit limits.

A little bit ambiguous with the use of ‘may’ but based on this alone I don’t think it’s worth the risk. 

Thank you. 

I think the "may" is because you could deposit £100, withdraw £100, and still be able to replace it because you haven't reached the monthly limit. Presumably maxing out the account at the start of the month would mean you can't replace any money withdrawn.

Some accounts don't strictly enforce this and go on an "aggregate" for the month, however there's no guarantee that Monmouthshire do this.

friolento

Andystriker said:

friolento said:

MrWannabe said:

mon3ysav3r said:

West Bromwich winter ready - they do seem to be slow in opening these, I have just had to chase them having filled in the application online on the 5th 

If not done so already, check your junk mail folder.  I applied for WB Winter Ready & was surprised to notice that the ‘welcome/your account is now open’ email had landed in my junk mail folder as opposed to my normal inbox.

I checked my spam as I had not received a confirmation email - nothing. Then I logged into my WB account just now, and there it is sitting with a £0 balance, ready for my deposit. 

West Brom

Same here.

I opened the account on 5th January. I am existing customer with other Regular Saver and ISA.  No confirmation email.  I got the original email saying I will hear.

I rang them on Thursday 8th and they said be patient.  The new account is showing online.

I don't know whether to just fund it or ring West Brom again and ask where my welcome email is???

 I don't now care much about the welcome email, and assume they were just too busy sending it. Processing errors do happen, particularly when manual intervention is required (which appears to be the case with those WBrom applications).  Main thing is that the account shows online. 

Bridlington1

Beverley BS Interest Rate Reductions 1/2/26:

Of note their Regular Saver Issue 1 at 5.5% (includes conditional bonus) ~~~ NO CHANGE ~~~ Remains at 5.5%.

janusd

Born2Save_3 said:

FurnessBS 160 Year Anniversary RS

There should be a new RS released on 20/1/26, 6.75%A, £160 monthly, with 10 month duration. Named '160 Year Anniversary RS'. Information seemed to be definite, but may be subject to change.

thanks for this - opened their Everyday Saver (1.85%) online as soon as you posted - for simplicity, I ended up applying via the app and passport/selfie went through first time... account details email arrived shortly after, logged in today and deposited £1 to the account (CoP worked fine).

ForumUser7

Progressive BS

Anyone else having issues getting onto their portal please? Since I’ve been trying yesterday, it just says maintenance and doesn’t specify an end time.

gt94sss2

ForumUser7 said:

Progressive BS

Anyone else having issues getting onto their portal please? Since I’ve been trying yesterday, it just says maintenance and doesn’t specify an end time.

I just managed to login without any problems

Bridlington1

Just thought I'd mention this for those who have been existing Suffolk BS members in the past but then allowed your last account with them to be closed for whatever reason before applying for a new online RS.

Applying for a new account does not work and a message asks you to contact them. If you try logging on with your old details it says access is denied for security reasons.

I phoned them today but because it's a Saturday it put me through to one of their branches who don't deal with online savings. I mentioned that I'd previously had an account with them and they were able to locate me on their systems. The issue was caused by the fact that even though I had no open accounts, my profile was still active.

After a bit of playing around I asked if it was possible to disable my old profile, which they were able to do. This allowed me to apply again as a new customer and open a new account immediately.

Pickledonionlover

ForumUser7 said:

Progressive BS

Anyone else having issues getting onto their portal please? Since I’ve been trying yesterday, it just says maintenance and doesn’t specify an end time.

Dreadful login system 

Withdrew my matured funds and ran away from this organisation.

As was reported on here previously it's login is beyond anything I've encountered before.

Good luck getting sorted 👍 

topyam

janusd said:

Born2Save_3 said:

FurnessBS 160 Year Anniversary RS

There should be a new RS released on 20/1/26, 6.75%A, £160 monthly, with 10 month duration. Named '160 Year Anniversary RS'. Information seemed to be definite, but may be subject to change.

thanks for this - opened their Everyday Saver (1.85%) online as soon as you posted - for simplicity, I ended up applying via the app and passport/selfie went through first time... account details email arrived shortly after, logged in today and deposited £1 to the account (CoP worked fine).

Is it likely that you will have to be an existing customer for this?

GetRichOrDieSaving

ForumUser7 said:

Progressive BS

Anyone else having issues getting onto their portal please? Since I’ve been trying yesterday, it just says maintenance and doesn’t specify an end time.

I had this problem on my phone recently. Used the misses and it was fine. Try an alternative source or clear your cookies, history etc….