The Old Regular Savers Discussion Thread 28/12/24-29/1/26

AndyTh_2

coventry have their rate change up now https://www.coventrybuildingsociety.co.uk/content/dam/cbs/member/pdfs/savings/rate-change-notice.pdf

19th Jan
First Home Saver First Home Saver 1 and 2 - down to 4.25% (from 4.5%)
Loyalty Regular Saver (3) - down to 4.65% (from 4.90%)
Loyalty Seasonal Saver - down to 5% (from 5.25%)
Regular Savings Account - down to 3.7% (from 3.95%)
Regular Saver (6) - down to 4% (from 4.15%)
Sunny Day Saver - down to 4.15% (from 4.3%)

20th Jan
Loyalty Mortgage Saver 1 - down to 5% (from 5.25%)
Loyalty Mortgage Saver 2 - down to 4.55% (from 4.8%)
Childrens Regular Saver - down to 3.40% (from 3.65%)

trickydicky14

Darlington BS
I like others have received a large interest payment but also it appears they have returned my standing order for January, anyone else had this issue. 
I have one other payment to Scottish BS that is not showing but I assume that's due to a bank holiday in Scotland.

flaneurs_lobster

trickydicky14 said:

I have one other payment to Scottish BS that is not showing but I assume that's due to a bank holiday in Scotland.

Scottish bank holiday won't be the reason, Scottish BS have been taking 2 working days to show payments crediting the RS.

happybagger

trickydicky14 said:

Darlington BS
I like others have received a large interest payment but also it appears they have returned my standing order for January, anyone else had this issue. 

Darlington BS

My SO has gone from my current account and shows correctly in my Darlington account.

also Beverley BS

I have emailed to ask them what the situation is regarding the missing "bonus" element of interest

Hattie627

Darlington BS

SO of £250 not returned and now showing in my Darlington account. Interest of £93.49 dated 31 December still showing (not yet reversed)

SH88SH88

Santander RS

How strictly do they enforce the T&C's ?

I was thinking that it was a Calendar Month type account,  rather than an Account Month. Therefore I paid the initial deposit in mid-month (Dec) and the second payment earlier this month.
It also seems to imply that payment must be from a SO, whereas I did an internal transfer. 

happybagger

AndyTh_2 said:

coventry 
Sunny Day Saver - down to 4.15% (from 4.3%)

Rubbish rate gets even more rubbish for a RS but probably still worth keeping going with £10 p/m until August for the prize draw entry (incidentally @Bridlington1 the link to this account in "no chat" says wayback no longer has that page saved)

Hattie627

Coventry BS Sunny Day RS

Yes, I only opened this for the monthly prize draw. Been paying in £20 per month. I will keep going despite poor interest rate. In addition to the monthly draws there is a draw at the end with bigger prize. You'd think I was a gambler (I'm not!).

Kim_13

happybagger said:

AndyTh_2 said:

coventry 
Sunny Day Saver - down to 4.15% (from 4.3%)

Rubbish rate gets even more rubbish for a RS but probably still worth keeping going with £10 p/m until August for the prize draw entry (incidentally @Bridlington1 the link to this account in "no chat" says wayback no longer has that page saved)

Yep, it’s like they think it’s an Easy Access or something. Their ordinary RS is even more uninspiring considering that as well as being nowhere near the top of the market, they would impose an interest penalty for a withdrawal unless it followed an interest rate change.

Hattie627

Beverley BS

Bonus now showing at £5.18. It's dated 1st Jan. Separate line from the interest dated 31 Dec