The Old Regular Savers Discussion Thread 28/12/24-29/1/26

nottsphil

allegro120 said:

Growingold said:

allegro120 said:

Bob2000 said:

So, with it being a public holiday on the 1st, is there any point in me doing any transfers  into my RS accounts tomorrow?
I mostly do manually transfer.

This is my RS distribution for the next two days.
1st Jan - BoS, Darlington, Dudley, Halifax, Lloyds, Manchester, Melton, Nationwide, Newcastle, Principality, Scottish, TSB, YBS.
2nd Jan - Chorley, Co-op, Furness, Hanley, Loughborough, Mansfield, Market Harborough, Monmouthshire, Progressive, Saffron, Skipton, Virgin.

Hanley I did today as a debit card deposit.  Showing today's date in the transaction

Debit card deposits always show straight away, but this money won't earn interest until the transaction is complete (normally about 2 working days).

So the complete opposite of playing into Lloyds today, which is showing as tomorrow but paying interest from today, you say. Are we just relying on LBG telling us that this is what happens? 

allegro120

nottsphil said:

allegro120 said:

Growingold said:

allegro120 said:

Bob2000 said:

So, with it being a public holiday on the 1st, is there any point in me doing any transfers  into my RS accounts tomorrow?
I mostly do manually transfer.

This is my RS distribution for the next two days.
1st Jan - BoS, Darlington, Dudley, Halifax, Lloyds, Manchester, Melton, Nationwide, Newcastle, Principality, Scottish, TSB, YBS.
2nd Jan - Chorley, Co-op, Furness, Hanley, Loughborough, Mansfield, Market Harborough, Monmouthshire, Progressive, Saffron, Skipton, Virgin.

Hanley I did today as a debit card deposit.  Showing today's date in the transaction

Debit card deposits always show straight away, but this money won't earn interest until the transaction is complete (normally about 2 working days).

So the complete opposite of playing into Lloyds today, which is showing as tomorrow but paying interest from today, you say. Are we just relying on LBG telling us that this is what happens? 

There was a discussion about LBG a couple of years ago.  Somebody who deposited on the 1st calculated the interest they received at maturity and it matched the expected 365 days' interest. I rely on the experiences people share on here.

I was wrong about Hanley.  My apologies.  

trickydicky14

Mine is £93.45p on £1250. If only all savings accounts are like this.

Bridlington1

surreysaver said:

Beverley Building Society 

Has anyone else checked the interest for their account?  Mine appears not to contain the bonus, despite having adhered to the terms for the bonus.

Also, what were others going to do with their regular saver? I was intending to withdraw it down to the minimum to keep it open, but now may continue paying into it this year.

I was going to wait till the interest has been paid and then withdraw down to the minimum, I've also got an Instant Access account I opened with £1 a while back so i was going to rescue the 6p interest that's accrued over the last few years whilst I was at it.

I don't seem to have the option to make a withdrawal from my account in their online banking though, this is despite having a nominated account set up and approved. I've even tried guessing the link to the transfer screen 
https://beverleyonline.beverleybs.co.uk/CoreFundsTransfer/Index/{account number}. All I get is this screen with no option to input any payment details.

happybagger

Did anyone here open last year's Furness BS Christmas Reg Saver, I think it came out on/around 13 January, just wondering if you'd heard of a a replacement this year, or had any maturity options?

Slinky

Annoyingly, 1st of January, February and March this year are all non working days. Have done some manual transfers for new accounts where I hadn't set the standing order up, and was about to set up standing orders starting from February untill I noticed 1st is a Sunday. 

Bridlington1

Slinky said:

Annoyingly, 1st of January, February and March this year are all non working days. Have done some manual transfers for new accounts where I hadn't set the standing order up, and was about to set up standing orders starting from February until I noticed 1st is a Sunday. 

And it gets worse, the end of the 2025-6 tax year falls on Easter Sunday, this means that the final working day of the current tax year is Thursday 2nd April, which is rather an early one. It's just something to bear in mind for those planning to purge their regular savers to top up ISAs before the end of the tax year.

Slinky

Bridlington1 said:

Slinky said:

Annoyingly, 1st of January, February and March this year are all non working days. Have done some manual transfers for new accounts where I hadn't set the standing order up, and was about to set up standing orders starting from February until I noticed 1st is a Sunday. 

And it gets worse, the end of the 2025-6 tax year falls on Easter Sunday, this means that the final working day of the current tax year is Thursday 2nd April, which is rather an early one. It's just something to bear in mind for those planning to purge their regular savers to top up ISAs before the end of the tax year.

Oooh thanks for that, I'll need to make an early payment for my pension contribution as the DD normally goes on 4th/month. Not ideal but a leftover problem from when trying to set up a DD from Zopa who weren't originally recognised by Vanguard.

gt94sss2

happybagger said:

Did anyone here open last year's Furness BS Christmas Reg Saver, I think it came out on/around 13 January, just wondering if you'd heard of a a replacement this year, or had any maturity options?

Yes, I received a secure message in their digital inbox. No mention of any replacement but I can set maturity instructions on their website/app

Dizzycap

said:

surreysaver said:

Beverley Building Society 

Has anyone else checked the interest for their account?  Mine appears not to contain the bonus, despite having adhered to the terms for the bonus.

Also, what were others going to do with their regular saver? I was intending to withdraw it down to the minimum to keep it open, but now may continue paying into it this year.

I was going to wait till the interest has been paid and then withdraw down to the minimum, I've also got an Instant Access account I opened with £1 a while back so i was going to rescue the 6p interest that's accrued over the last few years whilst I was at it.

I don't seem to have the option to make a withdrawal from my account in their online banking though, this is despite having a nominated account set up and approved. I've even tried guessing the link to the transfer screen 
https://beverleyonline.beverleybs.co.uk/CoreFundsTransfer/Index/{account number}. All I get is this screen with no option to input any payment details.

How strange as it should show the following:

Bridlington1  - Have you tried a differet browser? Works fine on Mozilia