CrazyBee wants to be Mortgage Free!

RedLipstick

CrazyBee787 said:

I have officially purchased a car it cost me £7350 out of that I did have £5701 from my insurance claim and I have transferred £420 out of the £1000 on credit card over to 0%. 

I believe it's a refund for a car. Crazy bought the car on Monday and changed her mind.

Crazy, it should be alright, you've said they have a refund policy so just be patient, I'm sure it will come. Refunds always take ages.

CrazyBee787

Chieveley said:

Hi Bee, I thought insurance settlements took weeks to come through. It will turn up when they possibly do a weekly/monthly payment run? I looked at our monthly spend on food for 2 pensioners. Averages £160 a month. Healthy food cooked from scratch as we have the time. Have you thought about getting back to the swimming? You seemed to enjoy that. 

beanielou said:

It's not a refund, it's a insurance settlement & it will be proccessed more slowly.

Hi Guys and thank you, I know I ramble a lot so not to worry about it, but it was a refund for the car as I have changed my mind about getting it, and not to worry I have received it now. Thank you both.

CrazyBee787

RedLipstick said:

CrazyBee787 said:

I have officially purchased a car it cost me £7350 out of that I did have £5701 from my insurance claim and I have transferred £420 out of the £1000 on credit card over to 0%. 

I believe it's a refund for a car. Crazy bought the car on Monday and changed her mind.

Crazy, it should be alright, you've said they have a refund policy so just be patient, I'm sure it will come. Refunds always take ages.

You are correct Redlipstick I have received the funds, thank you. However I am now having second thoughts about not having a car, but for the time being I will use MDs and SFDs and save what I need and be debt free for a bit. Thank you XX

dawnybabes

Glad it’s come through, you can try and manage and reevaluate in a few weeks if you need it.  Are you near a city centre ? Ours have little cars you hire by the hour 

CrazyBee787

dawnybabes said:

Glad it’s come through, you can try and manage and reevaluate in a few weeks if you need it.  Are you near a city centre ? Ours have little cars you hire by the hour 

Thanks Dawnybabes unfortunately not by a city centre that offers those, but wish I did! ThanksXX

CrazyBee787

Good news MD has updated the insurance for the car so we are legit with me driving and using the car, I was already insured but the policy was at MDs address, now it is at mine, I am so glad she did that. Bless her. We are off out tomorrow also and the weekend has offically started. I appear to still be stresssed out still but I am unsure why? Maybe it is because one minute I had enough for a car and the next I didn't! I plan on making good use of MDs car, I am going to utilise it until I have saved an EF and enough for a car. So potentially10K, I think should be okay, we are talking next year sometime. 

My colleague and team leader just said that she is not bothered what I do for the rest of the day 10 mins before the end I closed down, I think that was a mistake, I won't do it again.

I am trying to get in good spirits but I am surrounded by an impossible air.

Anyhow I have some chores to do, so maybe that will take my mind off things. I will write a motivational list to work through, I am hungry so maybe dinner first! 

CrazyBee787

My Motivational ta da/ To do list, I have already started!!

1) Change bed linen & Put old on to wash

2) Hoover

3) Mop

4) Clean bathroom

5) wash up

6) Clean table

7) water plants

8) Dust living room

9) Start expenses book

10) Plan meals

11) re-configure shop make it cheaper and slightly healthier

12) do bins

13) Read, Rest & Relaxation.

Have a good weekend allXX

While I have sat down exhaustion has washed over me, so that will do for tonight! Except for item 13!!

CrazyBee787

Since it is a spendy day today, I have purchased some Christmas presents all that is left to get for Xmas gifts is Chocolate, chocolate liquer and something for lodger. I am going to wait and see about the lodger, see what he is into etc. I know he is a chef and likes netflix, and likes the ladies!! and works like a beast, on that thought I will wait but I am thinking something to relax with like a mans spa kit? I'll see what I can find but not this month, I have done enough spending for this month.

I spent £23.65 + £50 gift voucher for Calendar for MD & SFD, Kaftan For MD, 3X Puzzle books for SFD, 1Xtaster Whiskey set for SFD.

I also spent £27.75 on 4X pairs of clearance extra roomy bed socks would usually cost more then twice as much! I didn't expect to pick up a bargain at this time of year for this type of item! For MD.

From £600 I am down to £529.85 I have written all this in my new expenses book and it has made me realise I don't want to spend again this weekend as that is quite a chunk. And I won't buy gifts again this month. I'll stick now to essentials. I won't buy the chocolate until nearer Xmas, in case wondering hands (mine!!) make it to the choc!

I really like my new expenses book, I highly recommend them. Thanks @RedLipstick I love it! Seeing the money and writing it is more impactful, but I am still a big spender at heart!

beanielou

I won’t be buying my lodger anything if they are still here. Haden’t even given it a thought. 

CrazyBee787

beanielou said:

I won’t be buying my lodger anything if they are still here. Haden’t even given it a thought. 

My Mum doesn't either but my lodger has said that he would cook me a christmas dinner, and we are going to have Christmassy day over the Christmas period (Not on christmas day as he is working)! Also I think he is quite a sweety! I won't buy anything yet though it might be tempting the Gods!