CrazyBee wants to be Mortgage Free!

CrazyBee787

Newstartforme said:

Loving the lists CB , I've been trying the same and it's very motivating to cross things off though I would like to put the more difficult tasks to the top if the list and not the easy x

Thanks Newstart, Good ideaXX I had actually put off doing the cupboards for some time so I sort of did do that!

CrazyBee787

Today is a more chilled day, I didn't get any of the chores done mostly because lodger was in, but I did visit MD and I did put on lunch & Dinner for myself and lodger. My SA Lodger is now quite partial to my apple crumble, I made him some more today! I am up to 6/19 No spend days, I have taken some money out of the cash pot to pay a monthly bill for Top Up which is essential so I have still counted today as No spend as I didn't buy anything. Therefore my cash pot is £75.95 which is 25%. Prolific stands at £4.46/£26.11 pending, so not quite able to add to the pot today sadly. Wishing all who come by a good end to the weekendXX

CrazyBee787

Today I have spent cash, rather impulsively but also as a necessity, I have ordered new clothing, 2 tunics, which I should be able to wear four days of the week providing I look after them ready for the summer with a splash of colour. I spent £66.70, MD says I spent too much however I went to my usual place because I like the clothing, it is colourful and cheers me up and more importantly it is reasonably smart and comfortable for someone so big as me! If I got something cheaper it would likely not last as long and not have any positive attributes that I would be happy with. I do need more which I will save for but for the time being I will manage with what I now have. I guess it would be good to go through clothes storage and see what is there, I meant to do this. However I feel new things are good to add, as they wear down and are generally needed. Sorry I feel quite strongly that wearing smarter and colourful things not only improves my mental outlook but makes me more presentable and happier in my own flesh and job ready...on that note...

Tomorrow I have a phone interview for a part time role, tbh I am getting quietly used to not working, I enjoy the freedom and I have more energy, however I need to work as I can't stay on benefits my whole life, so a part time job, however the pay is lower then anything, but one of the plus sides of not using the credit card is that I have become adept at living on less, my grocery budget is halved and I am only spending prolific funds and bits and pieces I earn at MDs. I have no major needs right now...however I will likely need a new car in the future and I haven't got enough money to save for this and I won't have with this job, lets hope, I get fitter and get more energy so I can take on a job like I use to!

Cash pot has been diminshed and stands at £15.73 which is 5%, I did add £6.48 from prolific, also I did have a £12.00 survey at one point but for technical reasons I couldn't get it working which is annoying! 

Newstartforme

Hi CB , love the sound of the tunics , sound nicely cool and colourful.  You will soon make up the cost either with work or surveys . Part time would be great wouldn't it but cost of living is just so expensive especially when you run a car etc . It would be worth considering it though as you can still job hunt for full time on your days off . Good luck

CrazyBee787

Newstartforme said:

Hi CB , love the sound of the tunics , sound nicely cool and colourful.  You will soon make up the cost either with work or surveys . Part time would be great wouldn't it but cost of living is just so expensive especially when you run a car etc . It would be worth considering it though as you can still job hunt for full time on your days off . Good luck

Hi Newstartforme, the new tunics have arrived and they are very colourful, one of them makes me look big, but really I need it and it is cooling in the hot weather, Hopefully I will be able to make up the money unfortunetely I keep spending, I have purchased earrings and breakfast of pan au choc. It is really hard, I go from spending a little to spending a lot, although I haven't used the credit card thankfully and I am only spending within my limits. I did order some earrings which will wipe me out I am yet to pay for them, but I think If I get a second interview for todays interview they will come in, so not a complete waste.

I was hoping with my new spending strategy I would be able to restrain myself from falling into bad ways and therefore be able to stick to this new low spending life, where I let the room out and work part time. I know full time is better for money, However I would still earn enough to do more then I have now. With the extra time I have I would hope that I can use it to have a better mental health so that I remain in control. Also you never know there might be the opportunity for full time down the line, as the company is expanding.

Today has been a blip I don't want a repeat tomorrow and I certainly don't want to start using credit card. When I was working full time I was out of control, I don't know why and it wasn't great. I hope to change that this time. Right for the rest of the afternoon, I need a list to work down....

1) Change bed linen and put wash on - Can't do this roomie is back early and will wait until tomorrow.

2) Hoover floors

3) Mop floors

4) Put washing up away

5) Make dinner and Wash up

6) Search jobs

7) R&R

CrazyBee787

I didn't finish the list partly because it is getting late and partly because the lodger is back early, I should have started earlier, but I have been tired, I spent all my money pot, I didn't get a job and I have felt a lot of tension today, like I am stressed out and I don't know why? I am worried about the job that I have applied for and I am fed up that it isn't a one interview shoot out, as it is for 18K after pro rata. I have eaten cod and chips and bought earrings as well as a bad brekkie. I am now not allowing myself to travel out to see MD except to get her groceries at the weekend. I feel fed up! and the heat is not helping!

CrazyBee787

Okay so a better end to the day. I have picked up a few surveys. Cash pot zero, however tomorrow there will at least be £15.45/ £13.87 pending. so I will have money again! I need to start ratcheting up the no spend days as we are running out of days in the month to get to 19/20! I am on 6/19, not good for this time of the month.

Wishing you a good eveningXX

CrazyBee787

Okay I am back on sin street again! I have bought pastries again as I didn't want to make and eat the porridge, I guess I can't force myself to do anything unless I am locked up, Ha ha  - I hope that doesn't happen! I have made the choice to buy Choco pops again, so tomorrow I am back to normal. I have ordered the same cereal for the next two weeks also, I am actually in the negative today - or I should say I have taken money out the petrol money so that I could have what I wanted. Cash pot is zero. Prolific is running up again it is on £10.11/£19.30 pending. I have felt a lot of tension today and it is driving me mad!

Newstartforme

Your doing so well with your surveys .  I think once the job situation is more settled it'll be easier to stick to the healthy eating

CrazyBee787

Newstartforme said:

Your doing so well with your surveys .  I think once the job situation is more settled it'll be easier to stick to the healthy eating

Maybe you are right, perhaps having something to do again full time will keep me better occupied so that I can not think about my hunger or feeling of unsatiation if thats a word?! Prolific is being very good to me, I cashed out £15 this morning and it is already to cash out tomorrow at £25 with near the same pending, yippee! Also another big survey may come back to me as I returned it but I can't definetely expect that. Also I have another interview, this time it is career progression and there is potential for more money plus it is full time, which I think might be wiser! It is for the job I hoped I would get an interview for the first stage is on Friday fingers crossedXX