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So now what?

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  • teapot2
    teapot2 Posts: 3,957
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
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    Sainsbury’s review of the year and its a poor showing from me. I only made top 5 buyer of a veggie roast. Most disappointed in myself. 
    Apparently I was the #15 buyer of mature cheddar - must do better 🙄🤔🧀
  • debtfreeoneday
    debtfreeoneday Posts: 5,094
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
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    wow. It’s been a moment since i was here.

    Life has been interesting this year and im still at a bit of a crossroads in respect of work but one thing i am really wishing to focus on is being way more intentional with our money.

    I know when i post regularly I'm way more on it so here i am. Will scoot off and catch you with news since I've been awol

    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,094
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
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    still going as much side hustling when I can and reached payout on a receipt app yesterday so £5 amazon voucher claimed. Also claimed £7.17 on prolific.

    Was also quite a spendy day picking up birthday / Christmas bits but I’m nearly done now so feeling pretty content with that and currently all within budget.

    Anyone use any good survey / receipt sites?

    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • South_coast
    South_coast Posts: 6,749
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
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    Good to see you back 😀

    I only use Shoppix for receipts now, not sure if there are any others (I think Swagbucks was an option, but then it lured me into doing their surveys as well, so I ditched it altogether as they made me lose the will to live). I seem to struggle with the oomph for Prolific these days (daft I know, as it's the most lucrative), so my best survey site at the moment is One Poll - though obvs some of those will drive you barmy too 🤣

    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • DancingInTheRain
    DancingInTheRain Posts: 1,788
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
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    snapmyeats is a fairly easy receipt app, scan 25 receipts per month to cash out a £10 voucher every 2nd month.

    Debt Busting Again in 2026

    Starting Debt 03.05.26 £5345. Total 29.10.26 £2650

    Challenge 1 - Clear M&S Card: Starting Balance 03.05.26 £600, cleared 05.07.26

    Challenge 2 - Clear V12 Finance: Starting Balance 05.07.26 £600, cleared 12.08.26

    Challenge 3 - Clear Barclaycard: Starting Balance 12.08.26 £940, cleared 29.10.26

    Challenge 4 - Clear Tesco CC: Starting Balance 29.10.26 £2650

  • debtfreeoneday
    debtfreeoneday Posts: 5,094
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Forumite

    thanks SC. I use clear for receipts as well. Prolific still my best earner and still plodding on with one poll.

    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,094
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Forumite
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,094
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Forumite

    Hard to know where to start with life updates.

    Work has been very up and down. Currently facing a decision whether to pick up a second job. First job is fairly small and I now have time for further hours and have a potential option but a few things not sitting quite right with me, but location, hours and pay are more than I could have asked for…

    Kids now both at college which is going well but that’s been a big change.

    Still renovating the house but we are nearly there with two rooms left to do.

    Money wise, we’ve managed to build a decent emergency fund and I guess we are in a fairly good place nut tied in with the work decision I’m struggling with the do I earn more and be able to do more / do I earn less and accept we tighten our belt a bit dilemma.

    £21.21 in from prolific.
    £5 Amazon voucher in from clear
    £5 in from Vypr

    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • South_coast
    South_coast Posts: 6,749
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Forumite

    The kids are at college 🤯?

    Not heard of Clear before, but I've just had a look and they don't want me 🙄🤣!

    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • MFWannabe
    MFWannabe Posts: 2,589
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite

    is the new opportunity as well as current job?
    If it is you have nothing to lose taking it


    MFW 2026 #50

    Mortgage:

    04/04/26: £33,500 

    07/03/26: £34,418.15

    16/01/26: £56,794.25
    02/01/26: £60,223.17

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    Savings: £20,000




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