So now what?

debtfreeoneday

1 November and my 14 month challenge has started. I’m only going to count money when I actually get it in my account so here goes. 

@South_coast has set me a challenge to ‘earn’ £100 in November 

£14.45 in today from prolific. I got a £9 survey yesterday that approved overnight which was a bonus and it took my earnings to payable. 

£4.90 Topcashback

£6.32 bank interest. 

Free cash earned to date - £25.67
Other free money earned to date - £0

South_coast

Hmmm, looks like I should have raised the bar 🤔 This is going to be too easy!

debtfreeoneday

South_coast said:

Hmmm, looks like I should have raised the bar 🤔 This is going to be too easy!

Always next month!  To be fair I think my max ever earned was around £200 a month

debtfreeoneday

Been a productive week money wise.. Into the back account went: 

£20 in from 1poll 
£6.25 from tcb
£19.94 everup 

and in non cash rewards I’ve got £8.65 in nectar points as I finished the count up to Christmas challenge and also had bonus points on a £90 spend and on buying £20 on clothes, both of which I needed to do anyway. 

Free cash earned to date - £71.86
other free money earned to date - £8.65

debtfreeoneday

Free money update 

£25 win on Premium Bonds, £2.17 in from Everup, £41.40 on TCB thanks to an insurance policy sign up finally tracking and going to payable, 

In non cash rewards, £5 Amazon voucher from Clear and £26.47 in nectar points thanks to the monthly credit cards points tracking. Spending has been a bit heavy on there due to Christmas and a large ticket item we recently bought but it’s cleared in full every month. 

Free cash earned to date - £140.43
other free money earned to date - £40.12

debtfreeoneday

Sat with DH last night and decided we need a regular money meeting. We also need to put all of our financial info together, a recent death in the family bought that into focus. I mainly do all the money stuff and tbh I’m not sure he knows where it all is and should the worst happen, it is a headache neither of us need or would wish on each other. 

We also looked at the jobs (big and little) that need doing around the house as it feels we are stuck at the minute moving forward and agreed 3 jobs a week to tick off. 1 joint, and 1/ 2 sole jobs.  

Mine was to start recording financial details in a book, this week was the car insurance details which I’ve done. 

My second is to measure and get ready to order blinds for DS room. His curtains have been up for years and no longer match any bedspread he has as well as looking a little threadbare. 

Free money update 

£14.72 in from 1pulse
£3 from pinecone 

in non cash rewards 
£2 into nectar points 
£10 Amazon voucher shop and scan 

free cash earned to date - £158.15
other free money earned to date - £52.12

Watty1

I too have been thinking about recording everything in one place.  For the future.  I should really start. Nice prompt.

debtfreeoneday

Watty1 said:

I too have been thinking about recording everything in one place.  For the future.  I should really start. Nice prompt.

I think it’s the keeping it up to date that always gets me 

debtfreeoneday

Had a random email from the ombudsman yesterday asking for feedback on how they are doing with a complaint Ive raised.  We’ve had no outcome and no contact other than the general we have your complaint email. I was supposed to be raising a second complaint about Monzo but genuinely don’t have the energy. I still have a bank account to close with them as I’m tidying up my credit report and can’t summon the strength to do it as I know they will be a nightmare with it. 

South_coast

Could you switch the account to somewhere else? The new bank will have the aggro of closing the account then. Bonus points if you manage to bag a switching bonus!