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So now what?

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  • KajiKita
    KajiKita Posts: 7,992 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Hello again <waves> :)

    I'm intrigued - how are you planning on making money with your £50 PB win? (Well done on that btw. I haven't had one for months now! ;) )

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 48 books of target 52 in 2025, as @ 31st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    KajiKita said:
    Hello again <waves> :)

    I'm intrigued - how are you planning on making money with your £50 PB win? (Well done on that btw. I haven't had one for months now! ;) )

    KK
    I’ve invested it in Chip for a month as they are offering a £20 bonus if you open an account and leave money in for 30 days. 

    I havent had PB wins for months and months!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Free money yesterday was £5 from ipsos which turned into an Amazon voucher. 

    Sun is shining again and already warm. Off out all day today so spent the morning making a picnic mountain for us all. 

    Was quite pleased with myself yesterday. Annoyingly a DD was due to go out the bank which I couldn’t cancel. The company were also unhelpful saying they would still collect the payment. My bank said just move all your money out overnight. Which I did. Then remembered annoyingly a pension payment goes in on 4th. So resigned myself to losing £70. Woke up before midnight due to the cat being sick and figured I’d try my luck at midnight to see if I could swipe the pension money out before the DD got collected!  It went in at 12.20 and no sign of the DD so I swiped that money out and hopefully I’ve managed to avoid it. Bank says they will try again at 2.30 today to take the DD so I’ll just leave my money in the savings account all weekend!  
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Money moved back into bank account. They did try again on Friday afternoon but obviously there wasn’t enough pennies in there. 

    Going to enjoy reallocating that £70 now. 

    Free money over the weekend 

    £2.31 TCB
    £10.20 Quidco. (£10 was a bonus offer from on the ago that I’d forgotten about)

    Busy busy weekend. Weather thankfully cooler but looking ahead to this week, it looks like that was only a short reprieve. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Free money 

    £10 shop and scan voucher
    £10 from nectar in points for completing healthy challenge.  
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • beanielou
    beanielou Posts: 95,887 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That was quick on the healthy challenge. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • South_coast
    South_coast Posts: 5,930 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    What's the healthy challenge and why don't I know about it???
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    What's the healthy challenge and why don't I know about it???
    Umm it just popped up on my nectar. You had to buy so many items of specific foods and you got 400 points each time you completed one. 

    Not sure if it was open to all?
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    beanielou said:
    That was quick on the healthy challenge. 
    I did it on one shop just with our usual fruit and veg. Though I did buy a fair amount of frozen fruit as they were on 3 for 2!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • beanielou
    beanielou Posts: 95,887 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Mine is 200 per challenge. 1000 in total. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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