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It won't happen overnight. But if I do nothing it won't happen at all. (MFW diary 5761)

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  • seventh88
    seventh88 Posts: 134 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hi everyone, 

    I hope life is being kind to you. Here's my update as we slide into September.

    Successes
    1. I've been able to pay another £528 into the MFW fund this month, bringing the total to £4433 for the year. I can't quite believe I've stuck at it for so long, and that I've been able to overpay by so much. 
    2. Renewed my broadband got a better deal by negotiating with my current supplier (thank you current supplier)
    3. I have started C-word shopping (I know, it's so early, but it really does help me budget better when I do this, and it's so much less stressful...!!! I then have so much more time to bake gingerbread and read cosy books in the colder winter months!!)
    4. Using the GoodBudget app continues to be helpful this year, I seem to have a good system going on with that. 

    Challenges
    1. Home/contents insurance due soon - will need to start looking for new deals
    2. Since I hit my MFW target i have been thinking ahead to next year. I feel excited, determined and privileged to be continuing my MFW journey - and I also want to bring more novelty and adventure into my life too. I want to push myself out of my comfort zone a bit (I find this hard, I'm like a flippin tortoise, I'll do anything to stay in my shell...). So I'm starting to think of new things I could do, things I wouldn't ordinarily, that might help me grow, stretch and build my confidence too. Things that make me say 'wow, I never thought I'd be a person who did that' - but then I am!! I have a few ideas, and am open to low-cost suggestions if anyone has any? What have you surprised yourself by doing?

    Thanks for your support everyone :)

     Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | Mortgage  = £112,153/£132,469 (15% paid)

    Goal for 2025:
    1) MFW £4433/£3000



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