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Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
It won't happen overnight. But if I do nothing it won't happen at all. (MFW diary 5761)
Comments
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Lovely post seventh88. You've absolutely smashed your mfw target this year and I've no doubt you can do the same in 2026
Mortgage 26.4.25 - £108,500 1.10.25 - £104,960.46
Mortgage overpayments so far - £876.94
Debt 16.11.25 - £5160 30.12.25 - £4960 (3.9% paid)3 -
I love how thoughtful and considered you're posts are 🥰
You've done an incredible job this year and I'm sure it will continue into 2026 and beyond.
MFW
Opening Mortgage Balance 16/06/2024 - £99569.04 term remaining 80 months (Feb 2031)
Current Balance £23,000
MFW 2025 #31 £40,000 / £28,000 OP
MFIT - T7 £40,000 OP
0%CC May 2027- £5,000
0% Loan £600.00
Grocery Challenge
Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / Aug £294.38+83.83 entertaining /Sept £328.93 / Oct £381.10 /Nov £282.13
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum3 -
Great update @seventh88, love that for you!! You're a perfect example of what happens when you put your mind and heart to it! I know it's not always easy, especially doing it solo has its extra pain points, but as carboot_karaoke says, you've done incredible work this year and you should be proud of yourself! Very well done!! Wishing you a peaceful Christmas and well deserved break!
Mortgage: £173,700 Sep 22 £158,000 Jan 26
MF Date: Sep 52 Mar 52
CC Debt: £15,250 Nov 25 £11,600 Jan 26
2026 Challenges:
MFiT-T7 #5
DFbyXMAS #7
January 2026 Grocery Challenge: £200/£200
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A lovely post.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Thanks for your encouragement and support! @misstara @carboot_karaoke @RedLipstick @beanielou @South_coast
Here’s to 2026 for us all!Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | MFW Goal 2025: £6429/£3000 | Mortgage = £111,564/£132,469 (15% paid)Goal for 2026:1) MFW £0/£36001
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