We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Want to become a Forum Ambassador? Visit the Community Noticeboard for details on how to apply

2025 - 52 Week Envelope Saving Challenge

1…34689…66

Comments

  • Optimistic_Saver
    Optimistic_Saver Posts: 337 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Could I join you, please? 🙏
    I have started with £52/£1378
    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • kazzymac_2
    kazzymac_2 Posts: 123 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #8  I’ve just set up a separate account & put in £1 so just envelope 1 this week please.
    2025: 52 wk envelope challenge #8
  • Dizzycap
    Dizzycap Posts: 1,661 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 4 January 2025 at 6:46PM
    I'd also love to join in this challenge, please. No.18? Thanks :)<3 I'm just going to do monthly amounts as and when the pennies arrive, if that's ok? I'll put the month I'm on as (1) for January etc in my sig.
    ~ NSD 2026 Challenge March 18/20 (3)
    # No.12 Save £2 a Day 2026 £182.49 / £730 (3)
    # No.2 Save 1p A Day Challenge 2026 £177.51 / £667.95 (3)
    # No.19 52 Week Env Challenge 2026 £390 / £1378 (3)
    # No.4 Save £12k in 2026  £4855.01 / £12,000 (3)
    # No.4 £2 Savers Club 2026 - (25/12 - 24/10) £74 / £200 (3)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (3)
    # Make £2026 in 2026 £1359.27 / £2026 (3)

  • Thistimenxtyear
    Thistimenxtyear Posts: 13 Forumite
    10 Posts First Anniversary Name Dropper Photogenic
    #14 here. 

    I opened a savings account linked to my grocery spend card and transfered the £20 from decebers budget. So 1 virtual envelope complete. Printing off the Google doc to colour each on in as I transfer the cash. 


    Envelope Saving Challenge #14 - 6/52
    February Grocery Challenge - £68/£375
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,490 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    Doris17 said:
    Happy New Year all!

    Filled 52, 51 and 22 today.

    I am doing a transfer once a month to a Christmas saver, this months money when over this morning.

    Thanks LMD.x
    Well done Doris! I've updated this for you :)

    lellybun said:
    Hi everyone, Happy 2025!

    And I am off! My first £26.50 has been transferred into a savings account.

    Thanks
    Lelly
    This has been added too Lelly :)

    Littletinks said:
    Hello everyone,  Happy New Year🎉

    #5.   My first envelope is £16, as I rounded down my current Acc. 

    I've added £16 for you Littletinks!

    CraftySquirrel said:
    Morning all! Just transferred my week 1 payment into my savings account for the challenge - £26.50 down…
    Added for you CraftySquirrel

    Pinkpieuni said:
    Happy new year everyone,

    #7 - £26.50 envelope transferred into an instant savers a/c 
    Brilliant! Updated on the tracker :)


    Well done guys!
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4520/£6000
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,490 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    Optimistic_Saver said:
    Could I join you, please? 🙏
    I have started with £52/£1378
    Of course you can! No.18 for the challenge and I have added your 52 to the tracker this morning. Welcome aboard!
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4520/£6000
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,490 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    kazzymac_2 said:
    #8  I’ve just set up a separate account & put in £1 so just envelope 1 this week please.
    Added this for you Kazzymac_2
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4520/£6000
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,490 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    Dizzycap said:
    I'd also love to join in this challenge, please. No.18? Thanks :)<3 I'm just going to do monthly amounts as and when the pennies arrive, if that's ok? I'll put the month I'm on as (1) for January etc in my sig.
    Hi @Dizzycap, you are most welcome to join us but your No. is 19 - Optimistic Saver pipped you to posting so they has just been given 18. Sorry about that, but posting monthly is absolutely fine :) Just remember to bookmark us so you know where we are <3
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4520/£6000
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,490 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    Thistimenxtyear said:
    #14 here. 

    I opened a savings account linked to my grocery spend card and transfered the £20 from decebers budget. So 1 virtual envelope complete. Printing off the Google doc to colour each on in as I transfer the cash. 


    Great start @Thistimenxtyear I've updated it on the tracker for you
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4520/£6000
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,490 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    What an excellent update for week 1!  Great work so far guys...

    I'm adding weeks 1 and 52 today as on Wednesday I am off on holiday for a week and will miss next Monday.  This holiday was financed by my envelopes from 2024 :D 

    I should be able to keep the tracker and thread updated whilst I am away though.  I am aiming to do alternate highest and lowest this year, we will see how that compares to last year which was totally random. I still have my chart to colour in though.

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4520/£6000
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.9K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.9K Work, Benefits & Business
  • 603.5K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture