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2025 - 52 Week Envelope Saving Challenge

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Comments

  • Optimistic_Saver
    Optimistic_Saver Posts: 367 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Could I join you, please? 🙏
    I have started with £52/£1378
    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • kazzymac_2
    kazzymac_2 Posts: 123 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #8  I’ve just set up a separate account & put in £1 so just envelope 1 this week please.
    2025: 52 wk envelope challenge #8
  • Dizzycap
    Dizzycap Posts: 2,000 Ambassador
    1,000 Posts Third Anniversary Photogenic Debt-free and Proud!
    edited 4 January 2025 at 7:46PM
    I'd also love to join in this challenge, please. No.18? Thanks :)<3 I'm just going to do monthly amounts as and when the pennies arrive, if that's ok? I'll put the month I'm on as (1) for January etc in my sig.
       Personal MSE 2026 Money Saving Challenges:
    ~ NSD 2026 Challenge May 18/20 (5)
    # No.12 Save £2 a Day 2026 £304.15 / £730 (5)
    # No.2 Save 1p A Day Challenge 2026 £295.85 / £667.95 (5)
    # No.4 Save £12k in 2026 - £7495.78 / £12,000 (5)
    # £10-a-Day Challenge 2026 - £502.44 / £1825 (5)
    # No.8 Sealed Pot Challenge 19 (24/10) 286.45 / £400 (5)
    # No.27 - Top Up EP 2 £1105 / £2880 (5).
    # Make £2026 in 2026 - Completed
    Motto 'SAVE before you spend'
  • Thistimenxtyear
    Thistimenxtyear Posts: 13 Forumite
    10 Posts First Anniversary Name Dropper Photogenic
    #14 here. 

    I opened a savings account linked to my grocery spend card and transfered the £20 from decebers budget. So 1 virtual envelope complete. Printing off the Google doc to colour each on in as I transfer the cash. 


    Envelope Saving Challenge #14 - 6/52
    February Grocery Challenge - £68/£375
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,660 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    Doris17 said:
    Happy New Year all!

    Filled 52, 51 and 22 today.

    I am doing a transfer once a month to a Christmas saver, this months money when over this morning.

    Thanks LMD.x
    Well done Doris! I've updated this for you :)

    lellybun said:
    Hi everyone, Happy 2025!

    And I am off! My first £26.50 has been transferred into a savings account.

    Thanks
    Lelly
    This has been added too Lelly :)

    Littletinks said:
    Hello everyone,  Happy New Year🎉

    #5.   My first envelope is £16, as I rounded down my current Acc. 

    I've added £16 for you Littletinks!

    CraftySquirrel said:
    Morning all! Just transferred my week 1 payment into my savings account for the challenge - £26.50 down…
    Added for you CraftySquirrel

    Pinkpieuni said:
    Happy new year everyone,

    #7 - £26.50 envelope transferred into an instant savers a/c 
    Brilliant! Updated on the tracker :)


    Well done guys!
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4861/£6000
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,660 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    Optimistic_Saver said:
    Could I join you, please? 🙏
    I have started with £52/£1378
    Of course you can! No.18 for the challenge and I have added your 52 to the tracker this morning. Welcome aboard!
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4861/£6000
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,660 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    kazzymac_2 said:
    #8  I’ve just set up a separate account & put in £1 so just envelope 1 this week please.
    Added this for you Kazzymac_2
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4861/£6000
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,660 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    Dizzycap said:
    I'd also love to join in this challenge, please. No.18? Thanks :)<3 I'm just going to do monthly amounts as and when the pennies arrive, if that's ok? I'll put the month I'm on as (1) for January etc in my sig.
    Hi @Dizzycap, you are most welcome to join us but your No. is 19 - Optimistic Saver pipped you to posting so they has just been given 18. Sorry about that, but posting monthly is absolutely fine :) Just remember to bookmark us so you know where we are <3
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4861/£6000
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,660 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    Thistimenxtyear said:
    #14 here. 

    I opened a savings account linked to my grocery spend card and transfered the £20 from decebers budget. So 1 virtual envelope complete. Printing off the Google doc to colour each on in as I transfer the cash. 


    Great start @Thistimenxtyear I've updated it on the tracker for you
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4861/£6000
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,660 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    What an excellent update for week 1!  Great work so far guys...

    I'm adding weeks 1 and 52 today as on Wednesday I am off on holiday for a week and will miss next Monday.  This holiday was financed by my envelopes from 2024 :D 

    I should be able to keep the tracker and thread updated whilst I am away though.  I am aiming to do alternate highest and lowest this year, we will see how that compares to last year which was totally random. I still have my chart to colour in though.

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4861/£6000
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