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Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
2025 - 52 Week Envelope Saving Challenge
Comments
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Enjoy your holiday LMD.
"My Life Is About The Journey Not The Destination"1 -
Good morning,
#7 reporting £26.50 for week 2.
Thanks, Pink
Challenges
NSD - Dec 9/10
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £42,801.82/£38,000
Mortgage @ Jan 2025 £75,600-Current bal £29,851.26 Target MF - Jun 26, 187 days away.
2026 Challenges
NSD - January
1. 2026 Mortgage-Free Wannabes #61 £ /£29,000, MF target June 2026, current mortgage balance - £29,851.26
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - Current balance £1,029.22
3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)
1 -
Great work Pink, I'll update the spreadsheetPinkpieuni said:Good morning,
#7 reporting £26.50 for week 2.
Thanks, Pink
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60001 -
#6
£2 sent to virtual pot.
£1 added to cash envelopes. I think my intent to do cash backwards was a bit too ambitious 😆
I will alternate between high and low for January at least.
Goid progress everyone!MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.
- - - -
What matters is how we live and love and how we spend our dash. (L Ellis)1 -
No 8
£2 transferred to pot today for envelope 2 please2025: 52 wk envelope challenge #81 -
Enjoy your holiday LMD
New savings account opened No 16 £104.00 added this is a mix of 3,49,4,48 will see me through to w/c 29/1/25
Thank you
NRANewRoadAhead Debts Sep 2009 £35,000.00Debt Free November 2014, Mortgage free June 2022
#No16 2025 52 week envelope challenge-£1166/£13780 -
Thanks so much 🙌LittleMissDetermined said:
Of course you can! No.18 for the challenge and I have added your 52 to the tracker this morning. Welcome aboard!Optimistic_Saver said:Could I join you, please? 🙏
I have started with £52/£1378
LMD xFrom Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.880 -
so #2 reporting ini am going to do it in equals this year£26.50 pleaseflowers x♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐2 -
I'm currently tracking your cash one, do you want me to add another and track the virtual too or are you happy to keep tabs on that one?Nintud said:#6
£2 sent to virtual pot.
£1 added to cash envelopes. I think my intent to do cash backwards was a bit too ambitious 😆
I will alternate between high and low for January at least.
Goid progress everyone!
your £1 has been added to the tracker
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60001 -
Well done, this has been added for youkazzymac_2 said:No 8
£2 transferred to pot today for envelope 2 please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60002
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