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2025 - 52 Week Envelope Saving Challenge

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Comments

  • Hi LMD can I join again please? I was here last year but stopped part way due to using the funds for an emergency. I am glad I had the funds to cope with it though thanks to this challenge, so would love to do it again this year.
    Of course you can, you’re no.22 this year 
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4520/£6000
  • #8 
    £3 into the pot for this week please x
    2025: 52 wk envelope challenge #8
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    #2 26.50 for me please
    Thank you lmd x
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • #5 

    Hope everyone is well and keeping warm!

    It’s envelope number 9 for me this week please LMD x 
    2025 52 Week Savings Challenge (£1378) #5 5/52
    2024 52 Week Savings Challenge (£1378) #26 52/52 completed Oct 24

    Virtual Sealed Pot Challenge 2023 #2 £305.60/£300
  • #12. £37 pounds this week so I'm up to 140/1378. 
    Thanks 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 Jan 26- just under 64k

    June 25 Debts in my name were £5170. Now 5178 (Jan 26)
    DH debts ?? at a guess £15k
  • #18
    Week 3 in the bag 🙌
    £153/£1378 - 3/52

    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • Hello, 
    #7 £26.50 put in an ✉️ for week 3.
    Thanks, Pink

    Challenges

    NSD - March  - 4/10

    1. 2026 Mortgage-Free Wannabes #61 £9,637.76/£29,000, MF target May 2026, current mortgage balance - £19,420

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2  £106/£1,378 -( 1/52)

    4. EF - £900

  • Hi can I join please? I’ll be doing the £26.50 per week and have put 3 weeks in my savings pot 
    thanx :)
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi can I join please? I’ll be doing the £26.50 per week and have put 3 weeks in my savings pot 
    thanx :)

    hi welcome aboard!!
    LittleMissDetermined, is on holiday currently but when she back she will give you a number

    Flowers x
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • Morning all! Been a bit absent but keeping up. Made 3/52 payments now despite a very long, very expensive month! 

    #15
    2025 52 Week Saving Challenge #15 18/52

    HSBC - £6319.04 £6061.12 £5932.16 £5803.20 £5287.36
    Lloyds - £9395.51 £9202.55 £9019.41 £8664.01
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