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2008, Year I take control
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Well done Penny gonna make it my year too!
Jan 08 Grocery Challenge £69.95/£160
Motto of the week:What goes around, comes around
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Hope the papering went well. Are you available for hire?
You seem really organised & motivated, well done:T:T:T.
A thought on your SOA - you're paying £25 a month into savings for kids - but have debts including Vanquis which have astronomical interest rates :eek:. Why don't you use all the savings plus the full £100 a month to pay debts off quicker, then repay what you 'owe' the kids, including interest (but not at Vanquis rates
). You'd pay the debt off quicker and would be extra motivated to pay the kids back as it would be an emotive debt.
More recipes please
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Hi ali, if i stop the kids savings now then they would lose their 10%interest rate and only get 5.57% interest. Started first childs savings off after I had paid a debt off, and the second child's saving after the budget last year (its 14p more than what increases i had with budget) there for its money I wasn't getting before hand.
Another thing is I am now paying £70 less a month than I was last year.
My last payment to Dell is this month £13.26, hoping to get La redoute paid off, £71.odd plus my last water payment for last year of £33.30 should all happen this month, allowing me to use the equivilant £117/118 to pay extra on vanquis next month and in March.19th March 2007 LBM£5,969.63 1st January 2018 £5960.18, 1st January 2019 £11,032.0018th August 2023 £12,435.00, Student Loan £22244.00 From 2009-12Challenges: To learn to stop spending..0 -
Still papering as i cant find the screwdriver to take shelves down, and cant move forward till they are.19th March 2007 LBM£5,969.63 1st January 2018 £5960.18, 1st January 2019 £11,032.0018th August 2023 £12,435.00, Student Loan £22244.00 From 2009-12Challenges: To learn to stop spending..0
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You go girl!!
Been for a wonder round the new donny car boot today, getting a load of stuf ready to take next week now!!!!On a mission0 -
Where they doing car boot now? I know it used to be at old football ground before that wind dismantled it back in 0619th March 2007 LBM£5,969.63 1st January 2018 £5960.18, 1st January 2019 £11,032.0018th August 2023 £12,435.00, Student Loan £22244.00 From 2009-12Challenges: To learn to stop spending..0
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Signed up to some dating sites over weekend via Quidco and £7 has already been verified. Doubt I am likely to find my dream man, but the money from signing up will come in handy- straight towards my 2008 free Christmas.19th March 2007 LBM£5,969.63 1st January 2018 £5960.18, 1st January 2019 £11,032.0018th August 2023 £12,435.00, Student Loan £22244.00 From 2009-12Challenges: To learn to stop spending..0
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Penny2myName wrote: »Signed up to some dating sites over weekend via Quidco and £7 has already been verified. Doubt I am likely to find my dream man, but the money from signing up will come in handy- straight towards my 2008 free Christmas.
Thats a thought have to have a gd look round quidco,esp the dateing site tall, dark handsome male, about 25 with a bulging wallet wanted, thou with all the effort Im putting in2 money saving doubt Id have the energy left!! x
the dateing sites are they free to sign up2?xx rip dad... we had our ups and downs but we’re always be family xx0 -
yeap, but if you want to answer/contact anyone, then you are asked to pay. Guess who wont be corresponding with any interested parties...19th March 2007 LBM£5,969.63 1st January 2018 £5960.18, 1st January 2019 £11,032.0018th August 2023 £12,435.00, Student Loan £22244.00 From 2009-12Challenges: To learn to stop spending..0
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Penny2myName wrote: »yeap, but if you want to answer/contact anyone, then you are asked to pay. Guess who wont be corresponding with any interested parties...
we can dream......... theres always a catch. but the extra money on quidco, would !!! in useful 4 xmas, its all in a gd cause!!xxx rip dad... we had our ups and downs but we’re always be family xx0
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